Digital Kingdom

"The development of robo-advisors is beyond my imagination," Zhao Ziming said. "I thought that everyone had a process of accepting new technologies. I didn't expect it to be so popular when it was launched. I was too conservative before."

"It's mainly because of everyone's trust in Mr. Zhao." Shen Yiyi smiled.

"Hehe", Zhao Ziming couldn't help but smile, is this a turning the cart before the horse?

The core of online lending lies in trust. No matter how much it is or how profitable it is, as long as it loses the trust of its customers, no matter how big the company is, the ship will be destroyed in an instant.

Although Jinlong has done a good job on this, the reputation of the brand has been established and it can be worth a lot of money, but it is far inferior to Zhao Ziming's own value.

As brilliant games dominate the world and the magical power leap to fame, Zhao Ziming's personal worth has become more and more mysterious. Some people have given statistics, and conservative estimates have exceeded 50 billion.

Relatively speaking, Golden Dragon occupies only a small part of Zhao Ziming's business map. This intricate influence, in turn, envelopes Golden Dragon's investment and operations.

With Zhao Ziming's own blessings, the risk of platform failures and runaways is greatly reduced. Everyone believes that even if the Golden Dragon fails, the investment money will not be lost.

It is under the influence of this mentality that Jinlong's microfinance has exploded. It has become a top performer in the domestic online loan market. The total amount of loans exceeds the sum of the second, third, and fourth places, and the total amount of deposits is far ahead.

The longer the time, the greater the degree of fermentation, to today.This influence even radiates to King Long's newly launched robo advisor.

"This is particularly obvious on robo-advisors. Although our commission is high, our customers are very satisfied",

Shen Yiyi continued to flatter,

Although at the beginning, Zhao Ziming's original intention was to benefit the new middle class, but slowly discovered that the funds managed by robo-advisors are not as big as possible. As a last resort, he began to charge high management fees to control the scale.

Because in the initial stage, smart investment advisors only recommend risk-free funds, and these funds are mainly passive index funds. The influx of large amounts of funds will inevitably lead to increased risks.

"Well, we now accumulate more experience, find out what the company is best at, and prepare for the future",

Zhao Ziming said.

At present, the competition of robo-advisors is not fierce. The threshold for investment and financial advisory is high, and it is still in the control stage. However, with the development of artificial intelligence, big data, algorithms, and computers, robo-advisors will gradually mature.

By that time, competition will be fierce unprecedented. Although Golden Dragon has awakened the financial needs of the middle class, it is unable to win the entire market. The sooner you plan, the better.

In the future, more and more traditional financial institutions will enter the field of smart asset management, and even banks will use smart asset management as a standard configuration to provide customers.

In fact, many start-up companies rely on the usual Internet tactics that charge little or no transaction fees or management fees to seize the market.

Therefore, to take precautions, in the face of free robo-advisory companies and banks with huge assets, how to achieve a breakthrough and ensure that performance can grow is a problem that King Long must face.

One of King Long's differentiated strategies is to charge high handling fees and provide refined services.

"The establishment of a group company has always been my idea. I recently hired a professional company to design a plan. When the time comes, you will be prepared in advance",

Zhao Ziming no longer talks about business matters,

Shen Yiyi was not surprised. In the last few exchanges, she had clearly noticed what Zhao Ziming meant.

Although the boss had made it clear that there was no need to establish a group company, Zhao Ziming clearly realized the inconvenience brought to him by going against the trend because of the complicated affairs.

The three companies tossed back and forth, plus the brain-computer project, Zhao Ziming had to split himself into several halves.

Zhao Jing blinked. She didn't understand what the boss meant. The establishment of a group company seemed to have nothing to do with her. No matter how she changed, her responsibilities remained the same.

Shen Yiyi looked at Zhao Jing's stupid appearance, a little worried for her, but after thinking about Zhao Jing's character, he was not suitable for being an official, so he forbeared and said nothing.

"The establishment of the group company, it is estimated that there will be a running-in period, you are ready," Zhao Ziming said while looking at Shen Yiyi.

The establishment of the head office means that another group of people will be promoted. When the time comes to coordinate and handle the business of the four companies, not only a competent deputy, but also a team of assistants must be formed as soon as possible.

Shen Yiyi has mixed joys and sorrows, and her heart is surging. She understands the boss's meaning. Jinlong has just sorted out and finally has some free time, and will soon put into a new battle.

Compared with the people and things that Jinlong is completely familiar with, the entire group company will then face more elites, more personnel, and more complicated struggles, and Shen Yiyi feels at a loss for the first time.

"Don't worry, Mr. Zhao," Shen Yiyi promised.

She can only do her best to be herself, regardless of gains and losses.

"If you do things, I can rest assured," Zhao Ziming encouraged.

Shen Yiyi suddenly felt hot and passionate. She was originally a woman with a strong desire for power. She was trusted by the leader and was about to hold power, but she exuded amazing charm.

Zhao Jing was a bit strange. Vice President Shen was so beautiful for a while, as if he had taken an aphrodisiac. Isn't he just being praised, the whole person's spirit has changed, from mild to sharp, shining brightly.

Strong women are not a species.

Zhao Ziming is not fully sure whether Shen Yiyi can cope with the situation. Sometimes he is also shaken in his heart. It may be better to find a headhunting company, dig out people from multinational companies, state-owned enterprises and government agencies.

However, his distrust of outsiders has a long history, and it may be irrational, but it doesn't matter. He has the capital for trial and error. Even if Shen Yiyi cannot cope with the situation, Zhao Ziming has a way to clean up the mess.

"In the past few days, you will accompany He Gan to complete the procedures. The company has just been established. There must be a lot of things. You two will get acquainted.",

Zhao Ziming ordered.

Shen Yiyi nodded. She has been preparing relevant materials recently. Once the group company is established, she will be in charge of the four businesses, and she will understand in advance so that she will not be in a hurry.

"Also, arrange a time. I want to have a meal with Li Wei and Yang Xiaolong and win their support",

Zhao Ziming said to the little secretary.

Although he is in an absolute controlling position in the company, he never loses his superficial work, respects the two of them, and communicates and coordinates before and after making decisions.

Thanks to Jinlong's good performance, Li Wei and the two are also very particular, and have never expressed any opinions on the company's operations.

"Yeah", Zhao Jing nodded, indicating that she had written it down. She is familiar with these naturally.