I am a nobleman in England

At four o'clock in the afternoon, Arthur with a smile on his face led the lawyers James and Robert Long out of the gate of the Halifax Bank London headquarters in the triangular building at the intersection of two streets.

It has to be said that Halifax Bank of Scotland, the UK’s largest mortgage and savings provider, is indeed more courageous than Santander Bank. After learning that Arthur’s two novels were sold at a good price, and After confirming the contract, he immediately listed the young earl as a VIP customer of Halifax Bank.

He promised to re-evaluate the loan business with the qualifications of high-quality customers, that is, to give Arthur more loan amounts and lower loan interest rates.

"Boss, the main reason is that they have seen your repayment ability." On the car returning to the hotel, financial advisor Robert Lang said with a smile.

Arthur smiled and nodded. In fact, the whole world is the same, and banking is the most snob industry.

It is understandable that banks are afraid of taking risks.However, from the perspective of the history of the development of banks, banks generally play the role of icing on the cake. Only when the enterprise develops, bank funds will choose to intervene and seldom do anything to help.

Of course, it cannot be said that banks always do things like sending umbrellas on sunny days and closing umbrellas on rainy days. The main reason is that due to the lack of monitoring methods, it is difficult for banks to monitor the actual operation of borrowers. Therefore, loans to general customers are continued. Be very cautious.

Anyone who has done bank credit knows that banks divide customers into several categories, VIP customers, high-quality customers, and general customers. The specific classification methods of each bank will be different, and related industries also have priority support and restrictions.

No matter when, banks are more inclined to support high-end customers in the approval system. They like good collateral, good industries, and good customers. They believe that these customers have lower risk levels and low overdue risks, making it easier to approve.

However, it is generally difficult for general customers to obtain credit funds if they cannot provide collateral that is easy to realize and maintain their value.

For high-quality customers, it is an important resource that every bank is fighting for.

The main thing is the ability to repay. As long as they have the ability to repay, banks, including other financial institutions, dare to make loans. If a person does not even have the ability to repay, who will borrow?

The loan information submitted by Arthur before, whether it is farm rent or EU agricultural subsidies, the publishing house's profitability, although it shows its own repayment ability, but after analysis, there are also certain risks, so the bank does not dare to let Arthur Too much money.

However, the two novels that are sold at high prices before they are published have given banks greater confidence. As I said before, publishing a book in Europe and the United States is equivalent to printing money, and a novel that sells copyright before publication is undoubtedly the same. It indicates that the young Earl writer has two money printing machines in his hands. This kind of money is not a high-quality customer. Who is a high-quality customer?

"Robert, you can now disclose the preferential treatment information we got at Halifax Bank to Santander Bank. I want to get this done as soon as possible, and I can't delay it..."

Arthur squinted his eyes slightly, with an inexplicable light shining in his eyes, and told Robert Lang, don’t banks like to compete for quality customers, don’t put pressure on them, don’t know when to delay, miss opportunities, cry The man is Arthur Boleyn.

"Okay, boss, I know what to do." Robert Lang immediately understood the young boss's intentions. No wonder that when talking to Santander Bank's credit manager in the morning, he didn't mention Halifax Bank. Before, in front of the loan manager of Halifax Bank, he said the low interest rate offered by Santander Bank.

Now, in turn, notify the Santander Bank to let both parties know that there are competitors and maximize their own interests. The method is simple and effective. Robert Lang has a new understanding of his new young boss.

People and things are like this, only when there is competition, will there be motivation.

Arthur, who returned to the hotel in a good mood, unexpectedly saw his compatriot cheap sister Eddie Bolin, leaning on the sofa, holding a coffee cup, and staring at him with a weird look. .

"Ahem, what is your look? Is there anything wrong with me?"

Eddie Bolin glared at him, but he was faint. Could it be that the other party noticed something?No, I haven't shown my feet...All kinds of suspicions flashed in his mind. Arthur raised his eyebrows, coughing a little awkwardly, and looked down at his body, as if I was wrong.

Emilia, who heard Arthur’s voice, walked out of the bedroom. Just about to say something, she saw Eddie Bolin put down the coffee cup in her hand, stood up from the sofa, and reached out to stop Emilia from speaking. ,'Do not talk.'I walked up to Arthur, tilted his head, with a strange expression on his face, and started to look around Arthur.

"You have something wrong? Nervous!"

After being scrutinized in a circle, Arthur finally stopped patience, rolled his eyes angrily, reached out his hand to push Eddie Bolin aside, walked to the sofa and sat down, and then asked Emilia, "You Why did you call her here?"

Emilia shrugged helplessly. As soon as she was about to say something, she heard Eddie Bolin say: "If it weren’t for Emilia, I didn’t know that you had become a writer. God, it’s like It's a big joke..."

Hearing Eddie Boleyn's words and the exaggerated expression, Emilia rolled her eyes and covered half of her face with her hand. She knew that the siblings were about to start again, as expected.

"A joke? Well, whether it is a joke or not, both of my novels have been sold at high prices. Tsk tsk, I really disappointed you." Arthur heard the ridicule of his cheap sister, and he still didn't understand how he responded. What happened, those worries in my heart disappeared, and instead they began to counter the opponent's cynicism.

"Ha! At your level, writing novels, wouldn't it be forcing Tom to publish at his own expense?"

Arthur looked at the arrogant face of his cheap sister, turned his head to look at Emilia and asked, "It was a mistake that you brought her back. Isn't this idiot never reading the newspaper?"

Emilia opened her hand speechlessly and said, "I said it, but she didn't believe it. She said, "You can't even spell some words completely. You write novels? You sell copyrights. You are just dreaming. You are lying to me..."

"Cough cough..." Arthur was almost stunned by these complaints. He was almost suffocated with anger. After a while coughing, he looked at one pair. You can see that I was right. He was a liar. The cheap sister who was easily dismantled, shook her head and laughed: "Eddie, don't mess around all day long. If you have time, you can read the newspaper or read some news online. It will help you increase your IQ!"