Building madman

"Brother, something is really wrong!"

"You really think too much!"

"No, elder brother, didn't we say that we took a loan to buy a house? How come it became 80 million two houses and bought the house with full money?"

"amount……"

Yes indeed!

With a guilty conscience, I forgot the business!

He thought that Teddy discovered that half of the people on the Datai Road Bridge were made by nature...

Ge Xiaotian ignored the little star and ordered a cigar from Lao Hong to hide his embarrassment, "80 million, it's a bit difficult!"

"Where is it difficult?"

"Loan!" Ge Xiaotian took out a pen and paper. "Calculated on the basis of a 20% down payment, you can probably buy a house of...400 million yuan and a loan of 320 million yuan. Can you get it?"

"Wocao!" Teddy was surprised, "Why do I buy so much?"

"Well, I'll settle the bill for you!" Ge Xiaotian took out a new piece of paper again.

Teddy suddenly felt a bad feeling.

Every time I saw my eldest brother take out a pen and paper, someone would bleed heavily.

And today, it's my turn again!

amount……

Why add another one?

"Brother, stop talking!"

"No, let me give you a stroke first, you say I cheated you!"

"No, how is it possible, Big Brother never cheated me!"

"Listen first!" Ge Xiaotian put down his cigar, "Let's start talking in the early 1990s, and take Xiang County as an example!"

"In 1993, the per capita salary was 260, and the house price was 100 yuan."

"In 1994, the per capita salary was 360, and the house price was around 200 yuan."

"In 1995, the per capita salary was 420, and the housing price... At that time, the economic crisis did not rise much."

"The economic crisis lasted until 1998, during which wages and housing prices increased by tens of dollars a year."

"Until 1999, the per capita salary was 580 and the house price was 700 yuan."

"At this point, you should be able to feel that housing prices have exceeded the per capita salary!"

"This year, labor and commodity prices, we are all doing engineering, you should also understand!"

"In other words, in the millennium, per capita wages will rise to 680, or even 700, and house prices will exceed 1,000!"

"According to this sign, in the future, the per capita salary will increase by 100 per year, but the housing price can increase by two hundred, or even three hundred! Well, a formula is necessary!" Ge Xiaotian opened the laptop, created a table, and entered the data.

"But, you have to consider that in the next year and next year, China has the possibility to join the WTO, and many places begin to integrate with international standards."

"In other words, after 2005, per capita wages will no longer increase by 100 per year, but three hundred or five hundred!"

"In 10 years, the per capita salary can reach two thousand five."

"Wait 15 years, the per capita salary may exceed four thousand!"

"Counting this, let's look back at the house price."

"Wages have risen, prices have risen, costs have risen sharply, and land has become more and more expensive..."

"By 2005, the housing price of Xingyue Bay in Xiang County will exceed 1,500."

"In 10 years, it will break four thousand five!"

"In 15 years, it will rise to six thousand or even seven thousand!"

"I won't talk about it later, tens of thousands are possible!"

"You buy a house with a loan now. On average, each set needs to be repaid every month. Well, do the math... a loan of 200,000, a 20-year term, 6.02 interest rate cut by 10%, 5.42, 130,000 interest, a total of 330,000, equal The principal and interest, the monthly payment is almost 1,370!"

"For comparison, ten years later, the per capita salary is 2,500 and the house price is 4,500! 120 square meters, 500,000 yuan!"

"If you carry it for ten years and sell it, you can earn 110,000 yuan!"

"Of course, you don't have to sell, rent!"

"According to Xiangxian's current development, employment, environment, etc., ten years from now, the per capita wages and housing prices will definitely exceed the number we estimated, 120 square meters, and a monthly rent of 1,500 yuan."

"So, you won't have to repay the mortgage at that time, and the rent will offset the loan!"

"In another three to five years, wages will rise, prices will rise, and rents will rise, but the mortgage will still be a thousand yuan. You make a pure profit!"

After Ge Xiaotian finished speaking, he listed 20 years of housing prices and wages, pointed to the huge gap above, dragged the form into the trash can, and then emptied it.

Then pick up the white paper next to it, turn on the lighter and light it.

Asking Teddy to buy a house does not mean that his house cannot be sold.

But feel...

Datai is rich!

Pen, ink, paper, inkstone, plum, orchid, bamboo and chrysanthemum are not just in demand, but in the high-paying class. If you meet a rich person, why not kill it?

Ge Xiaotian took a sip of the cigar, slowly spit it out, looked at Teddy and the little star, and tapped his forehead, "Only people with great wisdom can see through this pattern, ordinary people, I don't tell!"

The latter two looked at each other...

There is a kind of mung bean...

Damn it!

Ge Xiaotian was taken aback, there will be no sparks, right?

"I'll buy it!" Teddy gritted his teeth and took out the phone without hesitation.

