God of Money

Seoul Yeouido Bank Meeting Room.

Noorie Bank and many other bankers, such as Daejeon and Saehan, were gathering to talk in secret.

"There's no other way. We can either launch similar services quickly or we can share the existing pie."

"As soon as the offline payment system is introduced, the line can also be broken for card issuers. It's not just the bank."

"Coconut Pei over there? If it was introduced to online payments, it would have been how consumers would react."

"Whew, where did that thunder-naked guy come from, and you know what he said when he asked me to the meeting last time?"

A new finance executive who was throwing up in the heat drank a cup of water in front of him.

"Well, I'm busy, so I told him to come himself. Well, that's pretty impressive."

The executives of the marching finance also said a word.

"I see. Coconut Pay, we can develop that in no time. I've already instructed my subsidiary developers."

"So are we. Development PMs say it will be completed within three months."

I tried to be a little stuffy watching it.

Can you complete it in just 3 months?

It was a day that was lacking to complete the test and end up linking with the malls. A representative from the bank asked while looking at the new bill.

"What do you think of Noorie Bank?"

He glanced at those who were sitting in Shingun-gu and said.

"I think you tend to take technology too lightly."

"I can't believe you took it lightly. It's IT technology. You just have to get the developers to do it. Where's the sense in that?"

At the words of the new executive, the bank executive stepped forward.

“I see. Just pay them to make it. What's the big deal?" ”

Shin Gun-gu said while drinking the tea in front of him to wash off his frustration.

"Do any of us have the ability to open an emergency account? There is no bank that can take an ID right now and completely extract the information from the image and store it in a secure system that is not at risk of hacking."

Shin Gun-gu who took a breath was a horse.

"There are some things you can pay for and take away, and there are some things you don't have. Did you say three months? You all know what happens on the first day of the next system launch, and if you want to go into a complete VoC paralysis three months later, you can do that."

"Hmph."

"Ahem."

All anyone could do was cough at the sharp words of Shin Gun-gu. The day the bank's next generation system opens.

It was also the day Jean's staff fell into a state of hypertension. Various errors and bugs have caused many problems, such as not being able to deposit, or sending money to the wrong place.

"This is not something that's going to be developed and applied in three months. But what about coconuts?"

The question that Shin Gun-gu asked made everyone deaf and dumb.

"We're handling it very gently. Plus, on the first day, we had 500,000 new accounts. But it's hard to find where the problem is. What about Coconut Pay? If you don't have an Authorized Certificate, just tap the 6-digit password to make your payment."

The executive, who was clear-headed, cautiously opened his mouth.

"But it's only consumer finance. Coconut banking is not going to make it to corporate finance. We don't have that kind of sales network. “

In the distressing thought of Daejin Bank executives, Shin Gun-gu was lost.

“The real owner of the coconut bank represents the rainfall. Did you know that he is making BlueS2 through KND? Do you know how many parts it takes to make a smartphone? ”

Since New Gun-gu opened his mouth, the executives of the other banks gathered for a countermeasure meeting were silent.

“You wouldn't be able to say that if you knew how many partners were supplying the parts. There are factories that are built in Gimpo, and businesses that are moving forward. ”

Shin Gun-gu paused and looked at those who were sitting. It was not so pathetic. I was so pissed off at other company people that I had a meeting to do something about it.

I blamed myself for expecting an alternative and attending the meeting.

“That would make for an astronomical amount of corporate finance. If you are willing to defend your existing business, it will soon be taken from you. ”

The atmosphere of the conference room sank heavily because of New Gun-gu's assertion. New Gun Gu, who thought it was meaningless to keep his position no longer, left the meeting room.

* * *

Shingun-gu returned to Eulzi headquarters and immediately found his brother.

“Have you met the river representative? ”

The seminar nodded slightly.

“I didn't like our terms very much. They said it was worse than Saehan or the Great Depression. ”

“So?”

The seminar was over without talking about what had happened since then.

“I'm looking negatively. There's no reason for them to make a technology deal and transfer technology. ”

“What do you see at the Pin Tech headquarters you mentioned? ”

“We believe it would be possible to extract information from the image and verify your identity and open an account in three months. That technology increases accuracy based on big data analysis, so it overlaps with existing studies. But the coconut pay is a little different. ”

“Different?”

“Even if the UI is copied as is, security is a problem. There is a problem when Nuri Pay is developed and commercialized with the security technology of Nuri Finance. ”

Shin Gun-gu nodded slightly and gestured to tell me more.

