Extraordinary Genius

“Zhang, are you talking about an integrated financial investment company or an equity folklore bank?” Feng Yu asked in detail.

“What's the difference? ”

Zhang Ruiqiang asked, Feng Yu didn't believe it. Nobody told Zhang Ruiqiang about the difference.

“Folk Voice Bank is a purely private bank, which has been established since its inception, so there will be no state-owned shares in it. The vast majority of my investments are controlled by two holding companies, but Minsheng Bank is my own shares, including those of other shareholders. ”

“It doesn't matter if you want to be part of an investment company under shares, as long as it's Minsheng Bank Holdings. However, it would be preferable to invest nominally through hosting, otherwise there would be some impediment to the company's development in North America. The US investment in many of our countries is still very restrictive. ”

At the beginning of the establishment of Minsheng Bank, there were still some investments in the name of private enterprises. Later, Feng Yu discovered that many private enterprises had state-owned shares in them, which made the nature of Minsheng Bank difficult to explain.

So Feng Yu suggested that those shareholders abandon the name of the enterprise and invest purely in their own name, so that this private voice bank, completely become a private commercial bank with no state-owned shares.

If it is a subsidiary, then there are a few state-owned shares, which is nothing, as long as it is a private shareholding.

Individual and State-owned investments certainly have different constraints in many areas. There are foreign-funded banks, as in the case of domestic banks, but many of the operations of foreign-funded banks cannot be carried out, with more restrictions than those of private banks.

Huaxia did so, as did foreign countries. Even if the US claims to be the most open financial market in the world, it is also highly regulated for investment in other countries.

And the same goes for the EU, where important companies are subject to certain restrictions if they want to be listed.

Zhang Ruiqiang frowned: “Custody? Can't we just go straight to stock? ”

Feng Yu shook his head: “It's not convenient. In fact, you can do this entirely through the state-owned banks. Why do you have to share in our private banks? ”

The nature of hosting is equivalent to investment rainstorm consulting. After hosting funds to the company, you can receive fixed or floating dividends each year. For this money, you can specify the direction of investment, but you do not have any say in the company's operations.

Zhang Ruiqiang chuckled: “Isn't this hoping to diversify investment and reduce risk? ”

Feng Yu looked at Zhang Ruiqiang obliquely: “No, I think you want to invest in our company and then make a follow-up investment. Tsk ~ ~ So you can get a lot of important investment information and strategies straight away. You guys want to have a good fight? ”

We all know that Feng Yu invested well, and Zhang Ruiqiang can't all invest to ask Feng Yu, what if Zhang Ruiqiang retired?

So some people came up with this idea. After becoming a shareholder of Feng Yu Company, a lot of the investment direction would be directly known, just follow the wind. Look at Kirilenko in Russia. Didn't he say he invested with Feng Feng Yu? It's the top 10 richest man in the world!

Kirilenko ranks fifth in the world. But by the end of the year, we'll probably be second.

One is because Killinko's assets have grown considerably, and the other, many of the richest on the list, including Bill Gates, are shrinking dramatically this year.

Microsoft's share price has also fallen, and Bill Gates has partly invested in his philanthropic foundation. Bill Gates' assets this year are definitely less than last year's, which is what happens to most wealthy people.

For example, with more than 50 millionaires over $10 billion last year, it is estimated that this year it will not reach 50. Li Superman's company, the stock price has fallen a lot recently, and the assets have disappeared directly.

But that doesn't mean that Li Superman's personal assets have really shrunk. Don't forget, he is investing in the financial market with Feng Yu. Although this portion of the funds is not comparable to Feng Yu's, it is definitely a large amount.

After closing the net at the end of this year, Li Superman's personal assets will not shrink, but will grow. After the release, Li Superman will definitely be able to easily enter the top 10, and perhaps rank a little higher.

Superman Li is gradually handing over the power of the company to his eldest son, Li Zezhu, but his second son, Li Zezhuo, must also leave some family business, a bowl of water is flat.

It was obvious that Li Zezhu inherited more assets, and Li Zezhuan would get more help and pointers from Li Superman. But after this investment in the financial market, the assets left to the two sons will be much more or less the same.

Li Zezhu still inherited the business, but Li Zezhuo's share of the cash won't be small! This number is not enough to make Li Zeyuan the world's top millionaire, but getting into the millionaire list is fine.

He invested with Feng Yu, in addition to Kirilenko, and Xiangjiang's Fu Guangzheng, to see what the boy was famous for, now he is the Asian youth leader, even the world's youth can rank the top ten. By virtue of his personal strength, he is still on the Forbes Fortune.

This leads many people to the clear conclusion that you must invest with Feng Yu to make a lot of money!

Zhang Ruiqiang looked forward to watching Feng Yu: “Can't you join the stock? Hosted through the company hierarchy, and then invested in shares, is that all right? ”

“Zhang, if I don't need money, I can play with this mess myself. Why do I have to put you in stock? And you have commercial banks, and you're expanding overseas. Why can't you do it yourself? ”

“The big direction of the investment, I can give you some pointers. But the most important thing is to choose the right people to manage. The most important thing about talent selection is the ability, the ability to manage investments, not the ability to administer! ”

Feng Yu does not deny that bank ~ administration is also a capability, but in the financial industry, Feng Yu personally believes that the ability to manage investment is more important.

Now the executive of state-owned banks, the executive ~ administrative capacity must be more important than the investment management capacity. With the intervention of local political axes, there are still many problems with banks.

Feng Yu doesn't want to get mixed up in it, these problems will erupt sooner or later. Besides, Feng Yu has already taken advantage of the state capital, so many worth investing in, there is no need to necessarily invest in Feng Yu's company.

Speaking of, Feng Yu still has some objection to state-owned companies. Fortunately, Zhang Ruiqiang came to discuss it. If someone else, Feng Yu would have left!

“It's a deal, you'll point it out. So tell me, what's the right investment in state-owned capital right now? ”

“The US stock market will certainly fall to the bottom of the valley this year, and it can be copied at the end of the year. Now, if you don't have the right project, you can invest in gold on the long line. Or invest in our bonds later, after we issue our bonds at Minsheng Bank. ”

Zhang Ruiqiang took a very interesting step back, and Feng Yu didn't mean anything. Perhaps gold or something can be analyzed by state-funded people, but they're not 100% sure.

After Feng Yu said it, they had it.

……