Absolute Wizard

* * *

Choi Myeong-sun was in charge of corporate finance at Choheong Bank.

He was mainly involved in enterprise work, especially coming from the games, mainly from Seongnam region. Unlike personal finance, his job was to support companies that were more than a certain amount of economic entities.

They implemented factory mortgage loans to companies and Project Financing (PF) loans to real estate construction companies. They usually build factories and lend them facility funds.

Here, the bills discounted work received on transactions between companies, the purchase of trade currency bills to export companies, and the implementation of export finance to export companies.

We also carry out work such as international financing for companies investing in foreign countries.

Of course, he doesn't do all of this. I only know that he is roughly the same.

‘My job is mainly to build factories and lend money to facilities. ’

However, he should have known the nature of the work as a whole. In fact, before I came to my seat, I had a thorough experience of the above tasks, whether I was lucky or not.

Thanks to him, he was able to focus more on his work. Even in times of difficulty like the IMF, keeping his place had something to do with that.

It was even a story about internal banking restructuring that convinced me not to get fired.

However, even Director Choi Myung Seon was really sad about one thing.

No company should want to invest in a company inside the bank. Moreover, now, even the government is continuing to ask for more investment in businesses.

Minimal performance was required. Investment outcomes for suitable companies, especially in the IMF crisis situation as it is now, were equally advantageous.

‘Course, I'll take my chances. If I make a mistake, I have to take my clothes off. ’

I did not take this risk seriously as well as Director Choi Myung Seon. It was because I already had a little experience.

However, he was curious when he heard about the two people who had come to him soon.

No one's coming to visit you today, right? ’

“Let them in!”

* * *

Choi Myung Seon suddenly noticed two or one people approaching him with a curious look from an escort.

“Senior Director Yang Duk-soon? ”

“Hahaha, Director Choi Myeong-sun, it's been a long time. ”

“Oh, I'm so disappointed. Raincomb's been going crazy lately, and he's been disconnecting from me. ”

“That's what happened. ”

It was a simple name.

However, he looked at his aunt, Manager Yang Duk-soon, with a fresh look in his eyes. He was one of those people he couldn't possibly know.

It was the company that was in charge of finance. Thanks to this, the fundraising for Raincomb Company was not an exaggerated company, even if I memorized the moon.

He immediately led the two to one meeting room and asked for a light drink, and only then did he look at the one who had followed him.

It was Cho Min-woo.

“What about this one? ”

Cho Min-woo only recognized himself then, but didn't think it so strange.

He was also familiar with the fact that he was already a practitioner.

“My name is Jo Min-woo. He's the president of Raincomb. ”

“Ah? You were President Jo Min-woo. I've heard a lot about it. I should have said hello first, I'm sorry. ”

“Hahaha, no. Everyone's a mess, aren't they? Jo Jong Bank is busy in one way or another. ”

“Oh, but that's not true of people. We're watching Raincomb. ”

Surprisingly, he felt good to have an easy conversation.

So I started with a light story.

It was just a small story.

However, the Jo Jo Bank's request was to make the most of its own bank whenever possible. The story included that it would provide many benefits.

It didn't seem like much to me that I came out while I was telling the story.

We're talking hundreds of billions of dollars coming in and out of raincomb. That would be a big help to the Jongdong Bank. ’

Cho Min-woo didn't rush to get a sense of the atmosphere. Although the loan was not difficult, it was not a problem at all.

‘It's a matter of interest. Moreover, since it's IMF time, I'm sure you'll try to raise interest with excuses like this. ’

When he came up with this thought, he didn't comment, but he couldn't keep doing it. Once there was a big line that needed to be made clear.

“Actually, I'm here for a loan. ”

“Loans?”

Director Choi Myung Seon tilted his head.

I didn't understand it well. As you know, raincomb was now a dummy company with a debt rate of 0%. Raincomb was a company that had piled up a lot of cash inside the company and had no idea what it was doing.

And all of a sudden, a loan.

But there was one thing that came to mind.

And then, apparently, you bought the towers recently. Maybe that's why you're short on cash? ’

Soon, of course, I shook my head. He knew that thousands of patent fees from Sony were coming soon. We have already received large investments from foreign countries.

