I am a nobleman in England

Don't put all the eggs in the same basket!

A successful person must not only make money, but also manage money more importantly. Therefore, wealth asset allocation is a must and must be done.

Financial management is a kind of life, financial management is a kind of confidence, financial management is more like layout, money is not worth when you have money, and people are not worth when you have no money. Only when you are proud of the spring breeze, can you be organized when you are embarrassed. Road, if you want people to be valuable forever, you must turn the worthless money into valuable money. This is financial management.

Because in the attribution analysis of investment profits, more than 90% of the returns are determined by asset allocation, which is a key factor for long-term investment success; among the many factors that affect investment returns, securities selection and market timing And so on are uncontrollable, only asset allocation is the only controllable factor for investors.

Fixed-income products play a very important role in asset allocation. They can pursue certain returns while maintaining a stable style, and at the same time, they can share the risks brought by a single partial stock product.

So in terms of asset allocation, it can ensure that it faces the market with a reasonable, positive, and healthy investment attitude, especially when it encounters extreme market challenges.

(The devil said something off topic here. Many people always feel exhausted for a year, and finally look at the account and there is not much money left. This can only show one thing, you are not good at financial management.

Here, the devil gives readers a set of the most complete financial management plan for reference. The devil has been strictly following this plan for ten years.

The first part is the short-term "money to be spent". This part of funds accounts for about 10% of the total family assets, usually 3 to 6 months of living expenses, such as daily shopping, transportation, children's tuition, etc. cost.The liquidity requirements of this part of the money are relatively high. It is recommended that you can deposit it in a bank current account or buy a currency fund with relatively good liquidity, such as a certain letter of money exchange...

The second part is "special funds". This part of funds is used to protect family members from unexpected conditions or major illnesses. They must ensure that there is no loss in the principal. It is more suitable for some insurance or bank fixed deposits. Equivalent to capital preservation investment.

The third part is "money for making money".The money that creates income for household assets. This part of the funds can be invested in risky targets to create higher returns.They are money that can be earned and lost. No matter their profit or loss, they will not cause a fatal blow to the family. The main investment directions are stocks and funds...The devil chose the fund, and the stock was covered-cry!

The last part is "money for capital preservation and appreciation", which is an important source for the family’s pension and children’s education. Under the premise of a relatively safe principal, this part of funds does not have to be very high, but it must be long-term stable and generally does not need to be taken. You can continue to invest regularly and accumulate less.

The key to this last part is to accumulate less and make more. Don't underestimate the point that accumulating less and making more. Save a little every day. After a year, you will find, wow, there is so much money left!

The above part is based on the experience of the devil. The key lies in strict implementation and persistence. As long as you stick to the implementation, you will find that such financial management will benefit you for a lifetime. The devil knows that many people also know that such financial management is good, but the key is that you cannot persist. After practicing for a while, you will give up, but remember that financial management is your lifelong practice!

Keke, well, get back to business...)

People like Arthur who suddenly become rich are most afraid of losing their wealth quickly. Therefore, he will prefer to invest in real businesses that can see assets, and most of them make money from businesses. It's just a matter of earning more and earning less, but after all, a small number of people lose money, which is the opposite of tossing in the financial market.

Although, to do business, you need to build a factory and build a team. You need to calm down and earnestly produce the products on the market and sell them to customers. Only when you receive the money can you complete the process.

The time required during this period means that the energy and time spent to earn each dollar is far more than that of stocks, and a considerable part of the money you earn is taxed. It seems that your pay is greater than stocks, but the uncertain factors are more There is so much less in the stock market.

As long as you do one thing to the extreme in meditation, you can definitely make money. The goal is clear and can be achieved by you and your team. The least affected by uncontrollable factors is a characteristic of running an industry.

Therefore, Arthur will deploy electricity, because in today's world, human beings are inseparable from electricity, and a world without electricity is almost the same as the end!

At two o'clock in the afternoon, Arthur carefully dressed up, dressed in a handsome suit and British style. I believe any woman will take a look at it. After all, women like handsome men just like men like beautiful women.

When Arthur’s car came to Hearst Manor unimpeded, he saw Amanda Hearst wearing a red suit standing at the door of the mansion. He was concise and handsome, and his body-fitting size better matched the smooth body curve. On display, with a pair of silver high heels, not only the overall proportion is elongated visually, but the long T looks more slender and slender, and the dignified low pony tail is completely the dress of a strong woman.

"Sorry, I kept you waiting." After getting off the car, Arthur said apologetically with a gentle smile.

"No need to be sorry, you are punctual, let's go." Amanda said softly, looking at the tall and handsome Arthur with a smile.

"Please—" Gentleman Arthur's help Amanda pulled the car door and reached out to help her cover her head.

