American Fortune Life

An excellent investment plan that cannot be separated from a process, "Assumptions-Proofs-Fundraises-Bets-Waits-Harvests”.

Now you're pointing to the graph on the projection screen and the data that you've been investigating all over the time, and you're starting to argue with everyone about the possible xing of the boss's hypothesis.

“The news that we paid to hire several investigators, split up into real estate projects in some parts of the states to do surveys and give feedback is astonishing because there is no money to pay for bank loans, many houses are already busy with weeds, people go to the sky, and even an overwhelming majority of houses in a neighborhood have been occupied by homeless people, and the owners of the original loan purchases have long gone missing.

Even so, those sales agents are desperate to encourage people who are simply not able to pay to borrow to buy a home, can you imagine that without any mortgage or formalities you can borrow to buy a house? There are many such speculators on the market who get a few houses with a 0 down payment and want to make a difference. As the real estate market falls, the houses in these people's hands can't be sold at all, they can't repay the bank loan, they can only smash it in their hands or simply run away and dump this burden on the bank. ”

Everyone in the conference room listened to Alvitelli's presentation, a piece of data was shown, a bush of weeds, a desolate picture of the pool drying up, and the American Emperor's real estate market was on the verge of collapsing, and the crisis was filled with opportunities when all the concealed debts and problems were exposed to the sky, that is, when the bubble burst.

No one's heart had to start trembling slightly, staring at the first little boss with a faint expression on his face, and the boss who had discovered the problem earlier would probably be the biggest beneficiary, and as to whether it was a nightmare for ordinary people and other peoples, that was not the issue they should be considering.

“For vacant real estate, we need an appropriate tool, otherwise risk profits will be highly mismatched, boss. Have you seen the financial instrument, CDS?” Budstone has been persuaded by all the data presented, and the facts are stronger than eloquence, recalling the night he first met the boss, the first time he asked himself if he recognized Michael Bray, had the boss discovered the real estate market problems by then?

“Yes, the CDS!“ It wasn't Andy who answered, but Alvitelli, who had already replaced a projection picture, all eyes again on Alvin.

“Everyone here should be familiar with this cds, after all, this financial instrument and its inventor, Michael Bree, have been the laughingstock of Wall Street in the past few months, but today I'm going to tell you that it's also a risk - a financial instrument with almost perfect returns.” Starting on the projection screen with the laser pen in your hand, of course, the vast majority of people can understand.

“For example, the owner's assets, $500 million in principal, can buy $6 billion of CDS products for BBB grade, but instead of paying $6 billion, it pays a premium of 1% of $6 billion annually, $60 million, and the money can also earn 5% interest, or $30 million interest, in the bank that existed before the payment, so that if you spend $30 million in the first year, plus a commission of $10 million annually, $500 million of products lose up to 8% a year, but in theory you can earn up to 1200%! ”

Alvitelli's voice just dropped, Andy's hands stood up on the table, his eyes swept across everyone, and some excited shouted: "This is the best deal ever! Because it will never last this year! ”

To be honest, Andy was almost killed by the prophet himself! After all, in his previous life, he was a program monkey. Knowing about the financial markets was about nothing, knowing about the subprime mortgage crisis, knowing about the collapse of American Emperor real estate, and of course, generally viewing Hollywood's Big Sky Head movie, which became boring and boring.

Because of the movie, he almost didn't die. After recalling the film in a state of superdivinity, after all, it was adapted according to the real life. He really took it seriously and began to feel that investing 500 million dollars, 07, 08 busy for two years to make up to 2 billion dollars is really not an opportunity for this financial crisis, but it is also acceptable.

But when Alvitelli showed him the loss, the profit, Nima, his liver was trembling, six billion, and the money bit the bank in '08, and the billions were not really dreams, and he was not excited, and it was all fake, so he would suffer, and he would worry about the opponent's counter-pulse.

Andy knew perfectly well that when he pressed down his entire family to make the chips, all he had to do was wait and suffer. An object of great momentum, which takes a very intense resistance to change the original trend, takes longer to turn around, and luckily he knows how long.

Don't assume that the rate of default will rise dramatically, that the price of the house will start to turn around, and that Andy, the blanks, will also face the final resistance of the entire system, which is incredibly strong and will even lead many people in the blanks to doubt whether their decisions are correct and to die at the darkest moment before dawn.

When the crisis eventually broke out, and it didn't mean success, it didn't count until the money came in, because there would be a lot of forces that would jump out and put pressure on individuals and institutions with CDS in their hands to buy from them to mitigate the bank's losses, and of course, none of that pressure was a problem for Andy, and he could simply ignore it.

For the first time, people look at a young boss with a greedy look in his eyes like a hungry wolf, and feel the ambition and callousness of a young man who smiles with confidence and sunshine all the time during the weekday.

An American ordinary people's nightmare may even trigger a world xing financial crisis as an opportunity to seize wealth for themselves, of course, all Wall Street people, no one is ungreedy, the slightest emotion is just crocodile tears, Andy doesn't have any compassionate attitude, Nima, my soul is heavenly people, no one can point out who cares about the ordinary people's lives and legitimate wealth making, but when everyone here looks at the little boss again, there is an extra kind of awe.

In fact, it's not a joke that tens of thousands of people found the real estate bubble in danger of collapsing, but in 2006, at least tens of thousands of Americans, including real estate agents, loan auditors, increasingly stressful buyers, smelled the impending crisis, but these people couldn't directly empty the U.S. real estate market.

Because CDS will no longer be available on the open market, ordinary investors can't even touch the threshold.

“Bud, do you have a problem with the ISDA threshold?” Andy looked at Badderstone as he thought about something.

“No problem, one phone call can solve it, we were not interested in these junk bonds before, the last time we made a big fortune in the futures market, the International Swaps and Derivatives Association sent us an invitation.” Badderstone nodded.

“Good, after all, we can't trade CDS without passing the ISDA threshold! In addition to being the main member of my think tank, the rest of you are the executives of Free City Investment Corporation. The reason for convening this meeting is to make sure that you understand my intentions and plans and then implement them. Over the next period of time, I need you to maximize your earnings and get back into the cage. In a month, in a month's time, we will invest all of your funds in the CDS, and at the same time, let everyone in advance know that we hope that you can prepare early and avoid losses in the upcoming storm. Gentlemen, it is up to you! ”

Andy looked at everyone and left the conference room with water, laughing at Alvitelli and Budderstone who had stayed: "Come on, have a cup of coffee in my office, there's something else to discuss. ”