Things didn't really make sense right now.

It was at that moment that Jo Min-woo opened her mouth.

“I'd like to borrow about 130 trillion dollars from the tower we bought now, our Raincomb contract this year, and the company's internal cash. It's not a lump sum, of course. You will receive it in installments as you progress. ”

At the same time, he provided evidence of a recent contract received report from Raincomb.

“If you look here, you'll see that we're almost a trillion in revenue this year. And maybe next year, after the launch of a new product, our two trillion revenues will go down a notch. ”

It was the same as the storm.

“....... ”

Finally, Choi was fed up with this attitude of Cho Min-woo, shut up, and checked the contents of the report. Of course, it couldn't have been wrong.

He was more aware of Raincomb's cash flow than anyone else. The loans you requested now account for roughly 120% of your debt.

‘That should be fine. Even if the IMF has Raincomb technology, it won't be ruined. ’

This was certain in a certain way.

He especially believed in Raincomb because it was the source technology they had. Especially kicking Sony in the face was really pleasant.

At this rate, I couldn't help but post the report on top.

But I needed to find out why it was necessary to make so much money at the same time as this IMF.

“Where the hell are you going to buy that much money? ”

“We are going to set up a 5 million pyeong factory! ”

“....... ”

He was shocked to finally shut up.

It was no longer a conversation.

I realized what Cho Min-woo was thinking.

‘I'm going to have to lend you close to five trillion in this year anyway. Maybe it's for the best. ’

* * *

Cho Myeong-sun soon went through several steps after discussing with Jo Min-woo to find the deputy bank chief at the head office of Jo Heung Bank in Seoul.

Of course, he did not forget to make a thorough report regarding the loan details requested by Raincomb.

I liked the horse. It was 120 billion.

It was not an easy amount to think about

At this rate, there had to be something obvious.

However, what Jo Min-woo said was quite meaningful. It wasn't just a report.

Still, Raincomb's performance was top priority. But the explanation was not about doing it yourself, it was about doing the basics for your supervisor.

“....... one situation. Perhaps President Jo Min-woo is determined to increase the size of the company this time. ”

However, Nak-sun Kim did not immediately answer. He felt something was not quite right. There was no reason to raise the size of the company too much just for the size of the company.

It is universal to process assets and reduce debt in times like the IMF.

Does that mean something else? ’

It was not easy to guess. It was not just the contents of the report.

What caught his eye when he fell into this thought was Choi Myung Seon, who also drafted this report, which was directly responsible for Raincomb.

“You said you were the best, right? ”

“Yes.”

“What do you think is the reason why President Jo Min-woo made this offer? ”

“It's hard for me to see it simply because of profit. At this time of the IMF, it is more clear to invest in real estate than to invest too much in this way. What do you mean, loans? There's no reason. ”

“Does that mean there's something else? ”

Choi Seon hesitated for a moment.

He also blames it on guessing from here on.

If I said it wrong for no reason, it was hard to kick the main instinct.

However, this part was plausible for anyone to see, so I finally opened my mouth.

“I think it's a remedy for unemployment. That's five million square feet, and we're going to have at least 4,0005,000 close jobs. And that's going to be quite helpful for construction companies in terms of plant construction. Even if it is limited to Seongnam, it will also help us improve the image of our bank. ”

“Oh, you mean to show us that our bank is out to create jobs in these difficult times? ”

“Yes, it probably works better than a few billion image ads. ”

“Not bad. ”

Kim Nak-sun, deputy director, nodded. Obviously, there was more to this loan than losing it. Furthermore, the flow of Raincomb funds was much better known to them than that of Raincomb.

There was no problem compiling the report so far.

Rather, if you look at it that way, the name loan had to be done.

‘This should be worth it. ’

“Okay, I'll report directly to the bank manager. ”

“Yes.”

* * *

Kim Nak-sun immediately reported this to the bank chairman. Of course, the result was already predetermined.

It was the same for the other executives.

The transaction was commented that it was better to use some of the funds to invest inside the Jongdong Bank anyway.

Carry on.

