Going Into the World!

Ask Crimson and Polo, "How do I get into the financial industry? 'I gave her a homework assignment. The most realistic plan is to recruit outside investors, operate like professional investment banks, and expand the business area of' Johnstone Investments', which currently operates at $3.5 billion, to the financial sector of corporate lease and other capital companies.

GE Capital generates nearly $7.3 billion in annual profits for the Johnstone Group, with an investment of at most $500 million or less. It seems that until now the center of the company has nothing to do with finance, so I just stayed to manage my personal property or manage the group's cash assets.

The problem of owning a commercial bank, which is a typical bank, is different from transforming into a professional investment bank. Commercial banks are largely limited in their ownership interests due to the general depositor protection reasons.

Of course, there are places that are not, which are developing countries. There are still joint banks in Vietnam, Uzbek and Romania that have been handed over by Group D, with little capital and its name still in the old days. We need to clear our shares sooner or later by investing more.

However, the ownership of a commercial bank is not at all impossible. You should not invest directly in the Johnstone Group, but you can establish multiple companies to create a multi-level complex governance structure that was used by the ruined Adelphia Cable Chairman.

It was not because they created such a multi-level governance structure that it was a problem, but because they wanted to take the money and spend it privately.

In the end, they were caught because they were destroyed by eating too much, because they hurt ordinary investors as managers of public companies. If they had committed misdemeanors such as tax portals with a complex structure, they would have ended up with fines.

If the business works well, there is no problem in any way creating the governance structure, and it is difficult to know it in the outside world unless the insiders reveal it. And there's no reason to disclose it, because even if you make ten paper companies to hide the parent company, it's not a crime.

Perhaps the famous Roschild or Rockefeller family would do the same thing, but I don't have to live well alone. No one can blame me for making it so complicated for me to take away other people's money.

More than 30 companies participated in Kirch Group's due diligence with large accounting lawyers, but no one was able to determine the structure and assets within a month or two. If you leave it to a professional corporation, they'll figure it out in a second. It's a big mistake. Hidden people aren't fools, and it's ten times harder to find what they're hiding.

The same is true of Enron and WorldCom. Despite the largest accounting fraud in history, none of the many financial institutions in the United States knew. Of course there was no doubt, but that was the end of it. In the meantime, prominent Fortune magazine has even praised "America's most innovative company," showing that it's really easy to deceive the world.

The world of 'blindfold and awe' is a business world. I initially wondered why such a large institution, such as the US Treasury Department, but I realized that it was almost impossible as I went through Enron's California acquisition and the acquisition of the Kirch Group.

We need to place dozens of professional people in one company for a long time, because we can't do that unless it's a big case of social water.

For now, banking is not considered in the United States. I don't want to get any more attention than I already have in most businesses in the United States. Then the leading candidates are Europe or Asia, especially Germany and Korea.

The easiest way to reach the KEB, Comets, HVB and Dresden banks is through private equity funds or investment companies, as seen in Lonstar.

Raise funds with close friends, institutions and organizations to acquire them, but if I have a real influence on the authority to appoint the president or officers of the company, it is in some ways just like my company.

If you look at the notes with a lot of thoughts, if you want to acquire the Bank of Foreign Exchange, you can also draw a picture like this. It's just my idea.

Rocksville Foundation 5%

20% Turner

YH Savings Bank 11%

Foundation 5%

Ansan Foundation 10%

Total 51% (1.5 trillion won procurement)

The Rocksville Foundation handed over Jennifer's role to her father-in-law to support Rocksville schools and other relevant schools and institutions.

Turner's brother who is playing does not run a particular company. Of course, they have an investment company that manages their own money, and it's easy to get 100 billion won, and if I ask them to give me some money, they'll be fine immediately. If you don't have the money, you can also lend the Johnstone investment as collateral to your investment in Johnstone Energy.

YH Savings Bank began in a local village vault near Yeonhui-dong house. When I acquired Group D, I was connected through my mother, and for the next five years I have grown rapidly.

I left some money in my family, and rumor has it that 'a bank where Chairman Johnston does business' quickly turned into a huge savings bank worth over 3 trillion won in assets.

Of course, Director Jeong Seung-hoon is involved in the audit and human resources of the bank, but there are not many shares of the largest shareholder, so if you mobilize friends at any time, you can change the president and the executive team. Of course, there's no need for that.

The Foundation is a foundation created last year by donating 500 billion for mathematical cooperation. A nonprofit that aims to fund research and development at universities. My father is on the board.

The Ansan Foundation is also a nonprofit scholarship foundation that started with 500 billion won in seed money. I support difficult or outstanding students, and my mother is the chairman.

In this way, you can create a fund or acquire it in the form of a loose coalition, which will be a bit complicated, but everyone does this. There's a way through. It is because if two nonprofit foundations get caught, their parents can resign from the position of chairman, but that does not reduce their influence.

But the important thing is, what's in it for me?

Of course, if you buy something cheap, you will benefit, but the profit back to the company is zero, and there is no reason to spend so much money here. Work makes it difficult, but there's not much to come back to.

"When I was researching financial institutions like banks, I came up with some good ideas, and I brought this report."

Contrary to my desire to own a bank for some reason, I was just going to conclude that I just want to work hard at an investment bank or capital business because it has little profit, but a few days later, Director Polo comes to me and gives me a thick document.

"Are we going into card business and system consulting?"

As I looked at it, it seemed like that, but I needed a more specific business explanation. Of course, there's no fuss about the report, but you'll hear and understand in five minutes, so you don't have to read it in 10 minutes and ask again.

