Digital Kingdom

Through the cloud risk control service platform, Zhao Ziming plans to use two years to form a data hegemony in the risk control field of the online loan market, in order to integrate the industry and establish a position.

Once data barriers are established, it is difficult to surpass, one step ahead, step by step lead.

Companies with big data have a deeper understanding and judgment of users than their competitors. With advanced risk control technology, King Long has gradually developed in the online loan market and initially established its reputation.

At the moment, it is necessary to further optimize its big data risk control technology by providing high-quality and low-cost services in exchange for more data resources.

Correspondingly, for other p2p companies, it saves a lot of time and money to research online risk control and reduce operating costs. Everyone gets what they need.

Although Zhao Ziming does not understand the specific technology, he has formulated three development directions for the data processing technology of King Long, namely, the continuous expansion of data processing capacity, the continuous acceleration of data processing speed, and the continuous enhancement of data classification and analysis capabilities.

The main function of the cloud risk control platform is to expand the amount of data processing. There are bugs such as small news. The data processing speed and classification and analysis capabilities can be step by step. The accumulation of itself has exceeded the peers for more than one era.

Through technical optimization, big data has become an open and "vital" technology, with the functions of learning and intelligent analysis, prompting its analysis results to be continuously revised and improved, and can be "grafted" with other technologies at any time.

The financial industry has always done the best with data in traditional fields, and the online financial industry is more likely to form data hegemony.

For Jinlongdai, money is in and money out. There is no production, warehouse and logistics. It is the most frictionless area. It is all composed of data. The relative isolation is very clear. It is not mixed with other areas. Investment is investment and loan is loan. , Bills are bills, everything can be used for calculation, belongs to a narrow field.

In this case, Golden Dragon will inevitably pursue further advantages in data, collection and processing, and both.

After more than four years of accumulation and acquisitions, Golden Dragon Loan itself has a very large amount of data, and the snowball is getting bigger and bigger, and it can obtain more data with its current advantages.

Zhao Ziming has clear goals for the development of Golden Dragon, especially as the company's market value grows, technology advances, and high-tech talents accumulate, Zhao Ziming's idea of ​​making a fortune from the very beginning has slowly changed.

Rectify the online lending industry, establish data power, establish a position in the Internet finance industry, and force the traditional financial industry to formulate risk control technical standards. Even if it is limited to national policies and cannot become the leader of the financial circle, it must have the corresponding right to speak.

However, these are long-term goals. You have to take a bite to eat, and you have to go step by step.

With the launch of the cloud risk control platform, the Golden Dragon Loan robo-advisor was officially launched. Compared with the huge momentum of the platform, the robo-advisor is very low-key. The first round of customers only targets existing investors.

Its high intelligence, convenience, and high income have caused a lot of impact among King Long users. The investment scale in the first month exceeded 100 million, with a monthly growth rate of 33.6%, a renewal rate of 52.2%, and an increase in capital renewal. 268%.

However, its high handling fee makes the profit of robo-advisors quickly equal to that of small loans.

As the chairman of the Investor Supervision and Management Committee, Han Xiaoguang has always been very supportive of Golden Dragon Loan. He was the first to try a smart investment consultant. The initial capital reached 5 million, and then most of the funds were handed over to the robo investment adviser. Exemplary role.

Dragon Tower, brilliant game company.

Zhao Ziming looked at the user data, his heart was slightly calm, and the brilliant development was still in his expectation.

Fun Chat has been online for six months, with 50 million registered users, 10 million daily active users, and more than 3 million users in Southeast Asia. It can be said to be very successful.

Although it is not comparable to the hundreds of millions of daily activity data of QQ and WeChat in the first echelon in China, it is definitely not to be underestimated. All this is due to the monopoly power and strong user stickiness of "Jiang Hu".

Moreover, as "Jiang Hu" is exported to Western countries, it is foreseeable that the data will have further growth.

With each passing day, every employee of the company is full of confidence in the future and firmly believes that Brilliant Games will become the next unicorn.

Although Brilliant has never received financing, the company's internal and external, industry as a whole, and media colleagues have valued it more than 20 billion.

Especially since the launch of Dragon Coin, a large amount of hot money has flowed in, and the entire ecology of "Jianghu" has become more prosperous, like a fire.

Although "Jianghu" is a point card charge, thanks to the constant hype of Dragon Coin, "Jianghu" has become a spectacle. Every player is making money. Although this situation cannot last for long, the valuation of Brilliant Company has repeatedly soared. .

Despite the fact that Funchat and Tianmo Engine have no profit points, the'game' platform is reborn and the transaction volume is not mentioned. Brilliant still has monthly revenue of over 1 billion and annual revenue of 3 billion. Even at the lowest ten times pe ratio, Brilliant’s market value is easy Breaking 30 billion.

It can be said that a game makes an empire, and its brilliance has soared from tens of millions of registered capital to a company's market value of tens of billions in one year.

However, the success of "Jianghu" and the failure of "Jianghu", there is no unfalling empire, the life span of "Jianghu" and how long the player's loyalty can be maintained are all tests of glory.

Once "Jiang Hu" ends, there will be no successor to Brilliance, and the successor will be weak, will the building fall.

At that time, it is still unknown whether the three major product lines can support the sky.

Of course, if there are three or four games of the same quality, the hundreds of billions of empires are not a dream.

At present, there are more than 100 games on the'game' platform, and there is still a lack of influential masterpieces. If you want to compete with steam, there is still a long way to go. The'Tianmo' engine has played a powerful role. The domestic game companies below the second-tier are all in Use, it is expected that the'game' platform will have a big explosion at the end of the fourth quarter.

Although there are a lot of worries about brilliant games right now, there is no one enemy in the entire market when Da Yi is retiring and Penguin does not come out.

From the perspective of revenue, there are not no game companies that have broken one billion in a single month, but their popularity is far less than brilliant. The influence of a game of "Jiang Hu" has caused players and the public to see no other companies.

In the game circle, the brilliant market value ranks in the top five, but it gives everyone a feeling of being the first in China. For game companies, winning by number is always not the right way. A phenomenal work is worth hundreds of models. game.

With the rapid increase in the number of fun chat users and increasing influence, Zhao Ziming also has a hunch that war will come. For every industry hegemon, strangling competitors is the only choice.