"Thank you."

When Amanda got in the car, Arthur helped her close the car door, walked around to the other side, got in the car, and smiled at Amanda.

Along the way, the two talked happily without any sense of strangeness. Perhaps this is where the shejiao EQ of the ladies and daughters is superb. The voice and rhythm are all so right, making people feel like spring breeze and very comfortable.

"...Speaking of which, in the UK before, I also thought about acquiring several fashion magazines, but in the end I acquired dozens of regional newspapers."

"Oh?" Amanda's beautiful eyes became very bright, and she looked at the smiling Arthur and said curiously: "It is not a good idea to buy newspapers now. You know, the whole world is not optimistic about the future of newspapers. Has gone to death."

"Haha..." Arthur shook his head and laughed, and said jokingly: "This is not like what the heir to Hearst Media Group said, do you really think so?"

"Hehe, everyone said that." Amanda shrugged and blinked her eyes mischievously, and asked expectantly: "Do you have any different opinions?"

"Haha, are you taking the exam for me?" Arthur smiled, and then talked freely while watching Amanda's beautiful bright eyes.

"In fact, no matter whether it is a newspaper or a magazine, it is the same. It does not say that due to environmental changes, it was eliminated as an important tool for content provision and disqualified. The way of realizing through paper printing and subscription was changed to through computer and presented through the mobile Internet.

From this point of view, magazines and newspapers themselves have not declined, but because of institutional reasons, they have not kept up with the trend and fell behind.

Therefore, magazines and newspapers are not getting harder and harder to survive as people think. The difference is nothing more than the change in the media. The world that people can see through the Internet is larger, and there is no harm if there is no comparison. It turns out that it occupies a small area of ​​land. The king's landlords feel good about themselves...Hehe, I don't mean to despise you media kingdoms.

But what about now?After standing with a better one, the natural gap will show up. There is no way to get better, so naturally we can only make do with it.

Once there are better ones that can be easily obtained, why bother to choose the worse ones?

Therefore, from this perspective, people buying books and reading newspapers are essentially what they want to convey. As long as they are good enough magazines and newspapers, there are only better content, which will not only not decline, but also As the transmission cost becomes lower and the transmission speed becomes faster, it will only live better and better.

Of course, after all, no matter what industry, a good life will always be a minority. For the more ordinary magazines and newspapers who are indiscriminately filling their lives, decline is inevitable, and those who are good at big waves will definitely be better. The worst can only be worse.Traditional newspapers and magazines and other paper media are getting harder and harder, which is also a kind of metabolism with the development of science and technology..."

Arthur seemed to have opened up the chatterbox and continued to say, under the gaze of Amanda’s brighter eyes, "... Just like the history of the development of mobile phones, new things are constantly being made. First, you can make calls and send messages. Gradually, it can take pictures, listen to mp3, and surf the Internet, and then develop into a human organ extension, becoming a handheld mobile Internet terminal device.

Although in the process, the name has not changed much, we still call him a mobile phone, but its nature has undergone earth-shaking changes.For media such as newspapers and magazines, its role as a text content provider is equally valuable, compared with the original.

Even if the Internet continues to speed up rapidly, even if it is free, it does not mean that we are all the same. In essence, it will only increase competition with this development. It turns out that we feel very good in a small area. If there is no sense of crisis, then arrogance will only make yourself worse and worse.

However, as long as you can grasp the core essence and continuously polish your own abilities, you can continue to grow. Those who are eliminated may be those who do not know the change and are still living in the world of their imagination.Although change will inevitably bring pain, the key lies in not just staring at the present. From the perspective of life development, there is more hope and hope..."

"A great analysis, but how to achieve it?" Amanda asked Arthur with more appreciation and admiration, and her smile became brighter and softer.

"This requires a change in the way I look at things. You can't just pursue immediate feedback. No matter what you do, you want to get feedback right away. Hurry up is not enough. After all, in fact, the development of any thing is not an immediate success.

For example, in terms of giving birth, don't you have to conceive in October!Therefore, there will be pain in the process of change, but the purpose is definitely not for pain, but for the better in the future.

If you can change your perspective on the world, you will inevitably come to a conclusion that is different from most people. When everyone is not optimistic and feels that it will be painful to do it, if you can look at it from a longer-term perspective, Maybe you will find a different existence, maybe it will become an opportunity for your own development.The key is that once the time changes and needs to be viewed from a long-term perspective, for the absolute majority of people, it will not be so easy to feel connected to themselves."Arthur smiled and looked at Amanda, who was lost in thought because of his words, and he couldn't help but exhale for a long time.

For a celebrity daughter like Amanda who has real talents and learning, it is difficult to establish authority and ability in their hearts if they don't come up with some genuine things. Now it seems that everything is going very well!