Digital Kingdom

"In my opinion, science and technology have two philosophies, one is to do things for humans, and to do the work for them; the other is to empower humans and help humans complete their work faster and better, specifically to artificial intelligence. ,No exception……"

On the big screen, Zhao Ziming is full of heroic spirit, extraordinary self-confidence, and convincing power in his words.

Outside the screen, many well-dressed handsome men and beautiful women were listening intently.

This is the jewellery loan C financing conference reported by Liulin Building, with celebrities gathered and noisy.

Jewelry Loan has achieved excellent results in the past six months. Although the previous double-reed touted the company's valuation and almost fell into an embarrassing situation, no one expected the market's feedback to be too positive and crazy, which is simply scary.

Even Fan Donglai did not expect that he was just to train his grandson and agreed to do a jewelry loan. The seeds that he sown turned out to be a towering tree. As the Internet financial market becomes more and more popular, jewelry loans are like an inflator. Same, can't stop anymore.

In just over a year, the scale of the company has surpassed the achievements of the jewelry industry for ten years. Based on this, a new round of financing for Jewelry Loan is imperative. In order to obtain the support of the entire industry, Jewelry Loan introduced too many shareholders, although control The power is still in the Fan family's hands, but he can't keep his promise.

Due to the good development prospects, various companies have asked to increase investment and expand the shareholding ratio. Naturally, the Fan family could not refuse. If it were not for Fan Donglai's post of president, Fan Qiyun would not be able to control the company at all.

Xu Qingsheng, who is the same age, is an example. Jewelry loans are getting bigger and bigger, and his position in the company is getting lower and lower, from vice president to marketing director. That's it, it also depends on the face of his brother-in-law, otherwise, it would be long ago. Was beaten down by Fan Qiyun.

Here, Fan Donglai has just finished his welcome speech and has not had time to introduce the project. Some people have heard that Zhao Ziming's speech on artificial intelligence is about to begin, and many people have asked to watch the live broadcast.

On the one hand, artificial intelligence is coming on fiercely and has almost the power to destroy the dead. Not only is ordinary people anxious, even the upper class still has panic and worry. Will the arrival of artificial intelligence trigger social revolution, class changes, and finally gather huge wealth , Can it be used as a talisman.

On the other hand, Zhao Ziming is low-key and tolerant. Many people are interested in him. Apart from other things, everyone is curious about what he looks like. Collected on the Internet, there is not even a picture.

With Fan Donglai's consent, the hotel withdrew the jewellery loan promotional materials prepared in advance and connected it to the live broadcast.

Suddenly, the image of Zhao Ziming spread to thousands of people through the media.

"The representatives of the first philosophy are Google and Facebook. The philosophy of these two companies is typical. Technology exists to do things for you. For example, Google CEO Sundar Pichai is developing At the beginning of the conference, I said that the mission of Google’s personal intelligent assistant is to do things for you and free up your time, getthingsdone, giveusersbacktime. Similarly, Facebook, Zuckerberg said at the Facebook annual conference, Facebook’s mission is to connect people more closely. One reason, if you don’t connect, I’ll connect for you..."

"Made, is this guy undergoing cosmetic surgery?" Fan Qiyun whispered to the person next to him.

"How do you say?" The degree of Fumin Fund was curious.

"It's very different from the real person I saw," Fan Qiyun was quite sure.

"You also know that there are huge changes before and after star makeup. It is not surprising that Zhao Ziming is not like a real person." Degree shook his head.

He thought there was something breaking the news, who knew it!

"Do you think what he said is reasonable?" Fan Qiyun asked no longer about his looks.

His main task today is to wait for a good level and successfully complete the C round of financing. Although Zhao Ziming interrupted the financing meeting, he did not feel too dissatisfied. After more than a year of training, Fan Qiyun has matured a lot and is no longer In the past, the dudes have grown greatly in vision, knowledge, ability, and skill.

"It's interesting, Zhao Ziming is really not easy. Look at Google's products, whether it is a voice assistant or an unmanned driving, it is all in this direction," said with a little excitement.

The level is typical of the second generation of elites, the three "famous" representatives, who came from a prestigious family, graduated from a prestigious school, and have experience in a prestigious enterprise. This time he returned to China and took over the Fumin Fund from Chen Ming.

