Digital Kingdom

"Just the Heart as Always"

Hello everyone

At this moment, even though the Internet is still turbulent, I believe that all Golden Dragon Loan customers, like me, still have full confidence in the company, yes, because Golden Dragon Loan never disappoints everyone.

No company’s development is a smooth road. Only criticism and controversy can promote the progress of an enterprise. Greatness is always accompanied by hardships. Although Jinlongdai is a small company, achieving greatness is our unswerving goal.

Since I took over Golden Dragon Loan, doubts have been along the way. Here, I want to thank many friends for their support and understanding. You choose Golden Dragon Loan because of your trust in me. Although I came from a poor background, I have always kept the word "integrity" in mind.

The online lending industry is experiencing barbaric growth. Despite many difficulties, the overall situation has performed well. Many giants have entered the market. A new round of industry gaming is beginning, and Golden Dragon Loan is facing a more magnificent development space.

Here, I want to respond to some doubts and share my vision, responsibility and commitment to the future. Simply put, it is how to win the future.

On the road of development, every company must consider how to deal with misunderstandings. We always firmly believe that "if criticism is not free, praise is meaningless." In the face of praise, we can do things steadily, face doubts, and investigate by ourselves. problem.We are confident that with a professional attitude, we can make users from misunderstanding to understanding to support and trust.

Yes, King Long just rejected the 500 million venture capital offer. What gives me confidence and confidence is not how great I am, Zhao Ziming, but you, 28,547 financial users.

Over two years of accumulation and precipitation, we have obtained a large number of loyal users, which is our most proud and most valuable gain.Walking along the road for more than 800 days, we are in the same boat, making us feel happy.

It’s you who make me courageous. It is you who make me believe in the judgment of the future. Here, in Golden Dragon, I have the obligation, responsibility, and ability. It is proved to everyone that online lending is not just for lending, it is A great Internet financial innovation is the advancement of the credit society and the dawn of the intelligent era.

In the upcoming competition, what we need is a clear goal, a united team and unwavering belief.Next, I want to share with you our plans and vision.

First of all, we are about to suspend the release of major bids of more than 10 million yuan, and we will have a deeper market segment in the current personal credit field.

At the same time, Golden Dragon Loan will also expand the field of small and micro enterprises, adhere to inclusive finance, and solve the problem of financing difficulties for small and micro enterprises.Constantly enrich asset types, broaden asset sources, enrich financial products, and increase repayment methods, such as equal principal and interest, in order to better meet the preferences of different investors.In the next step, Jinlongdai will also spread the brand concept through various media to enhance brand influence.

Secondly, to further develop big data, cloud computing, and artificial intelligence, and to use the power of science and technology to promote the stable operation of the platform, the next strategic layout of Golden Dragon Loan is to promote the deep integration of finance and technology.Create a risk management system covering the entire product line and the entire product life cycle, and realize the standardization, intelligence, and modeling of risk control, so as to greatly improve the efficiency and effectiveness of risk management.

For King Long, it is our consistent philosophy to build a platform, improve its core technology, and serve more individuals and enterprises.The new reason is pushed together, and the life is not stagnant.Follow the trend of the times, make correct decisions, and grow with the industry with a broad vision, advanced technology, and considerate service.

We always insist on keeping our original aspirations and devote our inner focus and enthusiasm to online lending. This original aspiration and mission are deeply buried in the hearts of every Jinlong person.

Finally, I would like to say that I am grateful to the users of Jinlongdai for not giving up.In a controversial situation, you can still stand firmly on the position of Golden Dragon Loan. This persistence is trust and care.In order to thank everyone for your support and trust, we will send a surprise later.

Do not change your original intention, and move forward courageously.I wish you all the best and the best!

Attached is a breakdown of the business flow during the company's loan period.

Golden Dragon Loan Zhao Ziming

October 1, 2013.

As soon as Zhao Ziming's confession was published in the forum on Jinlongdai's official website, it was quickly reposted to major industry websites, and it was immediately turned upside down.

