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Obviously.

Today, Zhou Junchu came here prepared, and with such a clear and gradual discussion, it is impossible to open his mouth without adequate preparation.

Opportunities are indeed reserved for those who are prepared.

He successfully aroused Zhang Yanqing's interest.

"Then what do you think is the reason for the bursting of the bicycle sharing bubble?"

Zhou Junchu looked confident and immediately replied: "I think there are two main reasons for the failure of shared bicycles."

"From the perspective of assets, a bicycle is a consumable item with high input costs, high maintenance and depreciation costs. Secondly, the audience and charges, the scale of users, the frequency of use and the unit price determine the capacity of this market."

"It is true that the country has a huge market, with 70-80 million residents in first-tier cities, but how many people in these groups are really willing to ride bicycles? And how much time do they spend on bicycles among those willing to ride bicycles? How should the price of each ride be priced? I don’t think the shared bicycles have considered these issues too clearly, so that in the end, the production cost of a bicycle may not be recovered and the bicycle has been scrapped."

Zhang Yanqing nodded with great interest.

"go on."

Zhou Junchu shook hands secretly, grasping this opportunity firmly.

"Another example is 5G, which is currently in full swing in the secondary market. After telling a beautiful story to the capital market, how to use performance to end the market is an important issue."

"Capital likes to listen to Sexy stories. How to tell the story well is the first important hurdle. After capital enters the market, if it wants to continue to obtain high valuations, capital needs to see both revenue and profit growth. This is the second most important thing. The process by which the market verifies the business model."

"The economy is cyclical, and the industry is also cyclical. The economy will experience irrational prosperity because people's economic behavior is often irrational. The economy will experience prosperity and recession, and the industry will do the same. Just take the current pork market. Many people may not have seen the financial data of the pig farming company, but the stock price has already taken off."

"In fact, this is because the cycle of pig breeding superimposed on African swine fever has caused investors to have strong expectations of pig price increases, which has passed on to the strong expectations of the performance of pig companies. Pig breeding takes place every four years. The bottom of the cycle was from the second half of 17 to the first half of 18, when the price of pigs fell to the freezing point, weak and small farmers were gradually eliminated, and the number of pigs for slaughter continued to decrease. The addition of African swine fever will further aggravate the clearing of the industry. African swine fever has cleared the industry by 15%-20% of its production capacity."

"For our fund managers and analysts, how to grasp the industry cycle in a large economic cycle is an important way to obtain excess returns, which is also a great challenge."

"Papa..."

When Zhou Junchu stopped telling, Zhang Yanqing raised her hands and first clapped her hands, her eyes did not hide her appreciation for Zhou Junchu.

"Zhou Junchu, right? I can only say, I am very happy that the company can have employees like you."

It was like waking up from a dream, everyone clapped together and looked at Zhou Junchu with half amazement and half envy.

The logical and insightful discussion just now really made them feel ashamed.

Winning the favor of Zhang Zong, the future is bound to be boundless.

But this is the skill of others, and jealousy does not come.

Amidst the warm applause, Zhou Junchu sat down again. Although he pretended to be calm on the surface, his slightly trembling hands on his knees still exposed his inner excitement.

"congratulations."

Deng He said softly.

The speech just now really benefited her a lot.

"Does anyone still want to say something? There are no customers, no leaders, everyone is brothers and sisters, don't have any worries, everyone can speak freely."

For a while, no one volunteered again.

After all, Zhou Junchu's speech just now was so good that many people lost the courage to speak.

No one wants to be ashamed on such occasions.

"Deng He, tell me something, this is a rare opportunity."

Zhou Junchu urged.

Coincidentally.

Zhang Yanqing also looked over.

He didn't know if it was because of Zhou Junchu or Deng He's beauty, his eyes stopped on Deng He.

"Are you also a colleague from Chengdu branch this time?"

Everyone's eyes swept over.

In this situation, Deng He smiled helplessly and could only stand up.

"Hello, Mr. Zhang, my name is Deng He."

"Hello, I didn't expect our company to have such a beautiful woman."

Zhang Yanqing made a joke, and then got back to business.

"What is the biggest gain for you from studying finance? Let's talk about your thoughts with everyone."

Zhou Junchu looked up and gave her an encouraging look.

Deng He was silent for a while, as if trying to formulate words.

"I find that for many people, they don't know where the money comes from or why the money comes from."

"They can't understand why some people and countries can be so rich, and some people and countries can be so rich. They work diligently and honestly, and receive a small monthly income. They only know that they work, the boss Pay yourself a salary. As for how the boss’s money comes from, how does the company’s money come from, and how does the bank’s money come from. Why do some people have high salaries and others have low salaries? Why do rich people choose not to Salary. They don’t know and don’t care."

"When a business goes bankrupt and the boss lays off employees, they can't understand it, nor can they understand when housing prices rise and the stock market plummets."

"When the bank's wealth management interest rate reaches 5%, they still go to the counter to deposit time deposits honestly. When the p2p platform gives a yield of 10% or even 20%, they flock to it."

"When the platform was hit by a thunderstorm, they could only put up a banner and said,'Return my hard-earned money," without realizing that hard-worked blood is the least valuable."

"They honestly pay five insurances and one housing fund, but they don't know that when they get old, the country will never be able to issue pensions in the promised amount because of aging."

"While withholding claims on necessary nutritious diet, children's education, financial investment, while smoking heavily taxed cigarettes, drinking hugely profitable distilled ethanol and mixing water, they contribute to the country's taxes and the net profit of the liquor factory, and reduce themselves by the way. The life expectancy has also saved the state pension."

"Understanding finance is to help us understand the essence behind each of the issues I raised above. It does not necessarily make you a rich person, but it can help you understand how the big machine of society works."

"Every ordinary person of us is just a small screw on a social chariot. It's just that some screws never know that they are screws, and some screws have always been eager to be the person who screwed them."

The voice fell to the ground, and the audience was silent.

Even Zhang Yanqing seemed to be caught off guard, looking at the calm young woman, she was speechless for a while, her eyes constantly fluctuating.