God of Life

Chapter 349: Social Hazards [Big Chapter Ticket]

Wang Dazhao did not take the initiative to make friends.

The smile is affectionate, but the attitude is tight.

So-called, wives are worse than concubines, concubines are better than steals, stealing is better than not stealing...

Humanity is cheap.

“Being a senior, I am terrified that you love me so much. ”

With caution, Major Wang ultimately responded only to one such sentence.

Not too salty, a bit chewy, unfamiliar attitude, with a large shelf, but not missing in etiquette.

Ho Hong's attitude remains so enthusiastic, even more so.

Although Wang Dazhao seriously lacked social experience, his grasp of humanity was too precise, and a needle directly tied the G-point of Zhonghong.

For the elite in the financial system, the first two faces of different people are just the most basic professional qualities.

You have money, then you are more close than kissing your father, bring tea and rub your shoulders against your saddle before and after talking.

You don't have the money, you don't even look at it.

The daily business of dealing with money is so realistic.

So the more Wang Yan put up fewer shelves, the more positive Wang Hung will be.

Difficult!

The more difficult the customer is, the more loyal it will be, the easier it will not be to change the court.

Most of them are arrogant. How can they compare baht to milk like grassroots homeowners?

People's livelihoods are no bigger than those of the four major industries, and their abilities are far apart. The only thing they play with is service.

Tae-hong's position on his own bank is clear, so he is more deserving of his cheeks. If he were a vice president of the same rank as Cosmos Bank, he probably wouldn't lick it that much.

Are you cold?

We're colder in the universe!

……

“Young Master Wang, please meet me occasionally, today is really rare, I can tell you, please take some time to go back to my place, I'll make up for the meeting gift! ”

Wang Hong's licking is really good, even if Wang Yan lacks anything, he is curious about it.

“You're so kind. What gift, so mysterious? ”

“It's not really worth mentioning to you, but I'm sure you'll be useful when you do. ”

He only gave an explanation after selling another sentence.

“We at Minsheng are launching a new Infinite card this year. It is the highest level of credit card in our bank. The target is the ICBC Hundred Black Card. The one that is more famous abroad is called Yunton Hundred.

Of course, we can't compare our strength and luck. New cards are not as strong internationally, but they are relatively fresh in the country and have very good interests. ”

“Oh?”

President Wang was very excited at times, but the cooperation showed a loss of curiosity.

Are you kidding me? Do you need a credit card?

Your so-called rights and interests aren't enough to breathe, are they?

Hung Hung can't imagine how perverted the teenager in front of him is and is still thriving.

“24-hour exclusive customer service and so on are the most basic entitlements.

In addition, 48 times a year Magic Du Yeon Li SPA, two dental cleanings, medical examinations, 48 transfers, 8 golf, 88 five-star hotel venue fitness, swimming, Jihang, HNA, New Airlines Senior Membership, Rice Carlton, Shangri-La, four seasons Senior Membership, all five-star hotels stay in triple-pay two...

In the words of those who play cards, the Infinite card of our people's livelihood is a blood relic, and it's worth more.

And most importantly, our colors are extremely high, titanium coated, thick and stylish, and can even emboss your signature.

Think about it, when people pay for cards at a dinner party. Everyone else pays for plastic cards, you pay for them, and you directly overwhelm the whole field, don't you have a special face? ”

There's a bunch of horns, only the last word is kind of funny.

For Wang Dazhao, handsome is the most important, the rest can be put back.

But as an economics student, Wang Yan asked one more question in a learning attitude.

“You're talking about good rights, which means that the original cost of those rights is enough to cover the credit card annual fee, right? So, isn't your bank at a loss? ”

Wang Yankan continued the conversation, and he was happy, so he was not tired of breaking up the explanation.

“We won't lose, but you certainly earn it.

Privately customized unlimited cards cost between 36,000 and 100,000 per year, giving you the highest ranking of benefits, and the associated total consumption, estimated to cost around 200,000 if you buy them all on your own.

Of course, you certainly don't care about the 100,000 difference, let's just talk about cards.

If you had a $2 million spend, swipe our cards, up to a 50 day interest-free period, you would have spent the $2 million in cash immediately to buy one of our financial products - a little over a million a day, pick it up.

In 50 days, you will earn more than 15,000 net interest, repay at maturity without incurring any fees, and have a large amount of credit, which translates to almost 6000 +.

