Global Warring State

The Navy is here, along with the five Marine Warriors, now every year is approximately 37 million. If a tonnapk is added annually, there are more than 40 million shipping costs per year, and the military is at least $ 5 million. "

"Huang Xiong." For the past, Zhu Bifu is a Zhu Zheng, who has admired admire, this is a rare tough: "Cheng Mong Xiangxiong trust, the minister has also done a few years. If it is a good thing, , I will not be less than 400 million? "

"Last year, because Nanyang Haijing is divided, only 36 billion, this year's war is parked, plus the Americas can provide some output, it should be 48 billion."

"What is the hardship of the royal brother? The military military expenditure, plus one-third of the imperial court?"

"By the school, how do you play with a brother? You all say that you are a person who has been a vision, how do you not know that my Damage is big, this income is more, the expenditure is more. The court Civil service system, their plus administrative funds, generally swallowed more than two men. Education, medical care, will swallow two to be half. This is half a basic construction, and there is also a basic construction, usually put into investment every year. The court is a half to two0%. After the military costs. It looks on the surface. These are added together, the court has surplus. But in fact, which year has no natural disasters? In the last five or six years Which year does not fight? The military expendles accounts for 30% of the court, that is peaceful. Once the fight, turn over it directly! "

"The emperor, the secretary knows that the court has difficulty in recent years. But the next few years, except for the sight of the Americas, other places are not all basically to stop? The minister read the day before yesterday, not saying that I am Have you signed a stop agreement with Osman? "

"Well, there is this. The Osman people played a good abacus, sent 20,000 Xipi, wrapped in Uzbek, Turkmen invaded my Xinjiang Mongolian. Hey, these people are all being annihilated by my Daming Army, his country The old power is greatly weakened. Turmons, Uzbek people are also unable to threaten the Persia under the control. So, the bigville is only afraid to wake up. So, in us, we helped him kill these people. After half, do he have any reason not to sign an agreement? "

"So, the royal brother, should the forefelt's payments should be restored?"

"Which is so easy. By the school, before, we have India, although we didn't pay taxes at the time. But it is a market of more than 100 million people. But now we have? Half half a South American? 34 million people I still have a wide Pacific Ocean? So ... Hey, but I know that I will take the brother, I have to take India, always need the Navy's head. You will say it, this will add more than 80,000 tons every year. How do you arrange it? "

"Hey, the secret of the secret, from next year, two battles will be added every year, this is 30,000 tons. Then add four heavy patrols every year, this is 20,000 tons. The rest, add some destroyers, replenishment What is the ship. Save, five years later, I have ten battleships, 30 heavy patrols ... When we have enough power, in the Indian Ocean with the thief, you will be talked! "

"..." After a long time, Zhu Bingtong nodded: "You are very reasonable. If you want to have new financial resources, you still have to go to the navy. Then, your third step?"

"Nature is to improve the maintenance capacity of all ports. The emperor, my Daming in Hawaii, Lima, Singapore, etc., must have a complete, able to maintain the maintenance factory of the battleship. Otherwise, the warship is hurt, but also to pull back Local maintenance, this will go, it will delay the fighter. "

"Well ..." After a longer time, Zhu Bifang looked up: "Although it is very difficult, you will still want to give you enough money. I hope that you will work hard, five years later, I also give it to you Invincible Navy! "

Chapter 72, how to expand domestic demand

After the eldest son boarding ship, Zhu Bifu will take the train and rush to Beijing.

On January 20th, the completion ceremony of the large housing mountain thermal power plant in the southwestern Jingshi, held in Fangshan County, Northern Tianshun.

This is the first power plant of Daming. Although as a traveler, Zhu Bifu is not very popular in thermal power plants that have been polluted. But in this project, it is limited, especially in the era of high pressure conveying grid technology. Daming Guanggui must collectively enter the electricity era, and build a thermal power plant everywhere, almost the only choice.