However, we must clarify one condition.

It went through several steps again and passed to Cho Min-woo.

Cho Min-woo immediately smiled as he met Director Choi Myeong-sun.

“You want me to release to the press the details of the bank on the construction of this plant? ”

“Yeah, well, I don't think you need to explain it in detail. But it's a big investment, so I need you to understand that. ”

“Good.”

He simply concluded.

I decided I needed to do something like this anyway.

The loan interest rate was not bad either.

‘But it doesn't matter if you pay me back in the next year. ’

* * *

Seongnam Gu, Chang-hoon Ahn, the head of hair that keeps falling out these days, seemed crazy as it keeps getting worse. Otherwise, it was more difficult because the front hair was peeled off and it was a stressful yard.

But I couldn't help it.

The IMF exploded and there was no difficult place in Korea, especially because the unemployment rate in Seongnam area was endless and the public march continued.

‘I don't know if I'll get fired like this. ’

It was originally a matter of fact, given that the official was a barrel of rice.

But the IMF was a little different. Nowadays, I feel uneasy every day because it's so intense. With all the government officials gone from Carl's work, I have nothing more to say.

He is tired every day because he has heard of it.

Once upon a time, I would have been arrogant toward those who sought me out, but now it was different.

“You wanted to see me? ”

Cho Min-woo immediately stepped out.

“My name is Jo Min-woo. He is also the president of Raincomb. ”

Raincomb, where have you heard of this company? ’

“Why is that? ”

“I want to see the mayor. ”

“The mayor? But I have to know what's going on...”

“I intend to set up a factory in Seongnam, approximately 5 million square feet. ”

* * *

Old Chef Ahn Chang-hoon would have eaten many things by Cho Min-woo in the past. But things are different now.

The unemployment rate within Seongnam City would be dramatically reduced if a factory were to be built on 5 million square feet. Even a government official could be a significant improvement in their performance.

I immediately took him to Seongnam City Hall.

And the story was roughly similar.

Cho Min-woo was bored of repeating the same story, but endured it with patience. Although I know it is a form of receiving me down, I changed my mind again when I thought about the young people suffering in Korea.

But there was one problem.

“Very well. I see what you mean. Thank you so much for your offer. All that's left is that the altitude restrictions on the airspace are going to be a big problem. ”

When Jo Min-woo heard this, he immediately flashed his eyes after remembering one thing from the past.

‘Because of that problem, Seongnam's first industrial complex development plan was delayed. Maybe you're right. ’

“Yes, I need you to close that part as soon as possible. That's five million square feet.) A factory will be built. And that's not where it ends, of course. There's going to be more complex research complexes. If that were the case, I'd drop Seongnam's unemployment rate by at least 30% now! ”

Kung fu!

Seongnam, as well as other relevant government officials, opened their mouths slightly and was furious. It wasn't just an easy thing to do.

Right now, the President of South Korea has been completely overwhelmed by unemployment. There was no better way to say that politically he was under a lot of pressure.

At this time, the good news could have been the last hope for politicians and for Koreans suffering with the IMF.

“Very well. I'll push through this one with all the means and means. ”

“Please.”

* * *

After finishing this briefly, Jo Min-woo immediately returned to his company. He did this for a reason, of course.

Once he got what he wanted, he realized that it was hard to lead what he wanted, with only raincomb sales now.

‘We need to launch a new product soon. It needs to be superior to existing products. ’

I had no choice. There were two products that had already been made, but they had already started to grow from competitors to fake stalls.

Furthermore, after seeing the damage, the price dropped to a staggering point and it was not a small hit.

The biggest problem was the supply of parts. Existing products have overlooked this. No, it was precisely that I did not know that they would sell this much.

‘Phew, I can't help it. ’

Even Jo Min-woo knew that this was a hardware engineer's mistake, but didn't blame them. In a way, it could have been a problem for product planning itself.

That's why the new product was more important. However, there is a condition that it needs to be a more effective product while attracting existing product performance.

And it was never easy.

He also noticed that while analyzing existing SlimMX products. The bigger question was, what was the appeal?

‘What should I highlight this time? ’

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