I am a nobleman in England
Chapter 39 Either never take that step, or now!
"Tsk tsk, such generous loan conditions... I think banks will not lend out so easily. The qualification review must be very strict."
Hearing such a low loan interest rate, Arthur was also surprised, but he didn't believe that banks that were unprofitable and could not afford to be early would be so stupid.
Robert Long heard the question of Arthur’s affirmative tone. He looked at this'The Prodigal Earl' with some surprises. He did not expect that Arthur reacted so quickly and nodded and said: "Lord, you guessed it, the Bank of England lending agency PRA will implement the new According to the new regulations, the lender needs to conduct a "stress test" with an interest rate of 5.5% on the applicant, and the profitability of the collateral must meet at least 125 of the monthly loan payment. %. In fact, some banks or lending institutions have required rent to meet 145% of the repayment."
Sure enough, Arthur nodded slightly, but this information was already a surprise to him. Originally, he thought that the mortgage interest rate would be very high, exceeding 10%. Taking a loan to invest is definitely the right thing to do, especially if you are sure to get a good return on investment.
"If this is the case, then shop around, find a bank that can give the largest loan amount and a low loan interest rate, and negotiate with the lender. It will be trouble for both of you.
Lawyer Robert Long and James looked at each other, and they saw a hint of helplessness in each other's eyes. However, they were only employed by Arthur after all. It was their job to provide services to the employer. They could provide advice, but they would never Contrary to the employer's decision.
The butler Paul, who was standing by, saw the two questioning glances at him, but he chose to remain silent. He was just a butler, so he wouldn't do things that existed beyond. There is only one owner of Boleyn Manor, that is The young earl Arthur Boleyn.
Later, Arthur and Robert Lang and James discussed some details and precautions. It involved a mortgage of tens of millions of pounds. It was not a project that could be completed quickly, whether it was to shop around or choose banks. A lot of work is required for the evaluation of the situation and the final negotiation.
Although Arthur is very tight on time, he still has to follow the order one by one. There is no way. Who wants him to borrow the largest amount of money and pay the least money back!
......
"Paul, do you know that the earl wants so much money, what are you going to do? You know, this is tens of millions of pounds, just in case..."
When the discussion was over, when Robert Long and James left, Paul the butler replaced Arthur to send them away. Robert frowned and asked the butler Paul. The three of them had known each other for more than ten years, and they were naturally different from each other. Very familiar.
"I don't know, but I believe the earl has his own reasons. After coming back this time, he has changed a lot and matured. I believe he will not mess around." The butler Paul also smiled with a lack of confidence.
"I hope..." The lawyer James sighed with emotion, and looked at the butler Paul and said: "This matter depends on you. If you can, please persuade him, don't let him go wrong, to Francis. ..."
James shook his head and didn’t say anything. After shaking hands with the butler Paul, he got in the car. Robert Long looked at James’ back and said to Paul: "I will try my best to help find a suitable bank. , But with tens of millions of funds, I am really worried that he can't control it."
"Don't worry, the earl will not mess around with the future and glory of the Bolling family, I believe him." Butler Paul said with a calm smile on his face.
Robert Long stared at Paul's smile, nodded slightly, and shook hands and turned to leave.
Watching the two cars drive away, the smile on the face of the butler Paul converged and became serious. He turned his head and looked in the direction of the castle study, just in time to see Arthur standing in the French window looking down. Paul nodded slightly and turned back to the castle. .
"Boom boom——"
"Please come in."
"Earl, they left." After the housekeeper Paul walked into the study, he looked at Arthur standing in front of the floor-to-ceiling windows and said.
"Yeah." Arthur gave a soft hum, then slowly turned around, looked at Paul with a smile, and asked: "Paul, are you curious and worried, what am I going to do?"
"..." Paul condensed slightly, and after a moment of silence, he and Arthur nodded slightly and said: "Yes, count, tens of millions of pounds, and the manor is still used as collateral. I am really worried."
"I'm going to invest this money!" Arthur did not hide it, but directly stated his purpose, looking at the butler with a stunned look, and continued: "I know this is risky. People are animals that like to maintain the status quo. Fear of change, fear of the sense of unknown caused by change. But if your current state cannot help you realize your ideal life, then you need to change yourself and step into the unknown world bravely.
Once you think that staying in the current world cannot make you progress. And stepping out of the original world, you have taken action to grow. And the front will definitely be able to reap what you want."
Hearing Arthur's words, the butler Paul's gaze at Arthur became even more shocked, and he said in disbelief: "Count, your changes are really great."
"Haha, isn't it?" Arthur didn't panic because of Paul's words, but instead asked with a smile, then walked to the boss chair, reached out and grabbed the back of the boss chair, turned it, and sat down, like He whispered quite emotionally, "I died last night, and my heart was like still water when I left. I was reborn this morning, and when I came, I had a warm heart. I came back from the dead, and in only one night, I was different than two! Haha... ."
The poem-like heartfelt confession made Paul the butler relieved. Looking at the cheerful and smiling young earl, a smile appeared on his worried and dignified face. In any case, the earl has changed for the better. It is a thing worthy of joy. As for why it changed, I'm afraid it is because after experiencing the lesson of blood, I am afraid and mature.
"Earl, whether it is investment or entrepreneurship, I hope you can consider it carefully and listen to Robert Lang's suggestions."
"Hehe, I will, don't worry Paul, don't worry about me, I have been thinking about how to spend money to make money for a long time, from the beginning I didn't plan to live that kind of money-saving life.
You know, once you have a money-saving brain, you will not have the energy to raise a money-making brain, so you will be poor and stable.Being young is my capital. When do I not toss about it now, every taste is life!"
Arthur leaned back on the boss chair calmly and calmly, smiling and saying something that made Paul the butler speechless, feeling reasonable.
"Either never take that step, or now, I choose now, because I want to make money, make a lot of money, live the life I want, do what I want to do, and be free!"