Take your company's fixed spending on official brushes as an example, assuming that 10 million is fixed each month, and if you pay with each line of credit cards, you save over 70,000 per month!

A year is about a million dollars, which equates to a new car, or raising an extra college girl without paying a penny.

By the way, your company's monthly salary and rewards to the anchor may turn into an astronomical number in the future.

If you had the ability to get the platform to settle half a month early, half a month late for the anchor, and one month inside and outside, how much spreads could you generate?

Isn't that how money works? ”

Oh, shit!

Beep...

Wang Yan doesn't care about the money itself, but this idea is really inspiring.

It's like opening a new door.

The monetary knowledge learned in the past flows slowly in my mind, converging into rivers, accumulating into lakes, giving Wang Yan a sense of unmistakable openness.

How do those big, negative supermarket chains survive, or even live well?

Cash flow!

If you have cash, it's not too easy to mess around!

And Wang Ting Entertainment is naturally a heavy cash flow company.

Assuming that the stall opens later, the company cultivates two or three hundred upper-level anchors, corresponding to about 50 platforms.

An upper-level anchor on a small platform runs water for about 30 or 500,000 months, and the large platform can reach 2 million, on average, even if it runs water for 1 million months per person.

How much is that?

Two or three hundred million!

The market isn't that big, can't it hold up so many anchors?

Yeah, the market isn't that big right now, not to mention future market growth, just now--

Wang Yan can brush hard on private officials!

Previously, Wang Dashan was able to return about 85% of his $5 million.

What happens next?

As the power of royal entertainment grows stronger and stronger enough to compress the platform and get the best share.

The Panda TV, which is currently being negotiated, gives extremely generous, near-top-notch conditions.

After that, private recharge of 100 million, 200 million, or even 350 billion each month, opening various small numbers on 50 platforms, 95% reflux ratio is no problem!

Even brush a million, come back a million, make the platform only make a buzz, not a word!

On this basis, the running water of royal entertainment can also be terrible, as long as you can achieve a 1% monthly profit, it is a huge gain!

Wang Yan became more excited.

Hemp eggs, people lose horse milk wash, how can you get to my brother and make a fortune in reverse?

Little Major does not lack money, but does it not smell good to throw the clean money earned into charity and spend it on out-of-school children, the seriously ill, the lonely elderly?

It smells so good!

Of course, two preconditions are still needed to reverse the earnings.

First, tax exemption policy.

Secondly, large interest-free loans.

On the tax side, Wang Yan does not intend to speculate.

Pay as much as you normally do, let alone take your own private room money to subsidize the state.

Wang Yan will be more relieved to make some contribution to the country and society by gasping for money.

As for large interest-free loans...

An infinite card is not enough...

But it doesn't matter. There are so many domestic banks. I can't fucking brush each one of you!

What if the live broadcast platform doesn't cooperate?

It doesn't matter, another overseas fund, dozens of handbag companies, dozens of small platforms acquired, separate and decentralized.

I don't want you to make money, balance your payments, pay your employees' salaries, pay your utility bills, and pay your business taxes.

Success and weakness between platforms, as do employees.

The ultimate winning platform, the development, the listing.

Good employees who eventually win, step by step, to be the core team members of the group!

Two or three years later, when your historic mission was accomplished, I also held an elite master and completed substantive rule over the entire live broadcasting industry!

The live broadcast industry is really small, but there are many things that can be done...

At the moment when Wang Yan made up his mind, an unprecedented demonic shadow covering the entire live broadcasting industry, like the Iron Curtain, began to gather.

The Great Demon?

Because of Blowstin!

……

The so-called pattern is not the size of the industry, but the perspective of the problem.

Standing at height overlooking the advantages of the industry for me and using it to the extreme rather than getting caught up in it struggling for it is the pattern.

Inspired by Zhonghong, Wang Yan completed the overall layout of the live broadcasting industry in a moment. The strategic plan was clear and clear. He went forward without fighting for a moment's gain or loss. The leader's weather was in full swing, his mind was clear, and his eyes were on the next level.

A slight change in mentality, reflecting on temperament and attitude, makes Wang Yan's performance more accommodating, relaxed, and has a general atmosphere.

He Miao Miao is a divine woman, so slightly changed, but noticed at the first moment.

Sensitive measurement Wang Yan, then the fox looked suspiciously, mad call sign inside: what's going on? All of a sudden he looks like my father!

What are you doing, dog?

Wang Yan ignored He Miao. Her mind had no place to guess. At that time, let's do business.

