All Things Wrong

Chapter 413 Loan Negotiations

Early the next morning, Su Ruoxiang had already begun operations. First of all, it is natural to go to the company to arrange a little bit of work, because new funds are not yet available, a lot of things have not yet been implemented, and now it is just a matter of following the original plan, mainly whether new funds will be available. Su Ruoxiang's side has already spoken out on the board of directors. She can definitely pull the loan, but she herself said very confidently, but honestly, there is nothing on the bottom, because I don't know if Li Huilin's side can think of a way to do it. I was very certain yesterday that Su Ruoxiang also believed him, but I don't know exactly what the other side will do. Su Ruoxiang doesn't know anything about it.

Although Li Huailin did not receive a call in the morning, Su Ruoxiang did not call, because Li Huailin said that he would reply to Su Ruoxiang within a day. It is not yet a day. Su Ruoxiang did not want to rush, but chose to go directly to Huaxia Commercial Bank.

Walking into the headquarters of XS Huaxia Commercial Bank showed his intention. Soon, President Min came out to receive Su Ruoxiang on his own initiative. Although their bank did not have much cooperation with Tiancheng Group before, as the number one and second largest group in XS City, the governor on this side dared not be too lazy.

“Manager Su, we already know your intentions, but I can ask you flavorfully, your group's cooperating bank has always been Huaxia Construction Bank. It seems that there are no major dealings with our Huaxia Commercial Bank. I wonder why we were suddenly asked to cooperate this time?” President Min on this side also asked very strangely.

“I'm in desperate need of funds right now, but we don't have that much money on the side of the construction bank, and we heard that your bank has recently returned to a huge wave of funds, which is why I thought of working with you.” Suluo smoke over here replied.

“A big wave of money?” President Min here was slightly confused, "I wonder how much Tiancheng Group needs to borrow this time? ”

“260 million.” Su Ruoxiang replied immediately.

“260 million?” President Min immediately shocked that this was not an ordinary number, because he had just spoken to Bai Feng's people yesterday. The Bai Feng Group had already applied for a loan at the beginning of the month, which amounted to 260 million, and the loan had reached the final stage of review. If the information provided by the other party was no big problem, the loan would be placed on the other party's account within three days, and now that Su Ruoxiang had spoken of the number, the president on this side immediately understood the meaning of the other party.

“Is Manager Su after the Bai Feng Group loan?” President Min immediately said, "Although I don't know where you know the news from, I can tell you that our bank is now really going back to the cage of 260 million funds to lend to Bai Feng Group, and the funds are already in the final review stage, and within three days the funds will be lent out. Is it a little too late for you to say that we are going to lend the funds, and to return 10,000 steps, we have always had a good relationship with Bai Feng, but it is the first time that we have worked with you. Rationally, none of this funds can be lent to you, not to Bai Feng. ”

“As far as I know, there seems to be a problem with the Bai Feng Group's operations and it has been in deficit.” Su Ruoxiang smiled and said, "President Min, should we now consider whether Bai Feng Group really has the ability to repay this amount? ”

This sentence made President Min slightly hesitate. Indeed, Bai Feng's loan did not have to be so troublesome at all. Now he has only reviewed the other party's economic situation for half a month, that is, he is observing the other party's ability to repay it. After half a month of understanding, President Min on this side judged that the other party still has this ability, and decided to lend it to the other party, which is why he would agree.

Thinking about it, President Min said with certainty: “Based on the current situation of the other party, I think the other party should still be able to repay it. Especially next month, the other party's building Linjiang Garden will be released. The funds should be returned to the cage soon. I think it should be no big problem to repay the loan. Anyway, Manager Su, let me make it clear to you that under the same conditions, we will definitely consider working with Bai Feng Group for many years, not you. ”

“Under the same conditions?” Suluo Smoke over here asked.

“Of course, we are all businessmen, and if there are better conditions on your side, we will naturally think about it.” President Min smiled slightly.

Su Ruoxiang naturally understands the meaning of the other party. Although President Min and Bai Feng have been friends for many years, as long as the conditions here are better than those of the other party, they will naturally choose themselves. After all, it is business, but these conditions should not be very good. For example, it is not good for Tiancheng Group to increase the loan year, increase the amount of the loan, or let you directly carry some bad funds.