"It's a bit difficult, four hundred million real estate, a down payment of 80 million, and a loan of 3.2 billion. It is estimated that no bank will grant you a mortgage loan!"

"It's okay, I'll call my godmother!"

"Huh?" Ge Xiaotian had just suffocated his cigar before spitting it out. When he heard the word'Godmother', he almost cried out, "Your godmother?"

"Yes, the president of Dongshan National Bank!"

"..."

You bull break!

No wonder that in another time and space, Datai's construction in the real estate industry is getting bigger and bigger...

If Tiancheng and their grandfather smashed, maybe they really couldn't win.

After all, Datai has never lacked money from start to finish!

30 million to Xiang County, 30 million to Liang County, why do we have to pay 50 million for the construction of roads?

By the way, the first 50 million loan was taken by the card owner...

mmp, maybe not because the bank had no quota at the end of the year, but because of this!

"Why look at my strange eyes?"

Teddy couldn't bear the scrutiny of the eldest brother and the little star, "I don't recognize it! It's the daughter my grandfather recognized when I was a child, they couldn't have children..."

"Wait!" Ge Xiaotian felt that he had discovered the great secret, "Your grandfather can't bear children, then you?"

"I'm old and good!" Teddy rolled his eyes. "My dad is frail and sick. He married my mom at the age of fifteen, but I died before I was born. At the age of three, my mom commanded the construction truck and the foundation pit suddenly collapsed... …To go too."

"..." Ge Xiaotian patted his shoulder, brother, your story is a bit false, isn't it really adopted?

"I was only three years old. The two grandpas were in the bank and they were very busy... Oh, they were both public officials. In order to take care of me, I recognized a daughter and helped me take care of me. In the fifth grade of elementary school. When the two grandfathers retired, they felt that they had delayed their godmother’s career, so they tried to send her to the bank... Later, the two grandfathers established Datai Road and Bridge. The road construction requires money, and loans are equal to business... During the reform and opening up in those few years, Datai Road and Bridge developed rapidly, and the godmother's ability was quite strong. The two grandfathers used to have high positions in the bank, and she was slowly promoted to her current position...

At the end, Teddy's face is serious and his expression is very serious, "I am not adopted, I am biological!"

"Yeah!" Ge Xiaotian nodded with the little star.

"Really!"

"Ok!"

Teddy: "..."

Ge Xiaotian patted his shoulder again, "I'm going to talk to your grandfather about the acquisition of Datai's construction, you call, let's talk online!"

"Ok!"

………………

According to the information collected by Liangxian Xiaozeng.

After Datai Contractor withdrew from Liang County, many personnel were transferred to Datai Road and Bridge, and the construction project was almost paralyzed.

The two old foxes also thought about regrouping, recruiting workers and technicians, and contracting construction business, and winning a land with a superior geographical location.

However, the technical staff in Liangxian County were exhausted by Tiancheng. The two projects of Shangpin Construction were in urgent need of construction, so they were recruited from the city of Thailand, so that the contractor of Datai failed to gather enough staff in a short time.

No one can start work, and the contracted business is shelved and it becomes a loss-making business.

The machinery is not used, it will rust sooner or later, and the maintenance cost of tens of millions of steel giants is not cheap...

Compensation for land demolition is another sum of money...

No matter how rich Datai was, he couldn't bear such a mess.

Therefore, seeing Datai Road and Bridge come alive, and get the Tiancheng three roads (Sancha Township to UFO Stadium, Xiangxian Railway Station to the Hub Plan and then to Crescent Square, Yunhe Ancient Town National Road to Lotus Sports Center), there is no need to worry about future development. Now that Tiancheng wants to take over the construction of Datai, the two old foxes are naturally indispensable.

After a long chat, the price was similar to what Teddy said.

However, since the real estate is used as the capital, the acquisition procedures are very cumbersome, with experience capital and auditing, and it is necessary for the Finance Department to form a special team for a visit.

How to apply for a mortgage in the future requires the Planning Department, Finance Department, and Datai Road and Bridge to discuss with ICBC.

In addition, the two old foxes were still at the foot of Dongyue Mountain in Tai City and won a piece of land with a progress contract, covering a total area of ​​500 mu!

Datai Construction was acquired, what will happen to this project... Director Sun still needs to talk to the leaders over there.

However, hope is slim.

Liangxian returned to the economy, but Tiancheng was a pitfall.

Let it happen!

In general, Tiancheng paid...No, it was sold!

Selling almost ten buildings, in exchange for the construction of Datai and 30 million yuan of funds, and it is possible to get a high-quality land with a total area of ​​500 acres with a signed progress contract in Thailand.

It's really cool to pit my little brother for a while, keep pitting...

Ge Xiaotian felt a little sorry, "Xiao Di, my eldest brother will definitely build you a sacred car that can drift around corners by inertia!"

Teddy grinned, his eyes widened, and his face was full of surprise, "Inertial drift? Thanks, brother!"