Extraordinary Genius

The black pot was snapped onto Buffett's head by Huaxia, and there was nothing the US political axe could do. Though they thought that was an excuse, it didn't seem like much of a blossom.

But Buffett's stock is shrinking this year, having surpassed Bill Gates once, ranking second richest man in the world, but is now on par with Bill Gates, who is expected to surpass him by the end of the year.

Bill Gates was also miserable, ranking fourth only last year in the world. The first was Feng Yu, which was indisputable, and the second was Buffett, who was more than $60 billion, because at that time the stock market was good, and Buffett's assets were also high.

The third is the Mexican telecommunications tycoon, and Feng Yu intends to cooperate in the American telecommunications industry. The fourth is Bill Gates, the software tycoon.

Falling from one of the richest places in the world, and then falling to the fourth, has also lowered Bill Gates' reputation along the way, as well as proving the decline in the level of trust many people have in Microsoft.

Bill Gates is also building strength, mainly to see if Microsoft's new generation of PC operating systems, launched at the end of the year, can bring Microsoft back to its peak.

Feng Yu can guess what Bill Gates thinks, but Feng Yu doesn't think that Bill Gates can succeed, at best, and that Bill Gates is the third largest in the world.

First of all, it must be Feng Yu's. Second of all, it's Kirilenko's turn.

Feng Yu had the most money for this financial investment, and Kirilenko was the second largest. Mortgage loan stirred finance, Kirilen Kobe is a lot crazier than Feng Yu.

As for Microsoft's next-generation operating system, even though it works better than WIN7 in previous generations, based on user inertia, and even thinking about the layout of Silver Mountain, the development will not be so good.

Microsoft now doesn't have to worry about being sued for monopoly because they've lost their monopoly status.

In Feng Yu's view, Bill Gates, like in previous generations, waited for the new system to be released, Microsoft stock price to rise, and quickly cashed in, injecting the funds into his charitable foundation. All right, the software industry, it's time to change!

Feng Yu was also asked to analyze the stock of many companies, see which ones would fall significantly, and then look for financial companies that could lend their stock for short selling operations.

It also gave Ralph time to negotiate with the supermarket group and asked Ralph to acquire the supermarket group at the fastest possible speed and merge it into the Taihua holding group.

But Ralph was very helpful at the moment, even Masahiro Kamada was helping. Although Feng Yu said that he was on vacation for Masahiro Tortoise to accompany his family to the Olympic Games in Beijing, Masahiro Tortoise also took the initiative to share some work for Ralph, such as consolidating some of the acquired financial companies.

People's Voice Bank is also meeting frequently to discuss the military US market. Although Feng Yu has set the tone, there is still a wide gap between theory and specific operations.

To build so many business outlets, for example, you need to invest a lot of money. If the two housing groups go bankrupt, the real estate market in the US will fall.

Shop prices may vary by more than 10% between shopping at this time and shopping in two months.

Ten percent doesn't look like much, but if it's a billion dollars, the difference is one billion dollars.

A hundred million dollars, not much for Feng Yu, but it's not a small amount for a folklore bank that's going to be spending crazy money right now.

Folk Bank is all the money that the shareholders personally put out, and if their business is in stock, then naturally it's fine. For example, Zong Qingxian is very homesick, but most of the assets, such as shares held by Taihua Holdings and Lehaha Group, as well as shares, real estate, etc. of other companies, are not particularly expensive in cash.

Most of the shareholders of Minsheng Bank are similar to the situation of Zongqing Xian, who would let their bank account deposit so much money, not in line with the investment philosophy at all.

These Feng Yu didn't care, anyway, he told all the shareholders that this is the best time. Before the end of this year, we must complete the layout, at least the site selection must be completed, so that next year we can take advantage of the opportunity to carry out business, so that Folk Voice Bank can stand firm in the US and grow rapidly.

Some people feel the risk of opening multiple business outlets at the same time is high, and while the US financial market is not very good, it is also a good opportunity to enter.

However, try water to open a few business outlets first, and expand it next year. Feng Yu thought about it, there's nothing wrong with it. His funds are strong, so he can open multiple business outlets together. Other shareholders can't. Now testing water is also a strong choice for others.

In fact, since the previous year, Minsheng Bank had opened its first overseas business outlet in New York, mainly on Feng Yu's side, and naturally included other enterprises such as the Grand Alliance for Beverages.

It is the sales refund in the US or something, through Minsheng Bank, instead of continuing from Huaxia's state-owned bank or Citibank.

Nowadays, the development of Minsheng Bank is OK. With the help of Feng Yu's side, at least it stood on the US side. No money was lost, but no money was earned.

After all, there are too few outlets, and there will be many people to do business with. And the financial derivatives transactions like those between other banks were denied by Feng Yu.

Those that appear to be profitable, but are actually very risky. High profitability naturally comes with high risk.

Everyone, out of trust in Feng Yu, also believed in Feng Yu's decision. Now it seems that Feng Yu's decision is correct. Otherwise, Folk Voice Bank will definitely be in trouble now.

The main business now being carried out by Minsheng Bank is interbank lending.

That is, short-term borrowings between banks or between other financial institutions and banks.

Such loans, one day, three days, one week, one month, three months and so on, consist mainly of a transfer position and temporary funding shortfalls.

As you know, the cash reserves of a bank or a financial institution are generally small, and 20 percent of the total savings is super high, and generally 10 percent is not necessarily used.

So what happens when someone has to withdraw large sums of cash and pay large sums of money, and the funds are insufficient? At this point, interbank lending is required.

Borrow money from your peers for emergencies, then sell some products, or raise enough cash to repay them, for example by suction.

This would allow more money to be invested and profitable on an ongoing basis. Banks themselves are an institution that invests in profits from other people's money and, of course, invests as much as it can to ensure maximum profitability.

Today, Minsheng Bank's New York branch welcomed a short-term loan from a bank, which was promptly reported to Feng Yu.

Feng Yu, at first glance, why this bank?

……