I am Noble

(Note: Due to a one-time payment of 1.3 billion Raid to Teresa and Yulie, a total of 416 trillion [130x2x160 = 41600], the account balance was corrected to zero. I hope you're not mistaken.)

The account balance is now zero for the first time. Even in the obscure old days, when I was a brief dealer, my bank account balance was never zero.

Again, the total amount of wealth did not decrease. However, he focused his assets too much on the physical or real estate form. I had little cash on hand compared to my total assets. So far, everything was fine, but when I got involved with Choi Yun's research investment and everything came together, the cash I had put in my account finally showed the bottom.

“No loans. ”

“Aren't you going to do it? ”

“I can't do it. I can't wait. But it's a strange rumor when you get a loan. ”

Let's say that a person known to be overflowing with money received a sudden loan. Starting with the support team of the attacking party, the research complex, etc. affects the fraud of numerous employees who rely on Yusuf.

Yeong-Woong's fortune is still solid, and some variables coincidentally overlap in short-term cash liquidity, so the cash balances show up at the bottom, but it is unlikely that people will be able to understand the details. They will imagine and feel uneasy with each other.

“What did I say? You know, you don't take cash too lightly. So here's the deal. ”

Ansul, who heard the matter, filled his tongue.

“How can a man with more than 10 trillion in cash have surpassed his total wealth? I don't know what your asset managers are doing. ”

“We need to increase our cash holdings. ”

“So you don't have any cash at all? ”

“It costs about 20 million dollars a month to install a safe zone……. ”

“Not long enough. ”

“I haven't installed a few yet. If I'd known this, I would have installed it diligently. ”

“Can't we just sell a few crystals first? ”

“Well, Choi Yun asked me to hurry because it's urgent.... ”

If you only sell one or two, the cash flow problem is completely solved. However, Choi Yoon, who doesn't know the situation, asks for a quick favor. You know, being president, you said, "Can you bear with me for a while? 'It's embarrassing to say.

“Do you have somewhere else to spend your money? ”

“Not for a while. Oh, right. to build a large apartment complex for research staff to live in. What about this?”

“Don't put all your construction money in one place. Just pay for the construction." We should be able to pay for the safe zone next month. ”

Anshul folds his arms and grimaces.

“I can't do this. I need to see how you manage your assets. Bring me the financial statements.”

“But I've discussed it with Hyoju so far... ”

“Managing it efficiently is completely different from not shaking it down. You're a wise woman, but you don't know much about asset management. I thought you never studied. ”

Su Kyung Woong has a very big word. However, compared to what they earn, they write very little. So, they spend as much as they want, but they don't reduce their wealth, but they just blow up.

But managing wealth is a completely different matter. He spent his remaining money or assets on his clan, but he didn't know how to effectively change form and distribute them. I didn't even make any investments where I could make a profit from the money I earned.

“Oh, my God! What the hell have your trustees been doing? ”

Anshul was astonished, reviewing his friend's financial statements as he stood up at night.

Estimated property was more than a mile high, with only Raid and a safe zone to go to. Earnings from bank interest or equity investments were marginal compared to total assets.

“It's like looking at old oil financials. You, if the value of crystals is so low, how are you going to manage your assets like this? ”

“That's not going to happen, is it? ”

“Yes, but you are running your wealth too inefficiently. ”

Jeong Hyojoo was also stabbed, so he was listening quietly next to him.

“I don't even have a place to invest, why are you rotting your wealth like this? First of all, your big problem is stacking crystals. That won't do any good. You sell it, you make cash, you invest in a company, you invest in real estate, you do something about it. ”

“ ……. ”

“You have to constantly circulate money to grow your bankruptcy and to be good circulation in this country and in the global economy. It's useless to keep it locked up in storage. Keeping it a secret is just enough for an emergency. ”

“Well, it was all an emergency……. ”

“Too many emergencies. That's a big problem, too. ”

Furthermore, managers who manage Yu Ung's property were not completely incompetent. They were only responsible for bringing the total wealth and distribution to life.

Even though the percentage of cash holdings was too small for total assets, even after a few trillions, the property managers didn't think it would be a big problem. It's not a company. It's private property.

Jeong Hyojoo is quite resourceful, but I have never learned anything like how to manage wealth professionally. I have not seen much so far since I earned 10 billion in trillions. I had no interest in what the share of cash in total assets would mean for liquidity.

Since she realized this time, she was more active in discussing it with Anshul than she was in maintaining.