Interesting counter-announcement: “Xiaohong, that sounds interesting, but what about the quota? More than a million bucks, you can't make a fool out of it. ”

That's insane, but Hung admitted it.

With a subconscious glance, He Xiao, the President of the Hall of Fame swallowed a sip.

Don't get me wrong, it's not because of Tianxian's face, but because I recognize He Xiao's watch and earrings.

Simply estimate the price in your heart. Be a good boy, 15 million won't stop!

The shape of Jiangshi Denton Art Master S12G-9479 is too recognizable, weaving flowers, nearly 200 top diamonds, and this year, the birth of the father made countless ladies dump.

Sale price… €950,000.

The female companion's family is so amazing, what strength is Wang Yande?!

Absolutely worse than rumors!

My heart bites my teeth in darkness and Chung Hong smiles: “3 million yuan, I will give it to you directly, no need to bother you with anything! If it's any higher, I don't have that privilege. Please cooperate with me..."

“With all due respect, I have a straight personality, and to be honest with you, it means nothing. ”

Wang Yan shook his head without shaking his voice, not to mention showing any interest.

After that, turn the subject away.

“I was just about to photograph the office building on both floors of Demon, just in time to ask you a question. ”

Tae-hong's heart is a little rushed, but he has plenty of experience, knowing that his heart can't eat hot tofu in a hurry, he is still stable.

“It would be an honor for you to offer some professional opinions and suggestions! ”

“Thank you, I'm missing advice. ”

Wang Yan nodded and slowly said: “That's the auction of a two-story court judicial auction, valued at 480 million and auctioned at 320 million, located in...

I'd like to ask you, similar asset valuations, how did your bank offer the price?

If I wanted to use those two floors for royal entertainment, how would I get it?

If Wang Ting Entertainment wanted to lend assets and expand its operations, how much cash would it lend in the future?

The so-called part-time listening is obvious, and I would like to know what Minsheng thinks about such projects. ”

A flash of hot light flashed quickly in his eyes.

Wang Ting Entertainment needs a loan?!

Major Wang's bait worked.

The intermediary business of domestic commercial banks is not developed. Loans are the lifeline of banks. Simply and crudely, the ultimate purpose of domestic bank deposits is to lend them all again.

Loans, of course, go to trustworthy people and businesses.

So the reality is always ridiculous...

The more qualified and well-paid large enterprises are, the more banks want to ask for their loans.

Instead, small micro-enterprises that really need money to operate do not get too many loans.

Wang Ting Entertainment is a small micro-enterprise, but it is a special company with excellent qualifications.

Without any liabilities, the moonwater explosion, the cash flow is tens of millions, and soon will even have 500 million net assets!

There is virtually no risk that the office building in Pudong Core Circle will be used as a mortgage.

The rise may not be moving much, but it is unlikely that it will fall and stabilize.

Hung was excited and immediately began to wonder: How can Wang Yan be taken down?

How about that?

Ekalian didn't say anything good about Wang Yan...

Think about something for half a day, the expression is very serious, like thinking about Wang Yan's problem, that's called a heart.

In fact, such a simple question does not require a brain and can be answered with your toes resting.

The performance was similar, and Tae-hong finally spoke carefully.

“In general, we use data from designated third-party evaluation firms to confirm a comprehensive line of credit, taking into account the views of the internal credit department.

For the time being, I don't know where your assessment report is coming from, but in my experience, the 480 million valuation problem is small, and the Haiguang Building is definitely worth it.

Starting next year is the peak season for office rentals, when you do another assessment, possibly even more than 520 million.

If you need me to help you intervene, 600 million won't be enough...

We credit up to a maximum of 70% discount, up to a mortgage line of more than 350 to 400m to your company.

On the other hand, your company's overall market value and profit margin will affect interest rates on loans.

Your company is not yet listed. The usual way to measure market value is to use the market earnings rate or the market net rate. Your company's current market earnings rate is very good. However, since heavy assets are injected immediately, it is better to use the market net rate.

Generally double the valuation of net assets, in other words, your company can be described as a large business with a market value of 1 billion!

The current benchmark interest rate for loans is 6% for less than 5 years and 5.6% for less than 1 year. On your terms, the interest rate needs to be at least 20% lower to be sincere!

I think there should be a lot of peers fighting for it. ”

Hmm?!

Bank benchmark interest rates can still fall?!

Wang Daqiao cautioned next.

Reading more books and mastering more theoretical knowledge, without really experiencing things, will still not understand the real world.