On Woodpecker Forum, with the title "Awesome, My Brother", the full text of Zhao Ziming's confession is reproduced with a brief commentary.Suddenly tens of thousands of posts were triggered, and the onlookers were no longer confined to the periphery of online loans, attracting a large number of passersby.

The forum management saw the huge increase in traffic and was immediately overjoyed. As a professional website, although it ranks among the best in the industry, it is not at the same level as a comprehensive forum.

When encountering Zhao Ziming's social hot spot, Golden Dragon Loan does not need to exert its strength at all. The forum itself is eager and eager to continue to focus on the top, but for positive guidance, Golden Dragon Loan still decisively sends public relations fees.

A large number of naval forces appeared, the Golden Dragon Loan incident suddenly went off track, and the 50 million brilliant game question mark seemed to be forgotten.

This is the hot spot in the Internet age. As long as it is not a stakeholder, everyone will always pursue their interests.This is true for those involved in the online loan industry, and even more so for passersby. Instead, various information about Zhao Ziming has been dug up, and a new generation of entrepreneurial idols is being born.

Netizens replied, witty and wonderful,

"At the age of 25, I am still moving bricks"

"Why can Zhao Ziming inherit so many properties"

"funny"

"The registered capital is 50 million, the loan capital is 500 million, and the leverage is only 10 times"

"incredible"

"Speaking of doing so much, how can I use my own money"

"Why do I think Zhao Ziming is a little handsome"

"Good senior"

"I agree with the one upstairs, Zhao Ziming's girlfriend is just so long, so bad eyesight"

"I wonder, although Zhao Ziming can't be ugly, he obviously can't match the handsome"

"Haha, you can be handsome, don't you know"

"A bunch of straight men upstairs"

"..."

Another post was also popularized by the navy,

"Why does Zhao Ziming have to borrow money because he is so rich"

The content of the post is small and the reply is many.

"Looking at the company's turnover, nearly 50 million in the same period, why do we have to borrow an additional 4 million and pay nearly 1 million in interest?"

"Wealthy and Wayward"

"You give me 500 million, I will tell you why"

"Who would think that there is too much money? How can you get rich if you don't borrow money? Don’t you see the big bosses with debts of tens of millions and hundreds of millions."

"It's uncle if you owe money or not"

"That's money owed to the bank. Online loan collection is similar to usury, so you can lose money easily."

"Upstairs, tell your dream, do you have a story?"

"Not embezzling funds means that Golden Dragon Loan is very honest and would rather borrow money than violate the law."

"On the top floor"

"Golden Dragon Loan, a conscientious enterprise, the boss would rather borrow debt than use client funds"

"Hehe, a group of illiterate people, don't you know that embezzlement is illegal? If Zhao Ziming wants to eat prison food, he can try."

"The idiot upstairs doesn't explain"

"There are too many things breaking the law, and you still break the law if you don't study hard in class, why do you still break the law?"

Under the intentional guidance of the navy army, Zhao Ziming was portrayed as an honest and principled boss. As for the answers to the post, few people cared about it. Zhao Ziming may be afraid of the law before embezzling it, or it may be for other reasons. Not here, a deed of getting rich quickly is widely spread, and most netizens join in the fun, and those with ulterior motives sharpen their knives and prepare to join in and share a piece of the pie.

A netizen’s post is very representative,

"As for the bad debts in the online lending industry, every investor knows that if you believe that the platform claims 0 bad debts and 0 overdue, it is definitely a flood of brains. If you are deceived, you will think it’s bad luck. Everyone thinks about yourself. , There are many examples of borrowing money but not repaying, you know how high the default rate of the online loan industry is.

The p2p platform is not fraudulent or self-integrating. The way out is to continuously expand the number of customers and form a scale advantage. The profit earned is used to offset bad debts. Only when the scale is large enough to be able to survive.From the series of methods used by Zhao Ziming, it can be seen that he is very ambitious, not just to get a vote.

When the company’s operations are difficult, Golden Dragon Loan would rather borrow money than misappropriate client funds. When bad debts appear, it ignores its own reputation and releases information as soon as possible. Although the company is small now, it has a great temperament and a valuation of 500 million yuan. It's no exaggeration, as long as you give him a chance, he can definitely fly into the sky."