Digital Kingdom

In July, the registered capital of Golden Dragon Loan increased to 1 billion yuan, and the actual payment was officially completed.

On the 30th, the Golden Dragon Loan Smart Finance Academy was formally established and announced its IPO plan in the United States.

Mostafa, a professor of electrical engineering and computer science at the California Institute of Technology, was hired as a scientist consultant for the School of Smart Finance and as a member of the IPO preparation team.

Professor Mostafa's main research fields are machine learning and computational finance. He is one of the founders of the IEEE Neural Network Society (IEEENNC) and the Neural Information Processing System Progress Conference (NIPS). He has been a machine learning technology consultant at Citibank for 9 years .

With deep connections and strong professional capabilities, he enjoys a high reputation among the middle class in the United States.

Fan Yang watched the news of Golden Dragon Loan, and felt envy in his heart. He was also a human, and his life experience was similar, but the gap was too big.

In fact, he is one year older than Zhao Ziming.

However, there is no comparison between the two, and the gap is so large that it is unimaginable.

Fan Yang has always been concerned about the number one young rich man in China.

When the mood is low, it is the chicken soup for the soul, and when it is full of energy, it is the way forward.

In the past, it was always a matter of chasing after the wind, some said that Zhao Ziming was worth tens of billions, and some said that his several companies had a combined market value of over 100 billion.

As if looking at a legendary story, it seems close and far away.

Because there was no official report, the parties avoided answering this. Fan Yang only knew that Zhao Ziming was very rich and had no idea how much.

However, with the announcement of the ipo plan by Golden Dragon Loan, everyone has a clear idea of ​​Zhao Ziming's net worth.

"True is the best among people." For this kind of person, Fan Yang didn't have any jealousy in his heart.

I only hate my low abilities and not being able to reach this level.

In addition to Zhao Ziming's fiery gossip, there is also Golden Dragon's gratitude plan.

In the near future, Golden Dragon Loan is about to take out 3 billion shares in return for customers and enterprises that have been supporting and helping the company's development.

As soon as the news came out, the whole market was boiling.

From inside the industry to outside the industry, from interest groups to the people who eat melons, from the media to the navy, everyone is stunned and unbelievable.

This is a good money boy or a Ponzi scheme.

Everyone knows that once a company is successfully listed, the return on stock prices alone is beyond imagination.

With 3 billion stocks now, it may even double in the future.

Generous, beyond imagination.

The grandeur is unparalleled.

Unfortunately, Fan Yang is not a Golden Dragon Loan V3 client and does not enjoy investment rights.

His company is not an affiliated company of Golden Dragon Loan.

But all this does not hinder his envy and fantasy.

If I can……

With a valuation of 30 billion, Jinlongdai has issued one billion shares at 30 yuan per share.

Targeting 24 upstream and downstream affiliated companies of Golden Dragon Loan and 30,000 V3 users.

Three billion is evenly distributed, and each person also has the right to purchase shares of 100,000 yuan, not to mention that the big pot of rice is out of fashion.

Every lucky person is silently calculating the share he can buy. Although not everyone agrees to "subscribe", they are optimistic about the development of King Long and occupy the mainstream of the industry.

In order to avoid the risk of illegal fund-raising, Golden Dragon does not directly raise funds in the country, and entrusts Loyal3 to design the plan.

The general idea is to pack 100 million shares into 500 shares, which will be undertaken individually or by crowdfunding by customers with investment rights.

Because of the legal risks involved at home and abroad, plus the large number of customers who have the right to purchase, the entire Ipo will take at least half a year to prepare.

Although Golden Dragon requires the "share investment rights" not to be transferred, there are policies at the top and countermeasures at the bottom.

As long as it is profitable, there are many loopholes in the law, let alone a simple statement.

When the news first came out, the market value of Golden Dragon Loan was floating around 30 billion yuan. In less than a week, the price per share had risen to 40 yuan, and there is a possibility of further increase in the future.

The industry generally believes that the current market value of Golden Dragon Loan is too underestimated and has a lot of room for growth.

The annual profit exceeds 2.5 billion, the PE ratio can reach 15-20, and the value of Golden Dragon loan stock is 40-50 billion, which is not an exaggeration.

The transfer price of "share investment rights" has gone up, and the China Securities Regulatory Commission has interviewed Golden Dragon Loan twice in a row to prevent and control IPOs and illegal fund-raising in disguise.

After all, Jinlongdai is also regarded as a star enterprise in Baishi District, and there is really some trouble, and the official faces are not good-looking.

But all this has nothing to do with Fan Yang.

Although he has been in contact with Jinlongdai for a long time and is considered the first batch of registered users, he does not have much investment record on this.

Woke up early and rushed for a late episode.

This kind of good thing about spreading money still didn't have his chance, and he had to sigh with regret.

As a white-collar dog, Fan Yang naturally didn't have much savings. Although he knew a lot about financial management, lived a tight life, and occasionally had extra money, he was invested in a higher-yielding platform.

Although Jinlongdai has a good reputation, its profit returns are average.

It is also inevitable to be abandoned by users who value high profits and high returns.

Fan Yang is sometimes proud of his own vision. In his opinion, online loans are risky. When the risks are similar, they naturally choose a platform with higher returns.

The reality did not disappoint him. If there is no such thing as Golden Dragon Loan,

It's too late to think about anything now, and when I meet Zhao Ziming, who doesn't follow common sense, I can only admit that I am unlucky.

The entire network is envious of Golden Dragon's V3 customers, regardless of whether the IPO is successful in the future, they can make a fortune right now.

The advertising effect it brings exceeds 100 million.

Everyone wants to be the next lucky one. The number of registered users of Jinlongdai has increased greatly, exceeding the accumulation of the past six months in one fell swoop.

According to the points design of Golden Dragon Loan, only 23 V3 customers belong to large-value wealth management users, and the remaining more than half are investment and wealth management accounts with 20,000 to 50,000.

So, everybody has opportunities.

Fan Yang has made up his mind to invest the gift money in Golden Dragon Loan once the wedding is over to prepare for the future.

Yes, Fan Yang is married.

The house problem that has troubled him for almost a year has been easily solved.

As mentioned earlier, the mother-in-law asked the male and female to pay half and make up a down payment.

Fan Yang was so anxious to jump off the building that he suddenly remembered that he still had a father.

With the mentality of a dead horse as a living horse doctor, Fan Yang found his biological father to become a rich man after many setbacks.

He didn't wait for him to entangle himself or his wife.

After all, he grew up with his mother and has almost no affection for his biological father.

On one side is the mother's hard work, on the other side is the family business of the biological father Wanguan.

Choose feelings or choose reality.

Choosing a relationship and making a clean break with the biological father, the mother-in-law would definitely not agree, choosing reality, and sorry for the mother's hard work.

Before he could make up his mind, life had already given him the answer.

His biological father has already started a new family, with children and daughters, and he is happy.

In the end, Fan Yang could only return to Shanghai with one million prepared by his biological father, and bury that memory forever.