Of course, butt grass roots don't enjoy that kind of treatment, but for big businesses, affiliates, and potential units, what is the downward floating rate?

Wang Yanhong did not find any expression on Wang Yanfang's face. He feared that he would be dissatisfied. He was trying to hold back his bad feelings.

‘Wang Junior is light-hearted, he walks everywhere with a pretty girl, and turns back and lets the horses flower, maybe it will work wonders? ’

That's definitely not true. We're hardly that kind of wang.

Masterful Wang smiled and waved his hands: “I have overdone my reputation, our Wang Ting Entertainment is just a small company, buy two floors, I personally want to give the employees a sense of belonging and stabilize the military heart.

When am I going to invest in the 1 billion level, I'll be embarrassed to pretend I'm a big business... ”

It's called humility, and it's really rich.

Wang Yan is definitely a master.

Hung's heart was so hot, he bit the hook to death, and he wanted to take the fish line up.

Still the saying: "Humanity is cheap."

The more Wang Yan was indifferent to the loan, the more Wang Hung wanted to lend it to him.

Actually, not a deputy governor of Tang Tang is particularly ignorant. If someone else acted for Wang Hung, it could only be exchanged for two laughs and a mockery: stupid beep!

Wang Yan was different.

Tae-hong's view of Dae-jung is that strength is unpredictable.

Anyone who sets aside a normal person to judge the whole thing will feel that Wang Dashuo is worth a fortune.

If you need money, don't buy those two floors, throw that 320 million directly into the royal entertainment. How much can you do?

First buy the building in cash, then go on a fucking loan.

Are you nuts?

Only those who are extremely short of money will invest heavily in the start-up phase of the development of an entertainment company and operate the headquarters.

It's not necessary production equipment. Renting a building doesn't affect the operation at all. It's not a giant caravan. Who the hell toys with that stuff!

Any person with normal intelligence will make the same judgment.

Who the hell would have thought that Wang Yan actually didn't have anything. Ow, I need money, so I'm counting on the office building that I picked up on those two floors to serve food?

That's why Ho Hong was not wronged by the pit.

At present, the Great Governor has begun to consider the extent to which the conditions need to be relaxed in order to “coax” Wang Yan to open a basic account and make loans in his own home.

Hey, it's hard to beg...

No daughter-in-law, no hooliganism.

“Young Master Wang, take your time to talk about something else. You have to keep the gift!

If you don't like the small amount of the card, do so. When you get the two floors of your office building, you can come to me and prove your assets. It's very simple, and I promise not to delay your time!

And then I'm going to apply for a huge personal credit, and I'm going to give you 20 million upwards, which is pretty much zero, right? ”

Honest in the face, but laughing in the dark.

If you do credit in our house, it will be up to you to lend or not!

You're still young!

Gaggle...

What can Wang Yan do?

I just had to give it a face for it!

“Well, Xiaoxing, you put on so many tall hats for me, you won't say anything, it seems like I'm not particularly close...

Thanks to you, get a credit card to play...

Hey! I could have told you in advance, just this once, not again!

I don't like being in debt in my life... ”

Young Master Wang smiled bitterly, shook his head and sighed. He looked like a very young and aspiring second generation. He could not come down.

Hoo-hong was so proud, he laughed.

“Wang, don't be ridiculous! Why do you owe me? It's obvious that I brought in another top customer to do a great job in the new card business!

I owe you!

Be sure to give me a chance to thank you! ”

Shadow Emperor Wang playfully nodded, not laughing: “Well, I'm in a bad mood for years of expensive credit cards! Next time I kill you, don't be bitter, let's talk about making friends! ”

“That's it! A gentleman can't chase a horse! ”

Wang Hong was overjoyed. He felt that his relationship with Wang Dazhao had finally made substantial progress and was extremely happy.

He Miao looked mercifully at the overjoyed hunger and turned his white eyes silently.

Idiot!

Though I don't know where the pit is, if the dog doesn't pit you, the princess will name the dog Wang!

My father is also really, always telling me about social evil, people's hearts and minds.

Where's the danger?

One by one is like retards, only dogs are the worst!

Huh?

The dog is so insidious and cunning. Has he ever pitted me?

Suddenly, the young lady finally realized something was wrong.

…………………………

There is a Preliminary Competition for the Competition for Honor, and everyone should have free votes to vote for me for a little exposure.

In addition, there are many vacancies in the entire booking group. Review group number [873682125]