Fan Qiyun echoed that, in fact, he doesn't know the least about the frontiers of science and technology. He has never heard of developer conferences or splits. In order not to underestimate the degree, he can only pretend to be interested.

Fan Qiyun has a high self-esteem. He didn't even look down on Zhao Ziming before. He is just a nouveau riche who has been lucky. No matter how hard he tries, he can only spend his own money. Like him, he was born with a golden key.

However, in the face of his degree, Fan Qiyun has a sense of inferiority. When it comes to family history, the other party has the worst. In terms of ability, the degree is from childhood to most of the academic masters. He first studied at the top McGill University in Canada. He got his Ph.D. from Harvard University and later worked in the Wall Street investment bank. He was a typical kid from another family.

Even in terms of women's relationship, the other party is a level beyond him. Look at the degree. He is surrounded by ladies and ladies, and everyone is beautiful, and he is just a few net celebrity models, infamous characters.

"The representative of the second philosophy is Microsoft. Unlike Google, Microsoft’s annual conference has a variety of dazzling and eye-catching products. Microsoft launches all development kits and tools. The same is true for Apple. Apple focuses on various intelligences. Equipment is for people to work and live more efficiently and better, instead of sitting still and leaving the work to me, I will do it..."

Fan Qiyun was trying to understand what Zhao Ziming said, when suddenly he heard the degree say from the side:

"He summed it up very well. This is the philosophy of Microsoft and Apple. They go all out to make developers' development more efficient, but pay attention, but it is not artificial intelligence that develops by themselves, but developers develop themselves."

"Develop a fart," Fan Qiyun secretly complained about what was messed up. He looked at the level of attentiveness and a little vacillation. After looking around, there were still many people whispering and talking in low voices, feeling relieved.

It's not just Lao Tzu who is boring, everyone is similar.

"However, this posture is a bit difficult to be fooled by the degree. It is most comfortable to work with Chen Ming. It is enough to eat and drink and have fun. There are so many messy things." Fan Qiyun listened carefully on the surface, and his thinking had already diverged.

After finally waiting for Zhao Ziming's speech to end, more than an hour has passed, and Fan Donglai is very eye-catching announcing that everyone will have an intermission, so as not to get tired into the second half.

"Ayun, I understand what you mean," he found a corner, and the two sat down to talk in detail.

"The previous investment intentions are not uncountable, but you also know that we are paying attention to the conditions that Chen Ming has promised. We need to review it again. I hope you can understand."

The degree is not deliberate, and it is straightforward.

Speaking of it, Chen Ming is also unlucky. During his time in charge of Enriching the People, his performance has been good. Who knew that he encountered the "Black Swan" incident of Golden Dragon Loan. The stock price plummeted by more than 20% and suffered heavy losses.What’s more unfortunate is that Jinlong Loan has just reluctantly cut the meat here, and the stock price has turned over. The share price has exceeded 110 US dollars, and the total market value has exceeded the 200 billion mark. This makes Chen Ming completely unable to make it. Taiwan can only resign in a desperate manner.

Selling low and buying high has always been Xiaobai's masterpiece. As a professional fund manager, Chen Ming's performance is so unbearable, no wonder everyone is angry.

"Understand, understand," Fan Qiyun nodded quickly, "This is what it should be, but I hope you can reply as soon as possible. You also know the current situation and many funds have plans to end."

He sighed, "Actually, this is exactly where I am troubled. Mr. Zhao detonated Internet finance and stirred up the wind and rain of animation, but he patted his butt and left. Have you noticed the latest financial report of Jinlongdai?"

"Watching", Fan Qiyun's face was solemn.

I secretly complained, "Mad, this is not the case. Lao Tzu will come to beg you. I don't know how many people want to join the game because of the development of jewelry loans."

"The proportion of Jinlong Loan's small and medium-sized credit business has further declined, accounting for only 3% of the overall revenue. There are rumors that Zhao Ziming will completely withdraw from this business. Your financing statement shows that this financing of 200 million US dollars is mainly used for consumer loans. Expansion of business" is straightforward.

"You also know that Golden Dragon has a large number of businesses, a large volume, and a small proportion of microfinance business, which is also normal. They developed cloud risk control, big data integration, marketing and financing solutions, and personal credit construction, almost all For microfinance business, saying that they want to withdraw is an exaggeration," Fan Qiyun reluctantly organized the language.