“Our loan terms are the same as Bai Feng's, borrowing for one year at an interest rate of 6.58%.” Su Ruoxiang said that one year is a relatively important watershed, because borrowings within one year are short-term borrowings with lower interest rates, while borrowings over one year are medium- and long-term borrowings, which is another interest rate.

“Ha-ha-ha...” President Min really smiled, "Manager Su, I've just said, since the same conditions, why should I choose you over the decades-old customer Bai Feng Group? Manager Su, to be honest, I haven't seen any sincerity from Tiancheng Group so far. I don't think there is much cooperation between us. Why don't you go talk to your cooperating bank about the loan, on my side...”

President Min obviously meant no more. Although Su Ruoxiang had no expression, Tian Jing, secretary on one side, was in a hurry. She had just been sent to be Su Ruoxiang's secretary. I don't know what Su Ruoxiang's abilities were, but looking at this first thing seemed to be about to screw up, it was a bit urgent.

“Wait, President Min...” Tian Jing on this side hurriedly stood up and said, "Why don't you take a look at our company's materials first. ”

Tian Jing means to delay the time first, then think of a way, otherwise the other party will send customers directly, but President Min seems to have decided on an idea. He waved: “I don't think so, I still have work to do, or...”

President Min did not finish his speech, suddenly the reception room door rang, through the glass, this side of the president Min can see his vice president in a hurry at the door to make gestures with him.

“Gentlemen, wait a minute. I'll see what's going on.” President Min looked at his deputy as if there was something urgent to say, so he spoke to Su Ruoxiang and stood up and went to the door.

“Manager Su, it is impossible for us to lend money like this.” Seeing no one, Tian Jing immediately whispered to Su Ruoxiang that she was of professional financial origin. She has been in this industry for almost 10 years now. She thought that Su Ruoxiang on this side was probably new to college, so she said with the teachings in mind, “If we don't give them a little benefit, we won't get a loan. I see this Min President and Bai Feng have been cooperating for so many years. You said that there are no private dealings, this is impossible...”

“Don't panic.” If Su Ruoyan reached out and stopped Tian Jing, "I didn't have anything before, but just now, I suddenly got the winning spot. ”

Su Ruoxiang said that he took out his cell phone on this side. At the time of the conversation, Su Ruoxiang suddenly received a text message from Li Huilin. The words above were simple: “Things have been settled, don't worry. ”

“Victory?” Tian Jing had no idea what was going on. Somehow he asked, “What's the winning point? ”

Tian Jing's words just finished, President Min at this door suddenly came back sweaty, and immediately sat in front of Su Ruoxiang, very seriously said: “Manager Su, that... I thought about it carefully, we and Tiancheng Group should still have room for cooperation, especially this time. Tiancheng Group was also the leader of the real estate industry in XS City, working with our commercial bank. That's not a strong joint. It's a big good thing. I think we should talk very carefully about the loan, but there is an urgent situation. I need to go and deal with it a little bit. I don't know if Manager Su is free tomorrow or the day after tomorrow. Let's meet again and talk about the loan, can you see? ”

“Oh, does President Min really mean that?” The other party's attitude changed by 180 degrees, as one could see, and Su Ruoxiang smiled slightly, saying with a slight smile.

“Yes, we are very sincere here.” President Min said immediately.

“Yes, in that case, I'll come back tomorrow.” When Su Ruoxiang finished, he stood up and shook his hand slightly opposite President Min, "I hope we can work together happily. ”

“Well, definitely.” Governor Min also stood up and said.

Out of the door of the bank, Tian Jing has not yet reacted. Why did the other party suddenly change so much? It seemed that he was reluctant to take care of his side. But the next second, he turned into a pleasant meaning. He looked at Su Ruoxiang's cigarette around him. Tian Jing's side just wanted to ask what was going on. Suddenly, he pressed, his phone rang, and Tian Jing quickly picked up the phone.

“Yes, it's me, you say... ah? Wait, is that true? Wait, I'll check online. Okay, I'll be right there.” Tian Jing hung up the phone and immediately started searching the internet with his mobile phone.

“What's the matter?” Asked Suluo Smoke next to him.

“Something happened to Bai Feng's worksite.” Tian Jing said with amazement.