I am a nobleman in England

At different times in history, mankind has been obsessed with gold, whether for it, killing South American natives in the Middle Ages, or flocking to San Francisco for it.

In the long-term civilization of mankind, it is found that gold is stable in nature, will not change due to temperature and chemical reactions, and is soft and easy to cut. These characteristics make it a currency.

Another reason is that since ancient times, when wars or natural disasters occur, gold can be circulated and used to exchange for local currency.Gold to increase the sense of confidence in life.

More importantly, in today's period, the world is under the shadow of the financial turmoil. Gold is not only an investment, but also a tool to fight against improper management of the economy and financial system.

After many days of studying and reading many financial books, Arthur has a simple but clear understanding of financial knowledge and the financial world.

As it was written in a financial book I saw, the reason why governments dislike gold is that it exposes the valueless nature of paper money.

In the end, the world will find that everything in the past is an illusion, and paper money and digital currency are valuable.Banks and ZF made people believe that real wealth was created, but unfortunately this is a big lie.

It is precisely because when the gold standard was abolished, banks became more and more unscrupulous, printing paper money and issuing debts.The surge in debt and risk led to the complete collapse of the financial system. However, the remedial measures taken by banks in various countries are only delaying the outbreak of a huge Ponzi scheme.

These knowledge and insights made Arthur more and more favored and trusted in gold, and he strengthened his decision to invest in gold.

When Arthur came to Santander again with the title certificate of 57,900 ounces of gold, the credit manager of Santander Bank looked at the documents in his hand and was completely shocked.

It's not that the credit manager has not seen the world, never seen money or so much gold, but was shocked by Arthur's operation.

I originally thought that the young earl had mortgaged the manor in order to start a company. I didn't expect the other party to buy all gold. Only a few days have passed?He is simply a lunatic. Isn't he afraid of investment failure and losing all his mortgage?

What makes people feel even more speechless is that the other party even took the gold he just bought and mortgaged again. This behavior is undoubtedly a death. Is he so sure that gold investment will make money?

"Dear Sir, are you sure you want to use a gold mortgage to make another loan?" Although the credit manager of Santander Bank has already regarded Arthur Bolin, a good fellow who inherited the title of earl and a large inheritance, as a good man. A second generation who died, but his professionalism still kept him polite and confirmed.

Arthur was also sensitive to the flash of contempt and sarcasm in the opponent's eyes, but he didn't get angry because of it, just sneered in his heart.

Before everyone succeeds, they will experience a night without a starry sky.

Before everyone succeeds, there will be a period of criticism. Countless people will ruthlessly hit you and try to steal your dreams so that you can be like him.What you have to do is to believe in yourself, affirm yourself, and encourage yourself.

When you succeed, you will find how ridiculous and sad these people are. At the same time, these criticisms and blows will make your success even more dazzling!

Therefore, life is like this, either working hard or doing nothing.There is no other choice.

madman?

Maybe, but how could Arthur care about the opinions of others, because some things are not acceptable to ordinary people, so people will say that you are crazy, but if you are not "crazy", you will not succeed!

As someone said, "When someone says you are'crazy', you succeed!"

"Yes, I want to use these gold mortgage loans. Your bank has this business, right?" Arthur leaned back in his chair and looked at the other side indifferently.

"Of course, but according to our bank's gold pledge loan regulations, you can only lend you 90% of the gold market price, but the pledge rate can reach 80%. Since you are a high-quality customer of our bank, the interest rate will be The same applies to you at 1.65%, are you satisfied?"

The credit manager of the Santander Bank would naturally not extrapolate this kind of good business. There is interest, even if the other party cannot repay the loan overdue, isn’t there still gold and manor?

Therefore, this is definitely a good business. No matter if Arthur Bolin’s investment succeeds or fails, the bank will not lose money. Even if the gold plummets, there will be estates at the bottom. Unless Arthur Bolin decides not to do anything, otherwise, He will find a way to pay off the debt.

"There is no problem with loans and loan interest rates based on 90% of the gold market price, but I hope the pledge rate is 90%. If we can, we can sign the agreement now. If we don’t agree, then I can only choose another bank. ."

The expression on Arthur's face was still very indifferent, and he said in a flat tone, completely unacceptable, and we'll see you back.

"That's it..." The credit manager frowned, but he couldn't make his own decision either. He immediately smiled and said, "Sorry, sir, I am unaccompanied. I need to ask my boss, but please rest assured that you are us. High-quality customers, there should be no problem."

"I have nothing to worry about. Please--"

Arthur smiled indifferently, stretched out his hand and gestured, asking the other party to be free.

I glanced at the financial adviser Robert Long and the lawyer James next to him. Arthur was completely indifferent to Robert Long. The consultant, as the name suggests, is to help you answer your questions. It generally refers to the cognition of something. Those who reach the level of experts can provide consulting services. The advice provided by the consultants is based on DU and neutrality.

Now Robert’s consultant is not even as good as Smith Jama. Just knowing that serving himself has a bad use, let him come up with a blueprint for investment planning, all of which are stable income projects of various insurance funds and bonds. Reduce the risk, but, in the same way, you don't want to make a lot of money.

What does this kind of consultant stay with?

I couldn't keep up with my own pace at all. Even buying gold by myself and then pledged I worried that this leveraged loan method would infinitely magnify the risk, which might lead to failure, and almost didn't make Arthur's death depressed.

Arthur knew that Robert had different opinions on his crazy investment in gold, and he might even think in his heart that he was crazy.

Well, as the financial adviser that the Bolling family has always trusted, Arthur will not dismiss Robert Lang, but he will never let him stay with him and help him manage wealth. Financial adviser is more suitable for him.

You must know that Robert Lang is still very sensitive to numbers. There is nothing to say about mathematics. This is an excellent specialty in the UK. After all, the whole world knows that British people can't settle accounts, and only Americans have bad mathematics. You can compete with one!

Can you imagine that the minister in charge of the national finance has struggled with the answer of 7 times 8 for a long time?Walking around in the streets of London, you can get a truckload of mathematics scum.You can often see discounts that make people look dumbfounded...

'One 30 points, two discounted prices are 80 points. The original price is 8 pounds, the current price is 7.5 pounds, save 1 pound!'

Because of this kind of mathematics scum that the whole people will not settle accounts, the UK loses about 20 billion pounds every year, accounting for 1.3% of GDP.

Okay, thoughts drifted a little far away. Arthur returned to his senses and saw the credit manager of Santander Bank, who had gone and returned, sitting on the opposite chair with a professional smile.

"Sorry, you have kept you waiting for a long time. However, I have brought back good news. Our bank agrees to your loan conditions. In this way, we..."

As the other party spoke, he took the electronic calculator on the side table and started to calculate.

"57.09 million... multiply by 0.9... and then multiply by 0.9... This is 46,242,900 dollars... By the way, do you want pounds or dollars?"

"Dollar." Arthur said lightly.