God of Money

I was amazed when I saw the news.

"Hey, is this guy good?"

While watching the news together, Choi Ki-chul silently stared at the screen.

"It must have been difficult to get into finance because of the separation laws, is it another IT company · · · · · · ·. Moreover, the government is helping to strengthen the regulation of the financial sector because of the financial crisis. Have you heard anything?"

"I haven't heard of it either."

“The fact that industrial capital doesn't let us own the bank means that we only have insurance, securities, and we're going to launch a coconut bank. That way, the coconut would only have 10% stake in the coconut bank. ”

Choi Ki-tae tilted his head to see if he didn't understand much through common sense. I listened to Choi Ki-chul.

“Furthermore, the voting rights will only be four percent. It's not going to be easy to start a bank even if you add 10 percent of the bank shares that an individual can hold up to 24 percent, and even if you raise all the investors who are friendly to them. ”

"If only companies with IT technology could pass the Silver Acid Mitigation Act by complaining from the government and discussing legislation in Congress," he said. because there's a lot of talk about the financial crisis starting with the big management of existing banks, and people would love it if you could get rid of card fees, transfer fees, and so on, along with the launch of Internet banks. ”

“It could be. ”

“The more I think about it, you son of a bitch. Good head. How else did you convince the government? ”

“I heard you've been hanging out with Sung-hyun lately. ”

“You mean the Second Son of the President? ”

“Yes.”

“You two seem to be getting along very well. What have you been doing? I don't get along with him. ”

Choi Ki-chul was just sitting quietly with the rebuke of Choi. I opened my mouth as if Choi was frustrated.

“Furthermore, you have declared that you are also in the mobile business. ”

“I've heard that. ”

“What are they trying to do to my backyard with the opposition to the nationals' domestic financing, to mobile communications and banks? It looks like too much of an extension. He's just a greedy kid. ”

Choi Ki-chul nodded slightly at the muttering of Choi Gi-tae.

"You said you were going to the KYLO meeting, did you hear anything there?"

"I don't usually attend."

"From now on, you'll have to attend frequently. I have to get to Tae Min before he falls into my grass. Do you understand?"

Choi Ki-chul nodded slightly this time. Then, Choi Gi-tae opened his tongue and burst a pleasant smile.

"You and I are the only blood left in the world. We can't live until Tae Min is gone."

I heard it with my ears nailed to my ears.

"What a shame about you and that bitch. It was really chewy."

"· · · · · ·."

"Is no one okay these days?"

"I don't know about that."

I sighed deeply for Choi Ki-chul's answer.

"Ha, what the fuck do you know? I don't know this, I don't know that. Why are you wearing your head?"

Crazy bastard.

It could be defined in one word. The sudden appraisal outfit was the main reason why Choi Ki-cheol was having a hard time. There was only one action to be taken at this time.

"I'm sorry."

"Let's do this right, please. Huh? This is why I trust you."

Choi Ki-chul repeated what his driver did.

"I'm sorry."

He lowered his head slightly, hiding his face, and replied with a steady tone.

"I'm sorry about him. How are things at home these days?"

"I'm about the same as the year."

"Perhaps Direki will ask for your help. They will use the 'R&D’ funds on the home side to invest in smartphone development. Then buy me as much time as you can. Of course, I know it's hard to say no."

"I understand. But sometimes there are 'bastards’ who don't listen. I think they're on Taemin's side."

I yelled at him again, telling him the truth.

"How many months have you been back in Korea? What have you done so far? You can't even do something this simple. Tsk, tsk.“

When Choi Ki-chul kicked his tongue, Choi Ki-chul lowered his head even more. At this time, it is best to lower yourself unconditionally.

“Let's do better. Do better. We're almost there. A day to escape the outlaws. ”

Choi Ki-tae flipped his tongue again. There was madness in both eyes. And there was fear in Choi Ki-chul's eyes.

* * *

Right next to the KND headquarters building in Yeoksam-dong.

At Coconut Tock's headquarters, a press conference on the government's card fee reduction policy was held.

“How do I reduce my card fees? ”

“Have you had an agreement with your existing card issuer? ”

“Is it true that up to 1% is discounted? ”

Journalists have raised their hands to ask you the same question.

“We reduced our commissions through the development of technology. ”

“We don't need to negotiate. Coconuts will not use existing payment systems. ”

“Yes, that's right. ”

Every time the dominant answered, I kept asking if there were more questions to ask.

“How can a card authorization be made without going through my existing payment routine? ”

He pulled out his BlueS2 phone from his pocket.

