American Fortune Life
Chapter 305: Horn Rings
Alvitelli sank for a while and had a headache about the boss's idea, which, to be honest, was not that there was no manipulative xing, but that every step of change in the market had to be on the heart of hearts.
Banks are either fools, bank loans lend 100 yuan, or 100 yuan currency, not purchasing power in due course. In order to avoid risks, the bank's accountants and jing operators long before the loan took into account possible future interest rate changes. Interest rates will fluctuate in the market. Of course, in case of currency depreciation and inflation, there is a certain amount of cheap to earn for lenders.
But it's almost impossible to cut the meat of a bank, unless, of course, you want to earn the difference between them because of the devaluation of the currency and the repayment, according to the boss.
“Agreed interest rate!” Alvitelli spit a financial term in his mouth, attracting all the attention of the think tank, and several financial JING Ying looked at Alvin with a "I'm not mistaken” look.
Al ignored their strange gaze and looked at the boss Andy, "Boss, I understand what you mean, if you want to make a profit from the repayment rate, there's no other way but to negotiate the agreed rate with the bank at the beginning of the loan, but the amount of the loan we want is too large, and the bank doesn't necessarily agree, and the best result is just to limit a floating minimum, which is not very significant. ”
Andy was a little disappointed, but hundreds of thousands, millions of dollars isn't money, cheap bastards don't make money. Spend generously, earn cheaply, and the principles of success.
Everyone in the think tank could see the disappointment on the face of their boss. One of the accountants held onto the glasses on the nose beam, and he shook Al's cue, and when he saw Al slightly dotted his head, he smiled and said to Andy, “Boss, if the Fed really dramatically increased the amount of money, raised the dollar, caused inflation, we could totally use the money earned from the loan to make a massive industrial investment, and we had Huge amounts of cash, even inviting several banks to guarantee some snake swallowing acquisitions, so that we can expand our profits from inflation, and even without snake swallowing acquisitions, we can spend the money as fast as we can, and then use the previously acquired assets as collateral to lend to banks, and under inflation, the banks will lend more, and we can definitely lend 2 bucks to apples that we buy for a dollar, or For three dollars, we use these loans to repay pre-inflation loans, the rest to reinvest, and in the case of inflation, not to increase the debt rate is really sorry for the generosity of the big banks. ”
Al nodded and went on to say to Andy, “When the real estate bubble bursts, it's bound to affect the banking industry, and we can spend the profits we made on CDS before, so we can mortgage, invest in the capital market with these loans, empty banking, harvest profits, and I think this is definitely the best way to tear a piece of meat down the big banks! ”
Andy listened carefully to the think tank's analysis and nodded: "So yesterday, when I saw the briefing that came in, HSBC Holdings first increased its reserve for subprime housing credit in the United States and issued a warning of a possible substantial increase in the provision. The trumpet has blown, the plan can proceed in an orderly manner, consolidate resources, start screening loan banks for the best interest rates, and talk about agreed interest rates as much as possible, I think these quality assets in my name, the repayment capacity is very secure, I don't think the banks will refuse. ”
Alvitelli nodded, and the next meeting time was to start distributing. After all, the loan negotiations with the bank were not concluded in two days, not millions, tens of millions of loans, but hundreds of millions of dollars in loans. The bank would assess all assets, and the time required would be long.
At the end of the meeting, Andy and Al walked out of the conference room together, and Andy asked his neighbor Al, "What's new in the contact between Mark Zackberg and Microsoft? ”
“Microsoft wanted to annex Facebook, but Mark Zuckerberg had expressly refused, and his control of YU was too great. He had said more than once in the meeting that Facebook was his lifelong career, and would never be overwhelming, and even if he agreed to Microsoft's acquisition, it would be premised on maintaining the status quo, and he would still be in control of the company, a condition that no company would agree to. Microsoft retreated to the second, hoping to acquire some of the equity, Mark Zackberg called out a 7 billion valuation, which had already been agreed by the board of directors and unified, and I think if Microsoft was really interested in buying Facebook stock, it would eventually agree to that valuation, and if we were to mortgage on Facebook stock, we would need the cooperation of the media, and the banking side would agree to that valuation. ”
After listening to Alvitelli, Andy walked and muttered, and finally said: "Xiao Mazi will not cooperate with our speculation, so that Xi Rui, who is in charge of Happy Farms, will be interviewed several times to verify from the side that Facebook now has a profitable project, and that Microsoft and Xiangjiang Sufu are willing to join Facebook Board of Directors at a market value of $7 billion when revealed to the media. ”
“All right, boss, I know what to do. By the way, boss, would you be interested in seeing Deutsche Bank's sales manager, Jared West?” Alvitelli smiled and asked the boss.
“The number one advocate on Wall Street selling CDS around Wall Street?” Oh, not yet, I don't think his customers will be too many, it's too early to get in touch, but this guy is very eye-catching. After this crisis, he will become a new billionaire. Think about making a commission and having a millionaire, he should have a good mouth! ”Andy had heard of this sales manager, and he played a lot of movies in his past life. He sells CDS every time. I really don't know what Deutsche Bank will do with the sales talent of his company. Andy Jomo remembers selling a total of 30 billion CDS from this person.
“Oh, he doesn't have a good view, he thinks CDS is a profitable financial instrument, he doesn't care if the real estate market will collapse, he only sees high commissions after selling CDS every time, I think Deutsche Bank will not let him go easily after running out of time, such employees really don't know if it's lucky or unfortunate! ”
Andy laughed at Al as he walked, but he thought to himself, ever since Alvitelli, the gay man became his chief investment advisor, formed a non-discriminatory gay team, especially the boss Andy, who had never revealed even a slightly different vision, a pleasant working environment, made his previously depressed psychosocial rejuvenation due to his exclusion, discriminatory work past, and was very grateful to Andy, after all, not later when the Rainbow Act was passed in the United States, everyone had correctly and unanimously advocated encouraging him to come out of the cabinet, believing that it was true love with Xing.
In previous life, Andy didn't realize that it was any different than coming out of the cabinet or gays, but it was politically correct to be kidnapped from the cabinet by the whole world. All kinds of foreign news stories made him hate it. There was a great sense of sport. To be honest, it was very dark. In fact, the discrimination was still discriminatory, just like the discrimination in skin color, but it simply shifted from bright to private.
“Boss, Apple's shark gangs have recently moved a little bit, and the stock price fluctuations are a little bit unusual. ”
"Jobs' first generation of iPhones released at the San Francisco Annual Meeting of Global Software Developers not long ago, whether it's a" touch interface, "a 3.5-inch display and a physical Home key, or a 2-megapixel rear camera, is a time-honored masterpiece, and this group of sharks suppressed stock prices before they went public, as Baxton expected, and that's how they always do it. Nevermind, stock prices will soon rise.
(For the rest of this chapter, please see the author. Thank you for supporting the original version. This is the starting point for Chinese.)