Of course, there is a thermal power plant. In some places with rivers, naturally consider the hydropower plant. Daming's first hydropower plant, Miyun Hydraulic Plant, needs to wait until the Miyun Reservoir is fully completed. The water storage depth exceeds 100 meters to power generation. According to the estimation of the Ministry of Construction, at least the next year.

According to Yuan Yitai's estimation, there is a big housing mountain and Miyun two power plants, within five years, it is sufficient to meet the life of the Beijing-Tianjin area, and the production is electricity.

After completing the scribble, and made a speech that Daming has moved into the electricity era. In a small house, Zhu Bifu, a small house, which was temporarily built in the venue, called the Nanzhi Chamber of Commerce, Huang Jigu, and Zhejiang Chamber of Commerce, Huang Ji Zong, and the Shanxi Chamber of Commerce, Yang Yanming, Sichuan Chamber of Commerce, representative Zhu Ping and others.

Daming previous business, due to geographic and transportation restrictions, rarely ranging from large-scale business meetings across the country. Basically, Jin Merchants are in the north, and its main business model is the exchange of northern China - Mongolia and Northeast materials. Jiangsu, Zhejiang merchants are in the south, mainly the sea trade smuggling. Huaiyang businessman is the strongest because they control the trade of two sides of the Grand Canal, and salt sales in 70% in the country. As for the Sichuan businessmen headed by King, basically limit the three provinces in Southwest and snow.

But now, due to the emergence of Zhu Bifu, the extensive decline in salt politics, commercial tax reform and the economic and trade status of the Grand Canal, Huaiyang Salt Commercial This group has been very weak. Instead, the four major chambers of Nanzhi, Zhejiang, Shanxi, Sichuan have become the leader of the Daming business community. And the business of these four major chambers is no longer single, or is limited to one place, and there is actually a considerable intersection between each other. In recent years, the upper level of the four major chambers of commerce is particularly large, and the relationship between each other is getting closer.

For the behavior of the top businessman in China, Zhu Bifu is in the eyes, and there is no more interference and restrictions in the eyes: Daming Central Government controls almost all heavy industry, all advanced technology is from Fang Mountain - to produce The neck of these merchants in the equipment and technology is too easy.

Moreover, in the past decade, with the gradual promotion of compulsory education, and the norms of civil service. Before the big luxury merchants funded the scholars, then let these scholars turned completely to the situation in the official formula.

Not to mention, the royal family also directly masters the army, I really want to force the chicken monkey.

So? Officials, military, technology, equipment? All in the court in the court. What are these businessmen?

At Cao Sanxi, Li Guojun is accompanying, seven people sit after? Zhu Bingdong first smiled toward Xu Ben: "How is the ancestor?"

"If you return to the emperor? The ancestors have ninety three, my mind is still awake? It is not as good as the eagerness, can't say two words? Full sleep."

"So what is it? You are the matter of Xujia, are you doing?"

"What do you need to do in the emperor, please order it."

"If you tell anything, it's just that it is difficult to furnishly in the court now? Need your help."

"Hey ..." Xu Benqi, which is 50 years old, is a little bit a little late: "The emperor? Several companies in the grass people are all in the emperor, you also sent a special person to check the account. So the grass people The situation, you are the clearer. Three and a half ago, the thief invaded India? Grass people have just invested several gaungers, plastic factories, garments, canned processing plants, cement factories, and cement factories All are all broken because it can't find a sales. The last three years? The Zhongnan Peninsula has been in more than two years. Nanyang Haijing also broke the two years. There was only a domestic market in the family ... Saying is really exaggerated? But It is truthful to step.

Of course, as long as the emperor needs? Chen has done all the best scheduling? You should also take out the old bottom of the silver dollar. This money can you use the emperor first. "

Xu Jia is when Zhu Bifu is a sunny day, and after being robbed by Li Guo, I quickly stopped the Donglin Party. More than 30 years, the business of Xu Jiahe royal family involves extremely deep. How much is the old bottom of Xujia, Zhu Bingdong is still clear. So, after seeing Xu Benge, he nodded. Then turned to the representative of the Shanxi Chamber of Commerce, Yang Bo's descendants Yang Yanming.