"GE's profit last year exceeds $9 billion. Much of it comes from the finance industry, which is that high-yield industry. On the contrary, our Johnstone consulting profited us $4.5 billion, but it's not the right revenue structure because more than 99% of it comes from our subsidiaries."

"Phew, so is he, from what I hear."

I nodded, clearing my throat. It proves, of course, that the demand within the Johnstone group itself is so great, but on the other hand, I am embarrassed to show my business card as a consulting firm. It has very little external performance.

"The German financial industry is currently experiencing a desire to focus on its core capabilities. Even in Deutschevank, most systems such as' HR Procurement Planning ’, which is a non-financial sector, are said to be outsourced. If you take advantage of these opportunities, you can make an additional $1 to $2 billion a year. Of course, the deal with banks is a long-term contract, so the prospect is clear."

Polo chose to look at the bank rather than the bank itself as a means of robbing the bank. It has a slightly different point of view, so I'm definitely attracted to the financial field.

It's hard to put your first foot in, but once you touch it, it's not hard to do the next step. Please consult and cooperate with Johnstone in the business conducted in Deutsche Room through Mr. Buruer (?).

"So is the card business. Bank cards, visas, master cards, and more are currently being used as consolidation cards. With the acceleration of the European integration, the use of these credit cards and consolidation cards will increasingly increase. It's not that easy to get into the card business, but once you're in position, you're going to make quite a profit."

After reading the report, card companies such as Visa, Master and Amex are also having an unparalleled advantage. Visa and Master say $20 to $3 billion, and Amex says it's worth $5 billion. Amex is only 4% of the number of issued cards compared to Visa, and the profit is Tables. I felt the need to study it later.

It is now acceptable to bring 'Johnstone Card' and 'J-Card' issued in Korea and the United States to the German and European markets, but I felt that Germany, the largest European economy, is suitable as a platform for entering Europe.

"The German market is negotiating to enter the market right now, as well as visas and masters, as well as JCB cards. We must first take up residence and capture the" Visa Master Johnstone "trident."

"Wait, what did JCB say?"

I've heard that name a lot before, but I don't really remember it. Sadly, the first letter begins with J, the initials of the Johnstone group.

"JCB stands for Japan Credit Bureau. It's not government-run, but it seems like he's actively trying to get into the United States and Europe as a successor. “

“Really? This is the biggest grant for Mitsubishi Finance? ”

I didn't know because I had never seen a JCB card, but then I remembered. However, the companies that came up with the ownership were extreme right-wing companies that had previously been a problem with the Japanese textbook incident, which made me frown.

The banks of Germany are divided into two hands. It is a coalition of alcoholic beverages with the rest of banks on the axis of 'Deutschevank Denkommerz HVB Postvank'.

These five banks have created an organization called Cash Group that waives fees when using an interbank transfer or ATM and refuses to cooperate.

Small and medium banks and subordinate banks couldn't help but create their own organizations, which is the 'Cash Pool'. There are dozens of crumbs here. Of course, even together, there is no comparison to the cache group.

Polo's analysis suggests that banks belonging to the Cash Group join our business if they reach out to the rest of Dresden in Munich to designate it as their main bank, in addition to the Deutsche Bank that already has influence (?) It will be easy to do.

Once you do business with the banks under CashGroup, you can also pressure the banks under CashPool, because if you try to merge CashGroup with CashPool, the small banks will be very welcoming. At this rate, we can place 70 to 80 percent of the German banks under direct and indirect influence and conduct various businesses as an integrated coordinator.

This doesn't end here. Once the influence of the German financial markets will also help to negotiate with other European countries. It is because the banks will not hesitate to partner with the cards used by the entire German bank.

Finally, it was a question of how to reach out to German banks, one of which was how to indirectly acquire and invest in foreign exchange banks.

"What kind of saint would I be, pretending to be all alone? All you have to do is not hurt them. '

Economic laws and regulations often do not fall explicitly, so I have restrictions on investing directly in German banks, but if I go through three steps like Private Equity Funds > Forex Banks > German Banks, it is not against the law.

Of course, if this is also a problem, you can add one or two more companies and put them up to four or five.

In the case of troubled Lonstar, there are many multi-level funds below, all of which are 'business models' to avoid the law.

He's a graduate student at Harvard Business School, and even though Harvard and other major universities in the east and state governments are funding him, it's not a problem at all.

Artwork Reviews

Today, I feel like the contents are Jung-gu heating. It should be easy and fun to solve complex business worlds, from GE Capital, IBM, five German banks, to Visa Masters Amex and JCB cards, and even CashGroup, CashPool, Lone Star and the Bank of Korea -- too many names mentioned on one side.

In fact, Dresden Kommerz later became a merger. And it's true that JCB has stepped up to the interbank consolidation card called Girocard in the marketplace. Almost all of them are based on facts, so timing is just different.

The government doesn't even know who Lonstar's hidden investors are, but if they're trying to hide them, Korean intelligence agencies won't be able to figure them out.

In the case of the Kirch Group, as I said before, more than 30 leading companies have come to buy it and are frustrated by their due diligence. It's a tricky technique, and even the lawyers who fly around shake their heads.

When the author read about 10 articles about Lonstar, no one wrote that Lonstar was bad. It was just noise in Korea. Rather, they're concerned about the succession issues of a capable Greyakin, they're concerned about domestic tax problems, and they're praising the high returns, mostly. That's the difference in perspective, isn't it?

* * The author wrote with the idea that he was the reader's man, but in the past one was puzzled by a note pointing out that certain texts might be objectionable to readers. We've posted a questionnaire asking about the gender of your readers, and we'd appreciate it if you could join us.