Extraordinary Genius

“Zhang, the price of this house in our country has risen dramatically in recent years. ”

Zhang Ruiqiang obliquely glanced at Feng Yu: “What, are you saying that you've made a lot of money in two years? ”

Taihua Real Estate, a real estate development company owned by Taihua Holdings, integrates all the real estate companies formerly owned by Feng Yu, such as Taihua Supermarket and Ice City Pharmaceutical Group, and is now quite a gold sign in the country.

Everyone says that the house on Taihua Land is good quality, well documented, property is good and the price is not too expensive.

Feng Yu shook his head: “Yesterday I went to the stock exchange in Mundu and found the stock boom, but the house price boom was even stronger. It's not just Magic City, Jingcheng, Yangcheng, Hangcheng, Pengcheng, etc., but they're all going up on top of each other. Don't you think this will cause people who need to buy houses to not be able to afford them? ”

Prices are rising, and more and more people are firing their homes. There are several houses, even dozens, dozens of houses in the name of all kinds of brothers and sisters.

These houses are obviously not a necessity for them, they are used as investments to collect rent.

For real estate such as doorsteps and office buildings, it is normal to collect rent, most companies are used to renting offices, which is a lot less expensive than buying one.

But residential houses, many people still want to buy them, not rent them. Buying a house is a home. It's an inherent concept of Huaxia.

A lot of young men want to marry their daughters-in-law. They ask you first, do you have a house? If you don't have a house, who ever rented a house with you?

And the rapid rise in house prices has nothing to do with the people who fired them. Of course, Feng Yu thinks that there is no strong regulation above, and that poor regulation is also very relevant.

Not to mention the scramblers, the developers, they're getting tired of playing cats.

For example, this man bought a pseudonym painting and sent it to the auction house, and nominally auctioned it back for 50 million dollars. Of course, he didn't actually have to give the auction house so much, hundreds of thousands of dollars were settled.

This time there is the auction house appraisal, this fake painting becomes “true”.

Take the bank, the mortgage, the minimum loan is 60 percent, that's the minimum loan is 30 million!

Take the 30 million, auction the land, then use the shell company, take the land, make a development plan, get the relevant units of the political axe for approval.

After he gets the approval, he can't even find a decent engineering team. What if he doesn't have the funds to develop it?

You can't use project land mortgages to develop this property now.

It doesn't matter, sell it. Some are rich developers, they have nothing to do with it, they don't get approval.

Turning around, he started out with hundreds of thousands, tens of millions of dollars in business.

He always has to raise the price to make a profit. The ground is bidding and pricey. Approval. How much would it cost to set up a lawn crew? Then we'll do the plan, run the papers, the formalities, the money, right? Plus his own profits, plus his favorites, bank interest, etc., the price of this plot of land has risen considerably.

Developers who have access to the land for development, insufficient funds, mortgage loans on other projects. And their development cycle typically takes longer than a year, some even three or five years.

Not that they must not have the funds to develop, but that they are waiting intentionally. Drag within the time allowed for the procedure. Because money can be used to do something else, this construction cost is not going up much, but the price of the land is going up fast.

Three years ago, a house of the same quality sold 5,000 bucks a square meter, but after three years, it sold 8,000, 9,000 square meters. For the next three years, all he had to do was spend a small portion of the guard space funds.

Of course, his land was there, it didn't go fast, and his money was under pressure, but it's okay, he's not bad money. If it's bad money, you can go to the loan.

Lot A cannot be used to develop Lot A, but Lot A can be used to develop Lot B.

The developer has to make money, the contractor has to make money, the seller has to make money, everyone has to make money, so whose money is it, who buys the house?

When Huaxia used to regulate the price, the price was already very high. Because of Feng Yu's early advice, those who made the fireworks could not succeed again, but there were too many alternative methods, and Feng Yu could not think of them all.

“Feng Woo, do you think I can handle this house? That has to be Jianbu, I don't have the ability to reach out. ”

Zhang Ruiqiang, although the wind is strong, a lot of people said that he would definitely be in the game in a few years, but that was a few years later, and now Zhang Ruiqiang still doesn't care about those things.

“Zhang, you have to go up anyway, give your opinion first, save the future you come and clean up the mess. Don't worry about it, the kind of developer who sells the project directly with approval. There is also a need to improve loans to two suites, three more, and not to give them the opportunity to borrow rent and maintenance. ”

“And then we need to find out, how did people get these houses? And the vacancy rate is so high, why develop a new building? Aren't those local political axes, apart from selling land, capable of generating income? I don't know. Grow the economy and make money? Don't know to support some small and medium-sized entrepreneurs? ”

“Think about the real estate bubble in Sea Island Province. And look at the real estate bubble in the US, island countries, Thailand and other countries in South-East Asia, and how big the economic impact will be if it breaks down? ”

“I shook my head when Zhu Tie asked me if real estate could be the backbone of the country's economy. In the short term, real estate can drive many industries and effectively promote economic growth, but if it develops so much, it can easily form a false prosperity, then it will be a bubble, and it will collapse! ”

Feng Yu remembers that at this time in his previous life, there was a city on the northwest side that was rich in cashmere sweaters, and after discovering the minerals, the state was ready to vigorously develop them. And then a bunch of money comes up, and it's firehouse.

Until Feng Yu was reborn, the ghost building was still there. One building every night, just one or two houses lit up, some without even one, no property!

What's the use of the rest of the buildings? Mortgaged to the bank, the bank can't sell. The loss of the bank, is it not the loss of the state?

The expression on Zhang Ruiqiang's face was a little heavy: “Is it really as serious as you said? ”

“If it's not regulated, it's probably worse!” Feng Yu's words are definitely not alarmist.

Zhang Ruiqiang sighed, he had to cross the border this time. But now that he knows, if he doesn't do something, he can't get past the inner level!

……