"Emperor, our business meeting of our Shanxi Chamber of Commerce is mainly selling the goods in the mainland to the grassland, and then selling the grassland to the mainland. In the past two decades, with the Mongolian grassland, various sweater plants, meat cans The milk powder factory is built, and our Shanxi Chamber of Commerce has been a lot of benefits. However, in the last three years of war, on the one hand, the production reduction of the provinces of the southeast coast, which is less production, the steam machine is small, our Shanxi Chamber of Commerce is controlled Several large coal production capacity is naturally over. On the one hand, the consumption of the mainland is inhibited, and there are fewer people buying sweaters, meat and milk powder. Our business business has also been greatly affected. Since last year, the party below the chamber of commerce Eight companies, there are twenty-five losses ... Of course, as Xu Lao Bo said, our Shanxi people are clear, if it is not the emperor to sweep Mongolia and Xinjiang, the Shanxi Chamber of Commerce has today's scale. So, grass people Today, the four major shareholders of the Shanxi Chamber of Commerce today, as long as the emperor needs, two thousand three million silver dollars, can be used by emperor. "

"The emperor." Huang Jizong, the representative of the Ministry of Commerce, is standing and standing: "Fujian, Zhejiang businessman is mainly to take Haibao. The last few years of sea training, this, the chamber of the chamber of the grass people, the bankruptcy rate is four The highest chamber of commerce. If the emperor needs money ... The grass people are roughly estimated, and the Ministry of Commerce can take up to 7 million. "

"Emperor." The representative of the Sichuan (Southwest) Chamber of Commerce Zhu Ping's last got up: "The main business of the Sichuan Chamber of Commerce is from Yunnan, then directly through India, the thief is harm to us It is the biggest. Because, I have rely on India's business in Myanmar. Now ... "His miserable handlers:" 10 million, this It is the maximum number of flow funds that the Sichuan Chamber of Commerce can now adjust. After this money, there is a wind blowing, how is it can't open. "

"Well ..." The four major chambers of Chamber of Commerce launched their own home, this number, basic and royal banking, fiscal and Jinyi Wei estimated numbers were almost. Zhu Bent Building is still very satisfied.

However, these guys are too small to see. I am a poor now, but I still caught people around the autumn wind.

"Today, I call you four people, in addition to letting you see the first power plant of Daming, it is also to discuss with you, how to reinvigorate my Daming economy.

In the eyes, the so-called economy is production and consumption. Among them, consumption is the driving force of production. If there is no consumption, production will naturally be suppressed.

In the past, I didn't like India to exceed 100 million people, and the purchasing power is also quite strong. You can also do business directly with European, Southeast Asia. Europe's place, great demand for my Daming's silk, a lot of bought a lot, enough to ensure that I have enough trade surplus. In this way, the consumer market has guaranteed that I can produce all my best. Workers have higher wages, and domestic consumption has guaranteed ... This is a benign loop.

But now, although we rushed the thief from Nanyang and restored the Nanyang's sea training. But the market in the Land, the European market is still a lot than the India we lose. Therefore, , to reinvigorate the economy, in addition to further dig the Nanyang market, develop an American market. The most important thing is how to expand my big domestic demand. "

"Hey, emperors, grass people, etc. also realize that in the short term, India and European markets are not coming back. The market in Nanyang, Japan, Fuki, Guiguo, etc., that is, the Americas is too far away. Therefore, it is the only way to expand domestic demand. But dare to ask the emperor, how to expand domestic demand? "

Chapter 72, Chapter, Banko Bank

As a traveler from China in the 21st century, we must have a few ways to pull it out.

This is the first thing, it is natural to do a variety of large projects.

Daming entered the steam era However, in addition to Jinzhou to Daqing outside the mountain customs, the South Railway, which was built by military needs due to military needs. Only completed a three railway in Jinan-Luoyang-Xi'an-Lanzhou-Xinjiang) and two portraits (Beijing to Guilin, Beijing to Guangzhou). In other words, Daming's railway construction is still very potential.

