Extraordinary Genius

On the third day, Feng Yu signed a loan contract for 100 million roubles. Six years later, the principal interest was repaid once at a rate of 13 percent per annum, calculated as a single interest.

Feng Yu only gave Kowski a rebate of 3 million rubles and prepared a red envelope of 1 million rubles for the brothers. Although the repayment period was slightly shorter, Feng Yu was perfectly acceptable and the interest was lower than he thought.

This money reached Feng Yu's account in Xiangjiang, and Feng Yu immediately transferred the promised amount to others.

“Brother Ki, I think it's acceptable for me to have a higher interest rate and not have to argue too much over it.” Feng Yu was thinking of offering less rebates and seducing the governors to lend him illegal loans with high interest rates.

How could Kirilenko refuse, Feng Yukan gave high interest, he would be easier to operate. Today they are meeting with the head of the Belarus branch.

Feng Yu is now looking for efficiency, in the shortest possible time, to complete the loan. Because in a few months, the official exchange rate of the ruble against the dollar, stimulated by the double exchange rate, will go from 0.6: 1 to 1.8: 1, and the market rate will depreciate even higher!

Three consecutive Soviet State-owned banks, Feng Yu, with the help of Kirilenko, successfully loaned 100 million roubles, totalling 300 million roubles, with a total rebate of only 11 million roubles. Seems like a high rebate, but compared to Feng Yu's upcoming profits, Nine Bulls is a dime!

“Feng, do you want to continue the loan? Branches of small allies may also be able to lend, but the amount of the loan will certainly not be as high. ”

“Can we continue with the loan? Brother Ki, if you can borrow money, even if every bank borrows 10 million rubles, I can borrow money! ”

Such a good opportunity, a hundred years of misery, of course Feng Yu should strive for the best interests.

Kirilenko doesn't understand why Feng Yu has to borrow so much, interest is getting higher and higher, but Feng Yu doesn't seem to care at all. How can he invest this money to make such a high profit?

When Kirilenko helped Feng Yu make the last payment of the State-owned bank loan, Kirilenko finally couldn't help asking.

Feng Yu has actually been waiting for Kirilenko to ask him. This time he intends to bring Ki Brother with him. If it goes well, he wants to invest some minerals with Ki Brother.

Mining in the Soviet Union is definitely not possible without local forces.

Next December, when the Gulf starts, Feng Yu will have a good chance to acquire the oil field, when the price of the oil will fall and the price of the oil field will naturally fall. Plus the rubles have already depreciated dramatically, even if you sign a high-priced purchase agreement now, just wait a while and the rubles will depreciate more than triple, then the purchase price will be too cheap!

“Ki, remember what I told you, this is a great opportunity to make money. If the Soviet Union were to disintegrate, guess what would happen to the ruble? ”

“Ruble? What can happen to the rubles? After their disintegration, large countries issue their own currencies, and the rubles will remain the main currency.” Kirilenko didn't think so.

“Brother Ki, look, your country, buying the main goods of life, is also buying by ticket, right? And so is our country, but after opening up the market economy, people don't have tickets, but they have money, and they want to buy something, and that leads to higher prices for consumer goods, right? ”

“It's just a price increase. That's normal. Why?” Kirilenko is still blind.

Feng Yu shook his head. Ki doesn't seem to know anything about finance. When supply is less than demand, prices will rise rapidly, inflation and currency will depreciate.

Especially now that the Soviet Union's scrutiny of foreign-funded banks is so low, those large foreign-funded banks in Europe and the United States are beginning to expand wildly throughout the Soviet Union. Inflation was also sharply exacerbated by the use of gray means to obtain large sums of roubles from State-owned banks and State-owned financial institutions in the Soviet Union, which allowed the Soviet Union to issue more roubles.

“Brother Ki, have you ever thought about why those foreign-funded banks would borrow a lot from your state-owned bank? Do you remember what Governor Kochiv told us when we talked about the loan at the Belarusian bank? He said that several foreign-funded banks borrowed large sums of money from Belarusian banks in order to invest in a number of construction projects, of which do you think it is possible to achieve? ”

“Of course not. We have to build real estate in the Soviet Union. We all have houses in the Soviet Union. Why do we need so many houses?” Kirilenko said with disdain, he thought that the foreign-funded bankers were stupid. You built a house for sale, and someone had to buy it to make money. Do we lack a house in the Soviet Union?

Are those people stupid? The head of the Soviet bank is the fool! Those projects are fake, just to get a loan. Perhaps the heads of those banks also understood that they only ate high rebates to fill their bags.

Why did Feng Yu say that Ki could acquire Soviet minerals, because the Soviet Union was also playing with share-based transformation at the moment, that is to say, to give shares to all state employees, to distribute shares in the enterprise, with an average of 10,000 roubles of assets per person, which is definitely not a small amount at the current exchange rate.

The people of the Soviet Union are rich, but life is not good enough, there is no way, there is a serious shortage of material resources. Save the money. Where? Foreign banks offer higher interest rates on deposits and a better service attitude, with complimentary coffee, free black tea and a clean smile service.

So the people of the Soviet Union deposited all the money into foreign banks. The State-owned banks did not have enough money, nor did they have enough coins in circulation. What should we do, stamp, do you think this could be without inflation?

“Ki, do you think those foreign-funded banks are stupid? But did you ever think that all your money was deposited in a foreign bank? When the amount of money reaches a certain level, it affects your Soviet prices. Especially now that you're in a market economy, it's easier for them to manipulate price increases and ruble depreciation. ”

“What did you say, ruble devalued?” Kirilenko is upset. How could the ruble be devalued?

“Yes, it was originally a garment, ten rubles, but because of the market economy, everyone gets the higher price, then the price of this garment could turn into twenty rubles, and the actual purchase of the same garment, which in turn reduces the value of the rubles by half! This will cause inflation! Inflation, you know? ”

Kirilenko shook his head. What's inflation?

Feng Yuqi knot, can't explain to such people, can't even understand the economic basic vocabulary.

“Anyway, you know, if the ruble is to depreciate, immediately, quickly, I'll swap the loan for the dollar, or RMB, JPY, wait for the ruble to depreciate, and then swap it back, and I'll earn it, okay? ”

“Is that why you need a loan? I said, why do you have to pay the principal and interest together? So tell me, is the devaluation serious?” Kirilenko suddenly realized that it was Feng Yu's idea.

“If you believe me, find a relationship now, and lend yourself a loan, I promise you, within three months, the ruble will depreciate wildly! You're at least twice as profitable! ”