Digital Kingdom

On September 11, Jewelry Loan officially announced that it had completed the A round of financing a few days ago, with a financing amount of 50 million US dollars. This financing was jointly led by Ark Fortune and Ruida International. According to the media, the jewelry loan market valuation has exceeded 3 billion.

The entire Internet financial market was stimulated by this news. Although the registered capital of Jewelry Loan is one billion yuan and many listed companies hold shares, it has been less than three months since its establishment, and the market value has doubled several times when the business has just started. , It's simply appalling.

Half a month ago, Jewelry Loan announced that the introduction of the big data risk control technology of King Long Network Technology Company by 100 million yuan has already captured the attention of the local tyrant.

Nowadays, the high-profile claim that the Series A financing is successful, for a while, it seems that the entire market is creeping, and domestic online loan companies are no longer in the limelight.

At this time, no matter how stubborn people are, they have to admit that Internet financial innovation is the next frontier.

Stimulated by this news, in just a dozen days, more than a thousand p2p companies have been added across the country, and the entire market has shown a white-hot trend.

Fan family mansion, Rongdu Shui County.

"Fuck Nima",

As the CEO of Jewelry Loan, Fan Qiyun, who should have been proud of the spring breeze, was angry and smashed multiple things in a row, but was still unhappy.

The double reeds played with Ark Fortune and Ruida International this time almost messed up and were full of loopholes. They deceived local bosses who didn't know anything. The attraction to the capital market was greatly reduced.

It shouldn't have been in such a hurry. If there were more than three months of preparation time, the market value of jewelry loans could be raised to more than 5 billion. Now it is less than half, and it is almost a laughingstock.

All this stems from Zhao Ziming, this ruthless thing.

Fan Qiyun learned from his own channel that Zhao Ziming was actually preparing to launch a cloud risk control platform to provide big data risk control services for all p2p companies, and he was immediately scared into a cold sweat.

You know, 100 million yuan before the introduction of King Long's risk control technology, at that time, in order to hype, the publicity was very strong, and it basically covered the entire online loan market. Jewelry lending made the limelight, from nothing to fame.

At that time, Fan Qiyun was still very proud, the cooperation led by him was a great success, taking advantage of Jinlong.

However, as time goes by, Zhao Ziming intentionally launched a cloud service risk control platform.

Although it is not a free service, it will inevitably lead to jewelry loans becoming a laughing stock in the industry.

Here we spend 100 million on the technology we just bought, and we are going to release it on a large scale.

Under the circumstance of taking advantage of it, the jewelry loan can't beat oneself in the face, denying it, saying that it only spent 10 million at that time, and it was a customized personalized service.

For companies that are operating in a formal manner, the introduction of risk control technology was just for business needs.

For the jewelry loan business with ulterior motives, the lethality is too great.

Fan Qiyun had no choice but to bite the bullet, otherwise, once Zhao Ziming announced the news in advance, the jewelry loan should not be imagined for at least a year to see a soaring market value.

Although the early financing was successful, although there were many doubts, with a one-year buffer period, the effect was much better.

"Ayun, calm down",

Xu Qingsheng persuaded him,

Although he has the ambition of plotting jewelry loan, facing Zhao Ziming, a ruthless person like Zhao Ziming, he also has feelings of the same enemy and standing with Fan Qiyun.

"This crippled man, I want him to look good sooner or later",

Fan Qiyun said viciously with his chest rising and falling.

Xu Qingsheng shook his head heartily. He didn't say it hard. He would have a chance to know from the meeting in the future. Now it is useless to say it, but he appears incompetent.

"I've told Jinyu a long time ago that Zhao Ziming has a heart-wrenching heart, don't miss any old feelings, she sees it now",

Fan Qiyun felt a bit happy thinking of this.

He has long been displeased with Jinyu and Zhao Ziming being mixed up, but he has never had the opportunity to intervene.

"Sanmei went to France",

Xu Qingsheng replied,

On the contrary, he admired Zhao Ziming a little bit, saying that he would turn his face away, thinking that he and the third sister were good friends, and he would be a little scrupulous, who knows so ruthless.

"Hey, it's Zhao Ziming bastard, why is Jinyu leaving?" Fan Qiyun was a little anxious.

This time is farther away, isn't he without a chance.

"You don't know the character of Sanmei",

Xu Qingsheng is also very helpless. Her own baby will be soy sauce. The third sister is still alone. If it is not for the stubborn character, she is more than 30 people, which is still worrying.

If Fan Qiyun competes for a bit of anger, it would be a pity that he and the third sister would be a good match.

Fan Qiyun hated Zhao Ziming even more, so he calmed down his anger, "What are Zhao Ziming's specific plans?"

"Who knows the specific plan? I heard that a risk control association will be established to integrate the data of various companies and introduce big data risk control technology standards. It seems to be ready to monopolize this market."

Xu Qingsheng didn't know much, so he could only give a general idea.

"Toad jumps on the table and pretends to be a prince. Will they agree with the rich loan and the rich second loan?",

Fan Qiyun dismissed it. It seemed that Jinlong wanted to be the boss. I was the first to disagree with the jewelry loan.

"Speaking of an association, it is actually an alliance. Joining is entirely voluntary. Zhao Ziming's main goal should be small companies and newly established companies. After all, King Long’s risk control technology is unique, and it takes time and effort to spend money on research and development. , Choosing Golden Dragon is the most cost-effective and attractive."

Xu Qingsheng explained.

Fan Qiyun has a toothache, which is really difficult to start. He is the first to experience Jinlong's risk control, and he naturally knows its extraordinary.

Originally, good wine is also afraid of the deep alleys, and Jinlong Man Street boasting is not too useful. Now, it is supported by jewelry loans. Before spending 100 million yuan to advertise for it, I think about it.

"One more thing, if Golden Dragon continues to pursue low-price strategies, the advantages are too obvious, and large companies may not be able to hold it. It is our tradition to make it better to buy."

Xu Qingsheng was also helpless. Since Jinlong chose this route, it must be dumping at a low price. If this continues, the entire market will be given to it.

In the past, King Long's big data risk control technology was advanced, and it had little impact on the entire market. Everyone did their own things and deceived each other. Anyway, many times they do not rely on profits to survive, either with capital support or with a fortune.

After that, there may be a situation where Golden Dragon's risk control dominates the world. If that company is not used, the industry as a whole will be good, and its own default rate will be high, and it may not survive.

There is simply no solution.

"You can't let him do this", Fan Qiyun made up his mind, the big deal is free to disclose the risk control technology we introduced.

Xu Qingsheng didn't know if Fan Qiyun's angry words were true, and doing so would be detrimental to others.