In addition to the railway, there is natural road. Although the widespread use of internal combustion engines and the birth of the car are still far, there is a significant convenience of short-distance logistics in Daming through the six-m-wide cement road. Four-wheeled carriage This kind of thing in the historical site, never prevalent in China, now is also a big way. Therefore, at this time, we must build a road, still able to see the benefits.

There are also cable telegrams that have just been born: Daming only Beijing - Nanjing-Guangzhou-Guilin-Central Peninsula. It is necessary to improve the national administrative efficiency, so that every county is telegrams, it is also necessary.

In addition, there is also the construction of thermal power plants, hydropower plants, as well as the construction of transmission lines, and network ...

The above light is these items, and the funds that are swallowed within five years are afraid to have billions? Such a massive capital is invested in, and countless large projects are built. On the one hand, there will be a lot of money in people who participate in these projects. On the other hand, the completion of these projects can greatly improve efficiency, reduce costs - don't you pull up?

"Dear, you think so. To drive domestic demand, you must first conduct large-scale infrastructure in the country ... these projects, what is it is not enough to see the bottom of the report, it is not enough. Your money is not enough, the court The money is natural is not enough. However, the court can make you convenient, let you sway more money through the money in your hands. "

"Dare to ask the emperor, what do we do?"

", open private capital into the banking industry."

"what?"

"Hey, the emperor, this is really good news!"

Looking at the four surprises, no matter what the predecessor of the royal bank, Cao Sanxi, or the current executive director, Li Guojun, and the face is not very good.

"Haha, you don't have the face. Well, Guojun, you talk about how many people taken from your banking department in the hands of your banking department in the recent years?"

"Hey ... Chen Yu. In the last three years, the Bank General and the branches, accumulated by the Tudam, took one thousand and forty-three people."

Daming Royal Bank is the institution established in Zhu Bixing in order to obtain national financial control. At the beginning, this institution was gathered, reforming the currency, and inhibiting the exposure of the private lending rate, promoting the development of civil ordinary merchants, indeed played a strong positive role.

However, the so-called absolute power is absolute: followed by Royal Bank after a complete monopoly in the Daming Financial, there is an endless case, which has become a harmful maturity in the traditional and civil servant system. The hissue area in Daming official field.

Now, don't say loans, it is the ordinary person to find bank deposits, the door is difficult, and the face is difficult. It is difficult to do it. I have not had a way. If you have a leisure money, you have to save interest, Daming legal absorption deposit The agency is such a family. You love you!

The deposit is like this, let alone loans: Generally speaking, ordinary people find banks for 10,000 silver dollars, at least to take out two0% of the local branches responsible for loans - otherwise it is difficult to loard paragraph. In addition to these two-to-rebate, the ordinary people applying for loans are in the process of loans, and I have to endure the bank's ordinary staff. In short, the loan is 10,000, and finally, I can get the hand in my hand. Seven thousand Even if the local bank conscience Not completely bad.

There is no way, it is possible to legally handle the loan business, or that sentence, you love the loan.

Monopoly, is also the status of civil servants, there is a lot of funds every day - this is not a good intention to make everyone is old and old, and do their best. Even if there is a lot of people who are inspected. But there is still countless bank staff formerly corrush success ...

For such a situation, Zhu is reacted many times in front of Zhu Bing. The Jinyiwei and East Factory also have passed many intelligence. Duka, Jinyiwei and East Factory focused on domestic anti-corrosion focus on banks. Li Guojun has established a rectification organization within the bank - but the monopoly status does not break, these are just suppression problems, and they cannot fundamentally solve problems.

Therefore, it is necessary to break the monopoly, put the private capital into the banking industry, promote the self-innovation of Royal Bank in the competition. Previously, Royal Banks were the maximum resistance of private capital entry. Now, when Daming's economy is lost when it is difficult to fall in India and the European market, it is an excellent opportunity.

"I am allowed to take the four chambers of commerce, and join your local merchants to build new banks. The new bank is allowed by the Daming Daming, and is protected by the" Huang Ming Charter ", but it is entirely from you. Independent private commercial banks. "

The bank's most basic financial role is to use deposit interest as induction, focus on countless small idle funds, and then loans out: you can invest, let others take the factory, open the store, business can also - This is an efficient capital amplifier!

