Digital Kingdom

#404-Chapter 404

How much is a payment license worth?

According to the latest quotation from the intermediary in Shanghai, 800 million, the intermediary fee is 10%, and 80 million, including the two businesses of acquiring and payment.

Such a high price can only be matched by the property market.

From May 2011 to March 2015, the central bank approved 270 companies to obtain payment licenses in 8 times.

There are mobile payment, bank card acquiring, Internet payment, etc.

And there are more than 20 licenses for Internet payment.

Subsequently, the supervision stopped the application for payment license.

Many companies have needs and can only think of a solution from the "sale".

The price of licenses has risen all the way.

Since the Digital Group started too late, it has not had its own payment system. Before, it had no strength, but now it has no chance.

Payment involves core data and is a necessary part of the ecosystem. Looking at companies that have purchased payment licenses, e-commerce can be said to be active among them.

It can even be said that the competition among e-commerce companies has risen to competition in payment scenarios.

When users shop online, users can only choose which payment method the platform supports.Under the constraints of the scene, users have gradually formed a payment habit.

Giants are reluctant to graft other payment channels, so JD, NetEase, WeChat, etc. all have their own independent payment systems.

For them, the payment business can not only deposit funds, but also promote more value-added services, including financial value-added services with higher profit margins, based on mastering transaction data.

A great deal of profit is true for all parties.

Zhao Ziming has thought about it a lot and plans to buy a license through an intermediary.

Because all future consumption may use the Internet to pay, companies without a payment license will find it difficult to use their powers and move forward.

Digital Group has already realized the inconvenience.

Although the purchase process is very complicated, it will take almost a year for the cumbersome procedures to go through due diligence, reporting to the regulatory authorities, and changes.

However, there is no way, the lessons learned from Meituan are still vivid.

If you want to operate without a license, even if the country does not care, there are enthusiastic people.

But the turning point came soon. With the explosion of smart news, the Digital Group has been notified by the central bank to prepare application materials.

To open an opening for a company, official sincerity cannot be said to be insufficient.

The next step depends on the sincerity of Zhao Ziming.

Artificial intelligence, the country's most important weapon, cannot be ignored.

Regarding the principle of cooperation, Zhao Ziming already has a preliminary plan. It is not unacceptable to agree to a certain proportion of state-owned capital.

As long as you firmly grasp the right to operate.

Even in the future, with the big explosion of artificial intelligence, it is possible to lose control of the company.

After all, for the country, the big killer is in private hands, which is always a bit dangerous.

For the future, just have an understanding. If you think it is too far away, you will worry about yourself.

After this incident, Zhao Ziming finally understood a truth, from the road to Jane.

The world cannot be outsmarted, strength is respected.

Faced with an opponent like Jiang Chengzhi, no matter how many means, it is impossible to win.

Without the existence of Xiaozhi as a big killer, it would be almost impossible to retreat completely this time.

The best result is nothing more than losing both sides, either with Jiang Chengzhi, or with Wang Chengzhi and Li Chengzhi.

After all, a piece of meat will be cut off.

"I really don't regret it, the twelve beauties, I feel pity when I see them", Xiao Shui was a little bit joking.

"It's okay if you have you." Zhao Ziming smiled and didn't care.

Embracing the beauty, walked into the deep house compound.

What you can see is the white wall, the dense fence, the bamboo shadow lotus pond,

Corridors, courtyards, overhangs, and water pavilions form a Chinese-style courtyard that is "not enclosed, but not enclosed".

After stealing a floating life for half a day, although the pressure of public opinion was spreading through layers, Zhao Ziming took the time and led Xiao Shui to accept Jiujiantang gifts.

The twelve hairpins of the Red Chamber, which embarrassed him, were given to Xiaoshui.

Being able to take care of the celebrity clubs in good order, Xiao Shui has a hand in handling such things with ease.

"It will coax me", Xiao Shui's eyebrows smiled,

Although what Zhao Ziming said was love, it was not true or false, and it made her very happy to hear it.

Zhao Ziming squeezed the opponent smoothly, and for a while, he was contented.

The troublesome predator storm disappeared, and he was relieved a lot.

Mr. Jiang, the weight of these three words is beyond ordinary people's imagination.

The two sides really want to fight, and the onlookers are in vain.

But in this way, the equity change is a foregone conclusion.

No one can stop it.

"I hate it," Xiao Shui twisted in the man's arms, and groaned.

Looking at the beauty, Zhao Ziming felt more and more that there was nothing wrong with this choice.

As the main building king of Jiujiantang, the villa covers an area of ​​three acres and has a building area of ​​more than 700.

The four houses are interconnected and each form a faction.

The semi-permeable courtyard walls and fences echo the landscape outside the courtyard, forming the garden, the front yard for hospitality, the backyard of the owner, and the small courtyard of the guest rooms.

At first sight, I lingered.

"Do you like it?" Zhao Ziming recovered and asked,

It was also the first time he saw such an authentic Chinese layout, and the image of the unity of nature and man can be seen everywhere.

Xiao Shui nodded.

Accepting this set of gifts marks the beginning of a new life. From then on, she has a new name, Mrs. Zhao.

Although the two have been together for a while, there are not many financial entanglements. Before, they could only count as friendships, but now they are nurturing.

Xiao Shui knew that this day would come sooner or later, and there was not much melancholy in his heart.

Choosing such a man is not just to share his glory.

Men conquer the world, women conquer men.

It was her luck that she finally met the right mind.

"Ge Weidong seems to live next door," Zhao Ziming said casually.

He didn't know about such a person soon, the One of China's futures market, known as the East Evil.

Xiao Shui shook her head. She didn't pay attention to these, and she didn't know who it was.

When Zhao Ziming saw this, he stopped talking. After getting along for so long, he naturally knew the lack of water on it.

The two walked aimlessly along the corridor.

The entire villa is divided into three areas: reception, public entertainment, and owner's private space with the porch, living room and master bedroom as the central axis. It is divided into residential area, activity area and functional area longitudinally.

The more Xiao Shui looked at it, the more she liked it. She had seen many villas, but it was the first time for her to have such an elegant, refined, and peaceful layout.

Xiaoshui didn't care much when he heard the man said that he would give her a villa.

Although Jiujiendang was well-known, she thought it was just some European-style, luxurious and brilliant outfits.