“Now, in the future, refer to this. I'd like you to elaborate on your plans, but this should be enough for now. ”

― Real Estate Investment: 20%

― Corporate investment: 35%

― Reserve cash: 15%

― Financial Investment: 20%

― Social Donation: 5%

― Other spend: 5%

“If you think about decentralizing your assets at this rate, and you hire talented people to give you instructions, you'll get away with it. At that time, you can adjust the proportions depending on the circumstances. ”

“Well, if this were to sell crystals and make $10 trillion, would it be to invest $20 billion in real estate and $350 billion in corporate investment? ”

“That's right."

“Why invest in real estate? I don't need much land... ”

“The ground hasn't changed. In order for a man to live, he must first have land. No home, no company, no market, no utilities can be built without land. ”

“ ……. ”

“I'm not asking you to invest any land. We want you to invest in the key areas that will take care of the country's major tendons in the next few decades or even a few hundred years. Do you know how many places you could invest in a foreign country, not just this country? ”

Anshul added seriously.

“Of course, the best land is Honam Plain. Do not sell the land, but inherit it for all generations to come. ”

“Got it.”

Corporate investment seemed to know what it meant. Instead of accumulating cash, it would mean buying a solid company that can generate stable profits over the long term. 5% of social contributions are reasonable, and 5% of other expenses are a kind of ‘living expense'.

“It's not usually this simple to divide into six, but since you seem to be running an asset with too many fists, this should help a lot. After that, you can add categories as you go through them yourself. ”

“Okay, but what's 20% in finance? ”

“We can't leave the world behind. Any industry doesn't go back without money. But that doesn't mean I have to play with the common people. ”

“Are you talking about the PARKS bank you run? ”

“Oh, you know her. ”

PARKS Bank is a large investment bank based in the United States. I don't deal with ordinary people or corporations, I treat banks or governments as major customers The modern Abu Dhabi family was the majority shareholder of PARKS Bank.

“You should run something like that. That way we can have whatever industrial structure we want. ”

“I'm not confident in my business.... ”

“Operations don't necessarily mean direct management. You can either buy the right one or you can set up a professional executive position. If only the owners were conscious, the organization would naturally run smoothly. ”

For several days, Yu Yu Woong's couple received professional asset management privileges from Anshul. When oil civilizations collapsed because of crystals, it was an opportunity to realize how the UAE was able to overcome obstacles and take a second leap.

As the value of the oil decreased, the other Middle Eastern oil kingdoms were just forgetting the money they had earned until then. Among them, there were many countries that failed to change consumption patterns.

“Money is something you always plan to use efficiently when you can't earn, no matter when you earn well. Savings and savings can be unplanned to make your life scarce, and luxury can be enriched if you plan to. It's unconditional. Saving is good and luxury is bad is the idea of people with short-sighted minds. ”

Anshul adds to the focus of explaining the impact of Suu Woong on the domestic economy.

“And you need a little luxury. The economy in this country is doing well. How much positive impact has it had on the economy of this country by building this house, building this research facility? ”

Finally, Anshul emphasized one important point.

“Keep it handy for as little as 300 trillion won at any time as possible. A man has to have a thick wallet to be confident. ”

* * *

Every time a high heel sounds again, my red hair is luscious. Researchers who pass by laughing and chattering can't even breathe when their eyes meet and stop.

“That's Nami's researcher? ”

“Wow, is that a person? Aren't they dolls?"

“I only heard what he said. I didn't know it was that much.... Why are you doing research on celebrities with that face? ”

Nami, who was walking while turning people's chatter to dryness, arrived at the destination soon after. When you knock on the door, the voice prompts you to come in. As I carefully opened the door, Choi Yun, who was wrestling with his laptop, sat at his desk. His face becomes brighter.

“Oh, Nami? ”

“How are you? ”

“Of course. When did you come from Japan? ”

“I arrived 30 minutes ago. ”

Nami currently has three identities. One is a Monster Controller, one is a Janis Attacker, and the other is a Hyoung Industrial Researcher.

“Welcome. I still don't have enough people to lend my cat a hand, but it would be a big help if Nami joined us. ”

“No, it's not.”

Nami now received his words, acting as a familiar smile.

“I think I could really use some help. ”

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The cash shortage was once addressed as having no cash reserve compared to the protagonist's property that suddenly led to a big cash shortage. Liquidity is actually a very important problem in asset management. The protagonist has an estimated asset of more than KRW 1 (I was setting it up and gave up because I was tired of evaluating it -_-), but his cash holdings were less than KRW 10 trillion. It was very inefficient to manage property.

I tried to take that lightly as a sitcom element, but I don't think my intentions were quite staged. I guess that's because it's not enough.