To be honest, he really didn't know what Zhao Ziming was going to do. He didn't do a good credit business, and he was not pleased with what digital technology.

He shook his head. "I have seen Deng Xianjin’s several speeches and mentioned the transformation many times. It seems that the groundlessness may not be without cause. Under Deng Xianjin’s leadership, Golden Dragon Loan, which has obtained relevant payment licenses, has greatly increased its ambitions. Aiming at Ant Financial."

In the first half of the year, Ant Financial announced the completion of US$4.5 billion in Series B financing, and at the same time announced that it will take international, rural, and green finance as its three strategic directions.

"Deng Xianjin has great talents and ambitions. Golden Dragon Loan is in his hands. The prospects are worrying. Besides, the development of the market is not driven by personal willpower. Zhao Ziming is not optimistic about microfinance, and it has no impact on the market."

A voice came and interrupted the conversation between the two.

Following the prestige unhappily, a man in his 30s appeared in his eyes.

"President Fan, excuse me."

"It's okay, Mr. Cheng, let me introduce you. This is Gu Shaoze, our company's executive vice president." Fan Qiyun breathed a sigh of relief and quickly introduced the person.

He had been in a daze for contact with a student of this degree, lest there would be a vernacular that would make people look down on him, so he immediately notified Gu Shaoze by text message.

"Oh", the degree nodded, it was a recognition.

Gu Shaoze smiled, not caring about the other party's indifference.

Upon seeing this, Fan Qiyun immediately boasted to his subordinates, “Shao Ze was the chief scientist of Golden Dragon Loan before, and later went to Paipaidai. This time he accepted our invitation to serve as executive vice president.”

When I heard the level, I became interested and worked in Golden Dragon Loan. Didn't I have long-term contact with Zhao Ziming?

Before he could say anything, Fan Qiyun continued, "Furthermore, Shaoze, like you, is a teenager going abroad, and he will serve the motherland after he returns."

Degree smiled, ignoring Fan Qiyun's joke of "serving the motherland", and asked, "I don't know Mr. Gu..."

"Graduated from Grinnell College (Grinnell College) Computer Department, received a full scholarship, and later received a Ph.D. from the Caltech Department of Computing and Neural Networks", Gu Shaoze's tone was plain, as if it was not worth mentioning in the past.

After hearing this, he became more enthusiastic, "Why didn't Mr. Gu stay abroad?"

Gu Shaoze: "At the time I was still working on the Vanguard team. Zhao Ziming approached me and described the wave of domestic Internet finance, and then he returned to China."

I was a little surprised. As Vanguard is the godfather of the US index fund, Gu Shaoze can gain a foothold in it, and his own ability is evident.

Fan Qiyun added, “Shaoze has more than ten years of experience in data analysis and modeling. He was a senior analysis manager of Opera Solutions, providing quantitative analysis and model solutions for a large number of commercial banks, investment banks, and private equity clients. Zhao Ziming valued his experience in this area and focused on inviting him to work in China. The robo-advisory product of Golden Dragon Loan was created by Shao Ze, and now it has contributed more than 20% of Golden Dragon's revenue."

The degree is awe-inspiring. I didn't expect Gu Shaoze's past to be so brilliant. You must know that Golden Dragon Loan's robo-advisory products are unique in the world, far surpassing BATJ in the same period.

Just why did you leave?

"Because of the discordance of ideas, Zhang, who happened to be a friend of mine for many years, resigned from Jinlong." Gu Shaoze explained the question as if he could see the degree of doubt.

It is a pity to the extent that if Gu Shaoze did not leave his job and waited until Golden Dragon Loan was listed, he would be an entrepreneurial veteran and a large number of option rewards would be indispensable. It would be no problem to easily exceed 100 million.

"I don't know if Gu Shaoze has regretted it", a thought flashed in his mind, remembering something, and asking,

"Just now you said that Deng Xianjin is very talented. In what way..."

Gu Shaoze smiled, showing great self-confidence and control: "I know Deng Xianjin, he entered the company earlier than me, but his ability is mediocre, and he hasn't been showing any signs of change. This time he can be on stage. It’s because of the old enough qualifications, plus Shen Yiyi’s support, which is far behind Li Yu. He doesn’t say that transformation is fine. To be a Taiping president, when it comes to transformation, in terms of his ability, it is simply a disaster. I say From a previous event, everyone knows how advanced Deng is..."