“The biggest problem is that when a payment request is received from your smartphone, it cannot only be processed by the 'server'. So you have to store some of that card information in a smartphone device, which is a high risk of being hacked. And then there's the speed issue. It's going to be slower than coconut pay. ”

The seminar held its breath for a moment.

“So we're doing research and development on page A3, which is a security company. The smartphone itself just came out, and A3 immediately said something about it. ”

New Gun-gu closed his eyes slightly and opened. The largest and highest security provider in the country, A3, was also involved in smartphone security research. In addition, the best banks in the country have only launched an internet banking app.

But how did the rainfall go from the Internet banking launch to a payment system called Coconut Pay? Where the hell is he looking and preparing to go? If I didn't figure it out, I'd be tired of chasing after my back.

“Did the rainfall leader have this in mind when he first launched his smartphone? ”

“Otherwise, things don't make sense right now, and it looks like we've been preparing steadily for the past year. ”

“Then what are you going to do after that? ”

The seminar was silent. It was a question that was too busy to think about right now. He lowered his voice.

“He said he was a data analyst. The enormous amount of data that users are accumulating due to their payments, is that what they're trying to do with it? If I don't know that, I think I might get eaten · · like this. ”

At that moment, the seminar was caught up in the feeling of getting hit in the head with a hammer.

Big data.

Could the business now be the cornerstone of big data?

The two eyes meet and a spark pops out. They were sure, but they were only mistaken. It was neither the immediate interests of the dominant nor the business areas of the future that had been drawn for years to come.

* * *

Convenience store in Seoul City Hall at the same time.

Choi Seong and Mayor Ohun and Holy Mother of State were holding a can of beverage with a bright smile. He delivered the can beverage to the shopkeeper first. And when I reached out my BlueS2 smartphone, the alarm came that the money had gone out to BlueS2, along with the sound of 'beep’.

Then it's market time for Ohun.

Ohun did not take it to the cashier, but tried to make the payment right there with coconut pay.

Beevik.

Then, this time, an alarm was triggered that the payment was completed at the POS machine the clerk was watching.

The third is the Holy Mother of the Prime Minister.

The payment he tried to make was handled without any problems. After the payment was completed, an alarm appeared on the POS device screen.

You've earned 100 coconuts.

In the end, 100 won of the 200 won commission was reduced, resulting in 100 coconuts (in coins). Oh Se-hoon applauded first.

“Hahaha, now you can convert that into cash at a place called Comb Main, or buy what you need at the coconut mall. ”

He smiled brightly and replied.

“That's right, you can get reimbursed in cash, but our BlueS2 limited edition smartphone can only buy coconut coins, so collecting coconut coins is not a bad idea. ”

The journalists were busy filming the two tales in the camera. One reporter raises his hand and asks a question.

“Is it true that the reduced commission is a cash exchange from Comb Maine, which in turn preserves the reduced commission from coconuts? ”

“That's right, only if you can diversify how coconut coins are used so you don't have to convert them. ”

It was already a go-to for weaving and playing. A few more questions were answered and the introduction of the payment system concluded.

Seoul City Hall Office.

After the ceremony, the three of them sat down with a cup of tea in front of them. The Prime Minister opened his mouth first.

“The President told me to tell you once again that you've done something really great. ”

“No, I did what I had to do. I'm an entrepreneur, and I have a way to make money off commissions, so of course I have to do it. ”

“Of course it's been stuck for years. Again, I'm proud to see how technological advancements improve people's lives. It was like an ICT superpower. ”

After the praise of the Madam Secretary of State, he opened his mouth as if Mayor Ohun had been waiting for him.

“We've replaced all the relevant agencies operating in Seoul. It's going to spread gradually among ordinary citizens."

"If not, we're getting calls from self-employed people. I'm glad you're responsive."

Holy Mother opened her mouth again.

"If you succeed in Seoul, you won't see any other cities."

"Yes, I am going to enter the Chinese and American markets. It's like catching two markets, catching a global market. We then have plans to go to Europe and India and so on."

Ohun admired and said.

"Wow, you have a different scale."

Holy Mother, who thought the atmosphere had gotten better, got lucky.

"Now that the commission reduction business is going well, we may need to discuss next steps. Yongsan International Workplace on the drift Let's have a plan for the district development business?"

Ohun blinks. I had already heard from the dominant.

I discussed it with Lee Sung-hyun.

I was told in advance that we should do business with the government anyway.

"Over 400,000 square feet of land. You put a skyscraper up there, you get 30,000 units of public housing. Isn't that the surest way to get paid for your house in Seoul? “

What you already know.

Ohun blinks.