American Fortune Life

Third-party payments, to be honest, Andy has been hesitant, mainly in the United States!

Not only is strict regulation dying, but there is no huge banking union endorsement that can replace the dominant consumer position of credit cards among the European and American population.

People who believe in credit cards know that they often give points, install digital products free of interest, give discounts, give other activities, save aviation miles, hotel discounts, enjoy VIP services similar to the airport, etc.

In the United States, where finance is the core industry, consumers have long developed dependence on credit cards. What's more, apart from the credit cards of a few major banks, major chains and brand companies in the United States all have their own credit cards and have preferential spending...

Therefore, the foreign banking system will not support or tolerate third-party payment platforms for collective consumption, financial management and settlement in terms of costs and benefits.

The vast majority of banks in Europe and the United States are private banks, so no bank or card organization is willing to take on a large number of inefficient or even negative savings accounts, cybersecurity, counter authentication services, and the payment of such wedding clothes for third party platforms.

So in the United States, online payments can only be attached to the already mature credit card payment system, only consumption can't be transferred, and it's simply impossible to have third-party payments develop into a letter in the United States.

Benefits are the most fundamental determinants compared to user habits and technical conditions!

Andy now has his own bank, so he is very aware of the invisibility of third-party payments in the U.S. banking industry, and he has also spoken to Stephen Nubbi, who became the CEO of Intake Bank, and the other party shook his head and persuaded the big boss to find another bank to work with, so as not to treat Intake Bank as a clearing house.

Even Nima herself felt that it would be frustrating for Infineum Bank to act as its own third-party payment platform. It would be difficult to get comfortable, but it would be even less desirable to know other banks.

In the end, however, it is also a good deal to make money, although it is a little eggy, which is why Starbucks, a chain of coffee shops, is needed to serve as a promotional testing ground for third-party payments.

And while paying hard money with a third party, the most important thing is to connect your online and offline industries to form an ecosystem of inner-cycle industrial clusters.

After working on some of Watsop's things, Andy came to Instagram, which is just one block away, and now Instagram is just as fast as it ever was and expands, and of course, burning money is a great player!

No way, today's Instagram platform, under Andy's toss, has completely developed into a monster, text collection, photo pushing, microblogging, web community integrated into the social jiao platform website.

Moreover, Instagram firmly followed the orders of Big BOSS, cracking down on Twitter insanely, almost emptied the core team of Twitter's small company. Few Twitter companies were originally involved, and only two founders of the original core start-up team were left to gain power this year in '08.

Instagram's rugged digging, coupled with Instagram's star effects and promotions of celebrities such as Andy, the famous founder boss, Hollywood star, NBA star, British superstar, and so on, and celebrity photography such as Parris selling SAOs, implantation promotions in "The Scarecrow Girl," attracted the vast majority of young people across the United States to download and use.

As for the 140-word Twitter company, although it is still in operation, it is also a dying struggle, and the thought of acquiring Twitter's Little Asako Zuckerberg is now lost interest.

Because of Instagram Photo Wall, which has a lot of features that go hand in hand with Facebook, Xiao Mazi has made several phone calls hoping to acquire Instagram, but he thinks it's beautiful.

“ Continue to maintain and develop InstagramAPP's strengths and powerful photo capabilities. Fast, brilliant and fun way for users to share photos and share their lives!

The home page of Instagram is simple and clean, and the photos are presented in large pictures to give users a better experience.

Our mission at Instagram is to capture and share the world's wonderful moments. ”

Andy stood in front of the white board in the conference room with a marker in his hand and quickly wrote down this euphemism, and the executives in the conference room applauded it warmly, knowing that it was an appealing slogan, and that they, the management, would need to pass it on to employees, users and future advertisers.

“Don't think about what the market value is or how many advertisers can be attracted to start making money. Again, without the pressure to make money, the only thing to do is to do better with the functionality of the APP app, make the homepage website better maintained and run, and increase the number of our users!

Everything else will no longer be a problem when our APP makes every phone a must-have, with over 100 million, 200 million, 51 billion users! We, a new company, need to calm down and calm down... ”

Andy sat in the office that Photo Wall Company itself had used to run the business, and he was drinking with a bottle of mineral water in his hand, and this morning was just too full.

No way, although there is a professional manager to help him manage the company, to make the company better, he still needs to take the helm himself. In fact, he is now a little dispersed and able to grow rapidly in accordance with the set goals as he is now. In addition to his clear development thinking, more importantly, he has a think tank to do a lot of work.

The think-tank is the extension of his brain that makes him feel like an octopus centered on himself, firmly in control of every aspect, without creating an omission that takes care of each other.

“How's Michael Wright doing?” Dropping an empty mineral water bottle into a paper basket, Andy picked up the file on the desk and looked over, holding down the green button on the telephone answering machine beside him and asking.

“Mr. Wright, I called earlier, and the evening party is ready. ”

When he heard the assistant's answer, Andy said softly, "Find a pedal restaurant at noon... ”

“Good boss, I'll arrange it right away. ”

Release the button, Andy picks up the very sloppy fountain pen, opens the cap, brushes the instructions on the document and signs his name.

Wow...

After closing the document, Andy put the pen cover on, took his phone out of his pocket, and checked the text.

“I leave at 2: 00. See you in the afternoon. ”

Seeing the message from Lily Collins, she smiled and just finished shooting "Twilight City" because of the fire in Los Angeles and the severe air pollution. Lily, who had gone on vacation to Malibu and her mother, decided to leave her mother behind and come and meet him.

Well, as a companion, he accompanied him to the Free City APP Mall fundraiser tonight, and while Charlize was around, he couldn't have taken Laura's mother around so blatantly, and that was undoubtedly embarrassing to Ivana.

Tonight's reception is attended mainly by Google as the main investment proponent and a number of Silicon Valley investment firm representatives.

The party heralded Andy Smith's decision to start slaughtering investors!