Almighty in the city

Chapter 986: Being poor is not without reason (below)

"Okay, thank you, Lao Bai." Fan Xiaomei said gratefully.

At this time, Fan's mother Ai Ai said again: "Xiaobai, auntie, thank you for taking care of our family. The old saying goes,'Help people to the end, send Buddha to the west', look, can you help Xiaomei and her brother—— "

"Mom!" Fan Xiaomei changed her face, and she drank the words that Fan's mother hadn't uttered. "People have done nothing to help our family because of the morality of a friend! We should be cherished. A grateful heart, instead of pushing your nose to your face!"

"Hey, what you said is so awful!" Mother Fan's anger was hooked up again, "People Xiaobai hasn't said yet, what are you talking about! A mere 100,000 yuan of money, It's a drizzle to Xiao Bai, it's not a small amount, right Xiao Bai?"

"Auntie, you don't need to use such words to arouse me." Bai Yifan smiled, "This matter, one size fits one size. It is one thing to help uncle go to Yancheng for treatment. If you want to ask me to borrow money, That’s another matter. I’m a person who always adheres to the rules. If you want to lend money to Fan Xiaomei’s brother to repay the loan shark, the mortgage is absolutely indispensable. There is no negotiation."

"Oh yeah--" When Fan's mother heard that he had said everything for this purpose, she knew that it would be useless to say anything else here.

After hesitating for a full few minutes, she said in a very early stage, "Xiaobai, you just said that our house can be mortgaged for 200,000 yuan, right?"

Before Bai Yifan nodded and said yes, Fan Xiaomei's expression was already repeated, and she said sharply, "Mom, what do you mean!"

"What's the point of me—" Fan's mother rolled her eyes, her face still had the pitiful pretense, "Since this house is going to be mortgaged anyway, Xiao Bai also said that she can mortgage it twice. One hundred thousand yuan, then let's ask Xiaobai to borrow the two hundred thousand yuan first."

"One hundred thousand yuan can repay the usury that my brother borrowed, why did you mortgage two hundred thousand?" Fan Xiaomei sneered, "Mom, don't think I don't know what you think in your heart! This extra one hundred thousand yuan, Are you going to give it to my brother, right?"

Fan's mother did not say a word, which was obviously acquiescence.

Fan Xiaomei laughed furiously: "You borrowed 200,000 yuan with the house as a mortgage, and then you gave my brother 100,000 yuan to repay the usury, and the remaining 100,000 yuan was also given to him-but the money that was borrowed will eventually be required Who will pay it back!"

"You have such a good relationship with Xiaobai, and he will not force you like those loan sharks... and the money does not charge us interest. It will be fine for you to slowly, and it will not be a big deal every month. Did you send us money..." Mother Fan squirmed her lips and whispered.

Fan Xiaomei was so angry that she couldn't restrain herself, but Bai Yifan raised her hand and pressed it on her shoulder, so she barely broke out on the spot.

Not to mention that she was the client, even Bai Yifan, who had already planned the calculations in his mind, felt that this was a big eye-opener today.

Such a mother who does not treat her daughter as a daughter, but treats her son as an ancestor, is the only thing in her life.

However, before he visited the Fan's house this time, he had already considered the whole thing. Although he was also irritated by Fan's wonderful work at this time, he still didn't reveal anything on the face, just like the sound of Fan's mother just now. Muttering, I didn't hear it at all.

When he felt that Little Sister Fan was calmer again, he released the hand on her shoulder, looked at Mother Fan and said, "Auntie, are you sure you want to mortgage 200,000 instead of 100,000? I said in advance. Well, if the mortgage is the rule of borrowing money from me, this rule cannot be broken, and I asked you about the mortgage for this house. As for how much money you want to borrow, you have to estimate it according to the mortgage I issued if you don’t need it. If you borrow less, you can pay back quickly, so you can get back the house much earlier."

"Uh-" Mother Fan was taken aback for a moment, and blurted out subconsciously, "Xiaobai, do you want to take this house?"

Fan Xiaomei sneered: "Mom, what do you think? Since it is a mortgage, can you still use it? If that's the case, what kind of mortgage!"

"That can't work!" Fan's mother yelled immediately, "If this house can't live during the loan period, then where will your brother's family live? After they change the usury, they can live back again! "

"This, I can't help it." Bai Yifan spread his hands, "So I just said, aunt, since you only owe less than one hundred thousand dollars in usury, then just borrow one hundred thousand. One hundred thousand. It’s always faster than 200,000 yuan. With Xiaomei Fan’s current salary, 5,000 yuan a month, it will be paid off in a year and a half, and then the house can be taken back."

"Where does her brother and sister-in-law and Lei Lei live this year and a half?" Fan's mother asked.

Fan Xiaomei sneered: "The rental house here is not expensive. As long as your son is no longer so idle, even if he finds a small job, he will cost one to two thousand yuan a month. Renting a house for a meal is more than enough. And your daughter-in-law. , Can’t she go looking for a job? There are so many foods on the street, just find a waiter at random, washing dishes, etc., can’t earn more than 1,000 a month? So if the two add up, there will be a junior in a month. Thousands. How much is it to rent a room here for a month? The number of one bedroom and one living room in the old city is only six or seven hundred, and the number of two bedrooms and one living room is less than one thousand.

"This...this..." Fan's mother was speechless.

Seeing her like this, Fan Xiaomei’s anger that was barely suppressed in her heart came to her forehead again: "Why, mom, don’t you think it’s right for your son and daughter-in-law not to work and make money? My daughter makes money. Is it justified to raise their family?"

"Xiaomei, how do you talk!" Mother Fan became unhappy when she heard it. "Didn't your brother never go to work? This is not because he was fired, and you didn't find him a new job, so he was free. ."

"I won't find him a new job?" Fan Xiaomei laughed angrily again, "I won't find him a new job - ask him if I won't find him, or he doesn't want to go!"

"Then you can't always find him a job like a security guard." Fan's mother said, but her eyes were secretly looking at Bai Yifan, "The friends you know now have so much energy, so you can give them to your brother. Arrange a better job."

"Aunty--" At this moment, even Bai Yifan couldn't listen anymore, so he had to interrupt, "There are workplace rules in the workplace. In many cases, it's not the boss who says it can do it. Behind a company, There is a board of directors, and there are shareholders. Even the ancient emperors did not want anyone to be an official."