As the top businessman of Daming, the four major chambers stared at the bank for a long time. And now I saw the emperor finally opened my mouth, how is it not excited?

"Dear, you have to set up a bank, this reserve is at least 10 million silver dollars. Deposit loan interest rates, Royal Bank will give a guiding range. You can only adjust in this interval. In this interval, you will gradually After the whole country, the Royal Bank's deposit and loan business will gradually shrink. "

"emperor?"

This will not stand up to stand up. Otherwise, two of the presidents, go back to the employee of nearly 100,000 banks after they cannot explain!

"Oh, you don't want to stand it soon. Listen to it." After the hand, the two wealthy gods jumped, Zhu Bentong said: "From the Jiajing year, my big economy is high. Depending on overseas market. Due to the household registration system, the tax system ... In short, it is the unreasonable system of the distribution system, accounting for the farmers who have been in Daming, the farmers are generally poor, and there is almost no consumption ability. Therefore, the territory of the court cannot support the country. Do not say, my big business community, you can't expect domestic demand. To get wealth, you can only sell it overseas, earn silver, so that you can maintain the country.

Since its inception, we have been trying to reverse this situation. Nowadays, the residence of the household registration is completed, and the various farmed agricultural taxes are combined. Plus the governance is gradually clearing, the situation of the peasants is better than before. That is, now there is still much money in the hands of the farmers. In addition to having certain consumption power, there is a point of deposit demand - after all, put the money at home may be stolen, put on the bank and eat interest, He Le Not?

However, how did your Royal Bank treat, even today, still account for the ordinary farmers who have nearly 90% of my Damu? Copper plates do not receive, the silver persistence does not accept, the staff of the county branch does even have confidential legs, is not allowed to entertain people? It's really this! Royal Banks have just set up the profits of the annual deposit and loan interest rates, accounting for more than 1% of the court. But what is it now? Oh, it is 5 million. But you also know that last year, the court is the worst of the last five years, and there is also 36 billion! "

"Emperor, Chen, etc., please rest assured, let the private capital enter the banking industry to compete, with this fundamentally reversed the current problems of the Royal Bank, the ministers have no objection, but they also support the emperor, allow us to continue Keep the deposit loan business. "

"Oh, you, tell you, once they enter the banking industry. The work attitude of the people below people is competitive. This time does not take the initiative, transform the work of the Royal Bank to the Financial Policy If you have to go to the civil bank to grab ordinary customers, you will have to eat a big loss sooner or later. "

"... Emperor." The current president Li Guojun a bit bite: "Please give the emperor to the minister, give the Royal Bank's 100,000 employees. The minister is guaranteed here. If it is competition, it is not enemy opponent, leading to a loss of royal banking. Automatic request, and before the words, I personally cut off the Royal Bank's deposit and loan business. "

"Oh, ok, and according to you."

At this point, the idea of ​​expanding domestic demand in Zhu Ying has been very clear: to expand domestic demand, we must engage in major projects. But in a big project, the country has no money, only to folk finance. But folk money, you can't take it directly - this kind of thing is dry, up to once, don't expect others to continue to support you.

Therefore, Zhu Bifu, through the establishment of a bank's way, from folk finance - that Cao Sanxi has just entered the team of Emperor Taosun, in order to sell products, it can take a street string for a copper plate to go to the ground. Nowadays, Cao Sanxi, who is too long, has no attitude, but the folk capital has.

With private commercial banks, it can fully concentrate on every copper plate in Daming more than 100 million farmers: So, Daming has enough funds to build a variety of major projects, and expand the first step in the domestic demand.

"Okay, this thing is so fixed. What is the specific charter, you will have to talk to Cao Siwei, Li Zhuji, and finally brought it to the eye. You still go back to Huangcheng."

"Hey ... emperor, grass people, etc. have an unfortunate."

"tell me the story?"

"Ask the emperor to give the unopened banks, giving a lot."