American Fortune Life

Speaking of UK banks, I believe most people still think of Standard Chartered Bank and HSBC. However, Barclays Bank, which set up the world's first ATM, issued the UK's first credit card and issued the UK's first debit card, has a key position in the UK and around the world.

Especially after acquiring the North American Investment Bank, which Andy Smith obtained from the bankrupt Lehman Brothers, bonds, stock sales, trading, and related investment businesses, he jumped to become one of the largest banks and financial institutions in the world.

Just after Andy Smith completes the Hot Assassin Club new stadium loan, Barclays Bank president Robert Diamond drops the job and greets the big client in person.

In the conference room, the main guest sat opposite each other, and after Andy and Robert Diamond laughed and chilled, Robert also knew that the young business genius in front of him, the super-rich man, was definitely unprofitable and early, and he was the first to smile and ask.

“So, Mr. Smith, what can we do for you? ”

“Oh, it's a good thing.” Saying, Andy's smiling hand took a piece of paper handed to Robert Diamond by a little assistant in a black crew neck slim OL suit.

Robert smiled, looked at Andy with curiosity, took the file, browsed quickly, and asked with some uncertainty, "You want to... ”

“Yes, I would like to use the Tottenham Hot Assassin Club as collateral to lend to your bank. You're sure your bank won't refuse?” Andy's smile on his face grew brighter and brighter, his eyes looking at each other.

“Of course, it's our pleasure. I don't know, Mr. Smith. How much are you going to lend? ”

“A billion pounds! ”

“This...” Robert Diamond frowned slightly, not that the Hot Spurs Club was not worth so much money, but that Barclays Bank's cash flow was already stretched, and other British banks turned to the government in the wake of the current financial crisis as the only ones who didn't despise it and publicly said they didn't see the prospect of making the government a major shareholder in the bank. If £1 billion were withdrawn, Barclays could be exposed to a short-term cash shortage.

Andy saw the other side of Barclays' faces all frowned on, and he couldn't help but smile: “Why? Is there a problem?”

“No problem!” Robert Diamond looked at Andy with a deep smile on his face and was defamed by his heart, but as a debt-free, profitable British super club, Hotsprick is undoubtedly a very good asset, especially the new stadium program, making Hotsprick the hottest club in the near future, with a £1 billion loan really small.

“Oh, well, as a bank that did not receive government funding support during such a severe financial storm, it still operates at a high speed, and expanding the bank is worthy of my trust, so I would not hesitate to come directly to the door to seek loans, which did not disappoint me!” Andy is not stingy with his attention and praise.

And the people at Barclays Bank looked at their president with a keen eye. The people present were definitely very knowledgeable about the situation at their bank. Now the president promised Andy Smith a loan without hesitation. There was undoubtedly a suspicion of adventure. Everyone knew that the young man in front of them was the one who lacked the most cash, but the person who lacked the most cash personally came to the house to seek it, had no purpose, and killed the group of people who did not believe it.

What people can think of, as president Robert Diamond can naturally think of, is that the smiling young man across the street is not a virtuous generation, so he won't hesitate to respond to the counterparty's loan request, he doesn't want to cause the counterparty to be deeply buried in the misery, such as investor confidence crisis, leading to crowding risk, etc., he can have some shameless means or some understanding of Andy Smith's people, he doesn't want to let the stock price plummet by 70% again!

Now that a consensus had been reached, and soon entered into negotiations between the parties on the loan rate, Andy had been smiling at his men and the people at Barclays Bank to suppress the loan rate. Although he did not know why his boss wanted to borrow and what he wanted to do with the loan, since the boss had so decided, it must have been his intention, and all they had to do was work for the boss.

Amahl glanced at Andy Smith with some curiosity at the edge of the coffee, leisurely awaiting the outcome of the negotiations, to be honest, and suddenly received a call to meet him at Gaia, and had never been able to figure out what the young super-rich was going to do, but it seemed that the role of the team of lawyers was still to sign the loan contract.

Apparently, Andy didn't want to waste too much time on interest rates, and when the Barclays side bit to death and stopped giving in, Andy, who had been in a relaxed state, put down his coffee cup and slapped the board directly, made a decision and agreed.

Robert Raymond's pupils shrunk slightly. Although the interest rate on the loan to the other party is low, it's not the lowest. I thought the other party would continue to talk. I just didn't expect the other party to have it. This is an extra £1 or 2 million a year. The other party promised it so easily. At this moment, his heart really grew more and more suspicious. The young man in front of the key is not a good person to let others take advantage of!

Rate fixing, even if Robert Raymond's heart was full of doubt, could only smile at his men and Andy's men, and the lawyers began to work on the contract because there were no problems or controversies and the contract was made very quickly.

“Bang!”

After Andy's autograph pen was signed, a bang was made on the document, and it seemed a little unexpected in the quiet conference room. Everyone saw Andy's sunny smile on his face, closing the folder and handing it over to Amahl beside him, smiling at Raymond: "Here comes the text message, it looks like the money has arrived. ”

Andy smiled, grabbed the cell phone in the exit pocket, unlocked it, tapped on the unread text message, tapped to see it, smiled at the same smile, but his eyes were a little confused. Raymond shook, and then put the lock screen back in his pocket.

“Enjoy your cooperation!” Raymond smiled with a smile on his face, and as he was about to get up and shake Andy's hand, Andy smiled more and more with his hands crossed on the table and said before he got up, "Don't worry, Mr. Raymond, I have a business to talk to you about. I wonder if you're interested? ”

“Oh?” Robert Raymond chirped in his heart, still smiling on his face, but his eyes became a little gloomy, and he did come. How could this insidiously sly hungry wolf make people take advantage of him, “Don't know what the business is? ”

“I know your bank is planning to raise money, I don't know, is your bank happy to welcome my investment?” Andy's teeth smile, smile and smile, and white teeth shine in the sun.