Extraordinary Genius

ICBC President Zhu finally met Feng Yu today. As soon as he met him, he quickly asked, is Taihua intending to replace the company account bank?

Feng Yu explained that the company had transferred some money in other banks because of some investments, but the company's account was still with ICBC, which would not be replaced.

This statement reassures President Zhu that he is at a critical stage, and that Taihua has so many roubles, dollars and Hong Kong dollars flowing each month, which is a huge achievement for him.

But this performance alone is not enough, and now the national interest rate cuts are meant to stimulate consumption, so the Bank's main assessment indicator has shifted from stockpiling to lending.

President Zhu is definitely far ahead in terms of stockpiling, the first branch in the province has no right, but in terms of lending, President Zhu has not done much. He ranks among the branches in the province, which is a great resistance to his desire to get a promotion, especially one step to the position of Vice President of the Provincial Bank.

President Zhu thought that Feng Yu was talking to him about the withdrawal, but Feng Yu finished the matter and started asking about the loan formalities.

I can't help it. Feng Yu doesn't remember what formalities are required for a loan at this time, but it must be more cumbersome than future generations.

President Zhu's eyes lit up. Taihua wants a loan? That's great. I'll lend you as much as you want, as long as I'm in charge!

President Zhu even hoped that Feng Yu could lend an astronomical number. Anyway, just use the proceeds of Taihua Company and Machinery Company as collateral, don't be afraid he won't.

Feng Yu was so enthusiastic when he saw President Zhu hear about the loan, he understood when he thought about it. Now that the state encourages loans and consumption, then the ICBC must have a lot of tasks to do, right?

Feng Yu was hoping for more loans. All this money went to the stock market. How much can he do in two years?

“President Zhu, in fact, based on the funding situation of our company, it is said that we do not need loans. It's just that the company has recently had a big business, which is why it's planning to make a short term loan. What's the interest rate on this loan? How long is the repayment period? How? ”

President Zhu busily and enthusiastically introduced Feng Yu, the loan interest rate must be the lowest, guaranteeing the whole city, no, guaranteeing that the entire province has no lower interest rate than this. How about a repayment period of three years, the first two years only interest repayment, the third year principal and interest repayment together, no pressure on you, right?

Feng Yu was delighted. This is exactly what he thought. Although humidifier profits continue to be generated and mechanical companies have quarterly dividends, Feng Yu does not intend to repay them in advance. Three years is just right. The stock should have been thrown out by then, and the funds have already been returned to the cage.

“Governor Zhu, how much are you going to lend my company? ”

“With the shares of a mechanical company as collateral, we can lend you 1,200 RMB, and with the assets and revenues of Taihua we can lend you 10 million RMB. Windstorm Logistics can borrow two million, and the pig farm you're talking about can borrow half a million.” President Zhu shouted in his heart, all mortgaged to us, all mortgaged to us!

“President Zhu, right, the market value of the shares of the machinery company is now about 12 million, you lend us a reasonable amount. But how can Taihua be worth $10 million? Taihua company owns the trademark of the wind and rain brand and trade with Su, millions of rubles flowing each month, how can you lend so much? ”

President Zhu opened his eyes and Feng Yu wanted more loans? How much do you want to lend?

“President Feng, how appropriate do you think the loan would be? ”

“The shares in the machinery company and all the assets and revenues of the Taihua company as collateral, I hope to lend 40 million RMB. As for the storm logistics, I think it should lend 4 million RMB. We have 80 Gus cars. Is one not worth 50,000 yuan? ”

Well, although he doesn't have $50,000 to buy a car, it's worth it now!

President Zhu hasn't said anything yet. Li Shiqiang stared at Feng Yu. What the hell, you let me borrow $4 million? This... this is too risky, isn't it? A year's interest is not a small amount!

Li Shiqiang felt that buying all of this stock with his own money would be enough to make a fuss, and Feng Yu still had to make a loan. You can borrow money. You have to hold me back. Well, I promised to go along with the loan, but you didn't tell me to borrow so much. If not, the logistics company will go to the bank.

Feng Yu patted his brother-in-law's leg quietly to keep him calm. I said open a hospital for my sister, you have to say you're coming, I said you're going to expand wildly, you're going to bind your feet, and it's not necessarily enough that the logistics company is going to run a decent hospital right now.

Investing in stocks will be different. In two years, a few times the profit, Li Shiqiang's family will surge to tens of millions. Don't talk about investing in a hospital, it's fine to invest in a few!

President Zhu shook his voice and asked: "How much do you want to lend? Forty million? ”

“It's 44 million. ”

President Zhu's breathing was impatient, hahaha, done, done, the old man was promoted. This year's mission was 15 million short, and with 44 million, it's over done. Absolutely the first in the province, who's going to get promoted if I don't?

“I'll figure this out, 44 million, right? No problem!” Even if there are some irregularities, President Zhu intends to go to the leader himself. He must lend money to Taihua Company, not to mention Ice City. Even if the task of the whole province can be accomplished in advance, he does not believe that the leader is unwilling!

Feng Yu looked at President Zhu so well and continued: “I also have an antique, Da Ming Xuande furnace, a real baby, there are few pieces in the world. A Xiangjiang rich merchant intends to spend 8 million to buy, I don't want any more, use this baby as collateral, loan 6 million, total 50 million! ”

Tsk ~ ~ ~

President Zhu couldn't hold his tongue, and his eyebrows were screwed into the river. Antique loans, there is no precedent in the province.

Anything of value is said to be collateral, but the price of this antique cannot be evaluated. Feng Yu said someone had spent eight million dollars on it, but it's possible that 800,000 won't sell it.

“Chief Feng, this antique thing is not very good. Difficult to operate without specific metrics.” Zhu Xiangchang said in a daunting manner.

Feng Yu looked at President Zhu: “Is it difficult? That's okay, then let's go to the BOB loan, the credit department director of the BOB has a good relationship with my father. I think I can still lend 50 million with so many assets as collateral. ”

President Zhu saw Feng Yu stand up and quickly grabbed Feng Yu's hand: “President Feng, President Feng, wait, wait, we've been working together for so long, don't you believe me? I'll make a call. I'll make a call. ”

For merit, for promotion, hard work!

President Zhu went out and Li Shiqiang couldn't help but ask: "Xiaoyu, why are you borrowing so much money? What if we don't? ”

Feng Yu looked confidently at Li Shiqiang: “Brother-in-law, don't worry, this money will definitely be paid back. Do you have any idea what kind of profits Taihua could make this year from selling humidifiers overseas? Ten million dollars! There will be more next year, so you don't have to worry about that. We're going to take the lead now, sweep the stock market, wait until the end of the year, maybe not the end of the year, and by October, you'll see that we're starting to make money! ”

Feng Yu, they can sweep the stock market in both cities. They can certainly drive the stock market to fly ahead of time and pull the big plate!

What else is Li Shiqiang trying to say? President Zhu is back. He is excited to say to Feng Yu: “50 million, our city ICBC and provincial ICBC jointly lend you!” ~ ~ At first glance at the stock today, it all stopped, the 4th is crazy!!! Oh, I want to go to shit! Thank the Ghost Wu Emperor, I think I'm fine, Snake ~ reward, thank you, the Fourth has a little comfort.