“You can use this. You can install the coconut pay app on a popular smartphone and pay right there. I think there are a lot of people who don't understand it yet, but let's start with a demonstration. ”

The employees who were preparing for the words of superiority demonstrated the payment. The first thing to do is to pay with an existing VAT network.

“As you have seen, register your card with BlueS2 and swipe it on a regular POS machine for payment. You can manage multiple cards in one smartphone. However, in this case, you won't be able to reduce your card fee by up to half, since you'll need to continue to use your existing VAT network. ”

“There's only one benefit to managing multiple cards at once. ”

“That's right.”

“Then let's look at the second payment method. ”

Then they paid for another POS next door with a card named Coconut Pay.

“This will reduce your card fee by half. ”

“Is it true that the reduced commission will actually be awarded as points? ”

“Yes, for example, 1% of the 2% card fee incurred by consumers who purchase $2000 will be paid to small businesses in the form of S coins. With these nominal S coins, you can make real purchases on the fictitious S mall and purchase a premium phone exclusively for S coins produced by KND. Now, the third and final method of payment is coconut pay. ”

In the words of dominant, the employee launched an app on the phone, then pressed the 6-digit password.

Tiering.

An alarm message appeared on the phone screen with the audible tone.

Your transfer is complete.

Yooseong looked at the reporters and said.

“See? We've processed your existing sending payments in one user action. ”

Innovation.

The two letters matched.

“PayPal in the United States can be processed as a non-stop from a bank transfer to an online mall payment by pressing a few passwords with one card registration. Its convenience amazes over 100 million people around the world. But what about my country? ”

According to the dominant, the journalists simply detonated the Elder Flash.

“You will need to install an impossible security module program, provide several security information, and authenticate again with an authorized certificate before you can make a payment. But is that payment going right now? ”

As the dominant sanctuary continued, the camera flash baptism became stronger.

“Failure, failure, failure. Please reinstall the security program. Payment failed. Please use a different browser. Using the internet as a bank or making payments drives you crazy. ”

The dominant voice breathed for a moment.

“But the coconut pay system is different. Simply enter your 6-digit password after you register for the first time and you'll be all set - from sending money to paying. Simply buy something, eat something, dial your business number and 6 digits of your password, and you'll be all set. You don't even have to take out your card. ”

Third way.

It was a top-secret project, implementing day-to-day coconut pay in 2010.

“At this point, the fee will be reduced not by half value, but by half value. ”

One of the reporters, who was listening to the announcement of the dominant, raised his hand.

“You said that the reduced commission will be paid in points called S coins, not real-world coins, but it could be useless if you can't convert them into money? ”

“We're about to open an exchange called Bitmain. If you want to redeem your points, we will convert them to cash from at least 5000 KRW. ”

“We've seen a lot of demonstrations, but there's a lot of potential for security issues. ”

“Here is a certified security certificate from the United States Federal Agency. The security technology used on our end is a document acknowledged by the U.S. Department of Defense Higher Research and Planning. I don't think you need to worry about security. ”

Another journalist asked me a question while drinking a glass of water in front of him.

“Is it true that coconuts go into banking? ”

“If there is a ‘gap’ there that will increase the benefits of existing consumers with new IT technologies, we will go in. ”

“Could you be more specific? ”

“For example, how to zero the transfer fee, zero the attendance fee at the ATM, and finally the interest rate reduction announced by the Bank of Korea, and apply the increase immediately. The deposit rate is as low as it is now, and if you can break the practice of banks with high interest rates, you can go in. ”

The dominant who took a short breath was a horse.

“The company has financial experts and IT technicians working on solutions face to face. Even if you raise the interest rate at the Bank of Korea, the loan rate will immediately be reflected and you don't even think about raising the deposit rate. The banks say it takes time for the interest rate to be reflected. We are now moving beyond 3G to the 4G era. It means an era where you can play videos constantly, no matter where you are in the country. ”

Reporters did not stop baptizing Flash, and dominance did not stop talking.

“But finance remained in the early 20th century. I'll shorten the time they say. And then the existing rules will announce the end. ”

He deliberately mixed up the slightly stimulating words and replied. Another journalist raised his hand and asked.

“Is it true that you are also rumored to be in the mobile business? ”

“We're talking about finance today. And it's been a lot longer than I thought. That's it.”

After finishing speaking, the dominant comes down from his seat. The title of the article has already been set.

Coconut banking.

The name of the dominant was added to the daily press.