Digital Kingdom

On January 2, Golden Dragon Loan officially announced that it has completed a round of financing, led by Kunlun Investment (hereinafter referred to as "kl"). This round of financing amounts to tens of millions of US dollars. The funds are mainly used to strengthen the construction of the online credit information system , Improve IT technology level and recruit senior talents.

Jinlongdai was established in 2011 and is currently one of the few domestic P2P platforms that focus on online models, and is most similar to foreign P2P platforms such as LendingClub and Prosper.It has the transaction characteristics of "small amount of a single transaction and large number of absolute transactions".According to data published on its platform, its cumulative bad debt rate is currently less than one in a thousand.

Jinlongdai vice president and CEO Wang Tianbao said that Jinlongdai uses big data risk control to collect data from all dimensions of the borrower, determine its default cost, and give the loan amount and corresponding risk pricing.Similar to the US Internet credit rating agency ZestFinance, there are about 5,000 dimensions to analyze and judge a person's default cost. This is also a major innovation in the model of Golden Dragon Loan's risk control system compared with banks.

In this round of financing, KL is the lead investor in this round of financing. It is also an early investor in many domestic Internet financial innovation companies, such as Rong123 and Bitcoin Far East.KL is one of the top independent financial management institutions in China, managing the wealth of more than 10 billion high-net-worth clients.

In 2014, Jinlongdai will continue to cooperate with KL at the business level to help high-net-worth customers directly invest in different levels of P2P loan business.A major transformational significance of this cooperation is to combine wealth management products with the P2P model to achieve "user risk pricing" in the wealth management industry.

"Mr. Li, don't worry, you won't be disappointed"

In Jinhai, Zhao Ziming smiled and said to Li Wei,

Vice President Wang, Zhongtian Wang, and Liu Yang were greeting each other.

Li Wei's heart is a bit bitter. Even though the gambling clause signed with Zhao Ziming cannot conceal the risk of this investment, more than 300 million cash and other resources have been exchanged for a mere 10% of the shares. This was absolutely before the negotiation. Unexpected.

"Haha, I am naturally at ease for you and me" Li Wei said with a smile without showing his face.

However, Zhao Ziming's previous talents comforted him a lot. After all, people who start from scratch always have their own advantages.

As for the addition of a gambling clause in the agreement, in fact, both parties do not care.

Zhao Ziming is confident that the company is developing rapidly, and the gambling will not be established. What Li Wei cares about is the appreciation of investment. If Kunlun fails to meet expectations, even if the gambling is established, a worthless golden dragon in his hands will be of no use.

"In the future, Mr. Li will take more care and give more guidance." Zhao Ziming is very humble.

This is the truth. Choosing Kunlun is because of Li Wei's deep connections in the Far East.

Yunya stood dignifiedly beside her, speaking with them, smiling.For her, this time is a win of three.

A light black long windbreaker, matching fishtail trousers, smooth trousers slit design, elegant and cool, elegant and calm.

"Xiaoya Xiaorou, it's my child. I hold it in my hand for fear of falling out, holding it in my mouth for fear of dissolving, but I can't accompany her forever, now I will give her to you, if you make her unhappy , I will never forgive you"

Li Wei turned to Yunya, full of emotion, and touched the corner of his eye unconsciously.

"This old fox" Zhao Ziming had to admire that his acting skills are worth learning by himself.

Yunya was also moved when she heard it. She remembered the past. Even though Li Wei was mean and ruthless, he had never treated her sisters wrongly. If it weren't for him, they would still be in the ravine of her hometown in Guangnan.

"Don't worry" Zhao Ziming also has a solemn expression.

"Xiaoya, this is the real estate certificate of Phoenix Garden" Li Wei said, holding a black box and handing it to Yunya.

"Ah, President Li..." Yunya was at a loss.

Zhao Ziming didn't expect Li Wei to be so atmospheric and give it to her?

"Huh?!" Li Wei snorted.

"God father" Yunya immediately changed her words, Jiao Didi said.

A few days ago, under the witness of Zhao Ziming, the thoughts of all parties were rolling, and the Yun family sisters officially recognized Li Wei as godfather.

"Yeah" Li Wei smiled very satisfied.

"Take it, it's the dowry my godfather gave you in advance"

Zhao Ziming had to admire that Li Wei’s success was not accidental. Although he did not like Li Wei in some places, his handwriting and manner were also heartbreaking. Millions of real estate were sent out without blinking, no wonder Lay a piece of land here.

"It's too expensive," Yun Ya yelled, not daring to take it.

"Take it," Li Wei deliberately lowered his face, quite serious.

"Xiaoya, take it, it's also Mr. Li's heart." Zhao Ziming said without embarrassing his woman.

To this day, millions of things are not insignificant to him, but it is not worth spending too much thought. Li Wei’s move is meant to thank Yunya and show him good, and it doesn’t matter if he accepts it. .

Originally, Zhao Ziming was planning to buy a house and relocate the beauties by himself, but it was completely useless now. Li Wei was so considerate in his work.

"Thank you godfather" Yunya received Zhao Ziming's consent, and accepted the gift with a shy brow

"Yeah" Li Wei smiled happily when he saw this.

She was both wooed and grateful to Yunya.

Zhao Ziming received news that Ark Wealth intends to intervene in the company's venture capital investment. After several trade-offs, he finally chose Kunlun.

Through Yunya, it was better to sell Li Wei privately. As expected, in the presence of external competition, Li Wei quickly succumbed and basically accepted the conditions proposed by Zhao Ziming in full.

The volume of Ark's wealth far exceeds Kunlun Investment. As a listed company on the New York Stock Exchange, it manages hundreds of billions of wealth. No wonder Li Wei was so confused when he heard it.

After all, when it comes to the project, it is really hard to fight, for Kunlun, it is not a trivial matter.

"Hey, I really feel like marrying a girl, I'm too reluctant to give up" Li Wei said to Zhao Ziming.

To be honest, Li Wei was very satisfied with Yunya's whistleblowing. Taking into account the easing of Zhao Ziming's relationship, he took the initiative to make several good moves.

"Haha President Li, we will all be one family in the future" Zhao Ziming smiled and agreed.

Naturally, he would not call godfather along with Yunya, looking at Li Wei with a sad expression. At this moment, he couldn't tell whether Li Wei had any real feelings.

"Yeah, your sister-in-law will be at home in a few days. Let's have a potluck and get together" Li Wei smiled and smiled. He never expected that a woman could surrender Zhao Ziming.Even though he was lustful, he can still tell the difference.

"That's for sure, President Li has set a good time, and I will go to the appointment with Yunya"

Zhao Ziming did not mind the previous conflict, and immediately followed the words,

"Haha good" Li Wei looked proud,

A few people chanted a few words and said goodbye one after another, Zhao Ziming returned with the United States.