I have a paradise

It is estimated that a dog certificate will go back and forth at least three times, and after the materials are handed in, it is not certain when the dog certificate will be issued.Naturally, Wang Yi didn't want to run back and forth, so he might as well go and shoot a girl.

"Auntie, is the Doctor Jiang next to your daughter?" Wang Yi tried to ask, seeing the aunt of the neighborhood committee look familiar.

"Yes, my daughter." The aunt said casually.

"You really look like you."

After filling in the information, Wang Yi took the dog and left the neighborhood committee, and then went to the doctor Jiang Pet Hospital next to him again.

Wang Yi doesn't want to spend the time to apply for a dog permit, so he will find someone to represent him. The pet hospital next to him will have this business. After paying the money, they will do the rest for you.

Leading the dog back at a pace that the six relatives did not recognize, the silly dog ​​followed Wang Yi's posture and imitated it. It was amused to see him.

While Wang Yi was taking a leisurely stroll, a phone call came over, and after looking at the phone display, Wang Yi answered it directly.

"Pharaoh, help, do me a favor." There was a voice on the phone.

"What's the matter?" Wang Yi's heart was tense, and he stopped involuntarily.

"I'm in xx village in Beihuan, can you lend me five thousand yuan first."

"I'll go over immediately, and you will wait for me." Wang Yi didn't say a word, and drove the dog directly.Open the rear door, let the dog go up first, and then Wang Yi drove directly to Beihuan.

The caller was Li Mubai. His father liked to read martial arts novels. When his son was born, Li Ang took a martial arts movie and won an Oscar. He named Li Mubai as soon as he hit his head. He was the king for four years in college. Yi's few friends, Wang Yi's first love was introduced by him.

This guy named Li Mubai. He looks like a dog. In a word, he can eat on his face. When he entered university, he hooked up with a girl, and then he took our dormitory and that In the girls’ dormitory, Wang Yi’s first girlfriend was the thread he brought.

Although they broke up in the end, Wang Yi didn't hate her. After all, she hadn't spent the money to sleep for two years. There is nothing else to say. As for Li Mubai, this guy changes his girlfriend according to the season, one for each season of the year.

After graduating from university, Wang Yi patted his butt and went back to his hometown. Li Mubai stayed here to develop. According to his current salary, he would still dare not say five or six thousand yuan. Now he actually borrowed money from Wang Yi. It's not right, and he didn't go to the party two days ago. According to his personality, he likes the bustle the most, and he is the kind of crowd that is not too big to watch.

Wang Yi is not far from the North Ring Road. The place Li Mubai is talking about is an urban village. It belongs to the urban-rural fringe area. The streets are narrow and private construction is also serious. I heard that the government has plans to demolish this place. It is estimated that a large number of multi-millionaire villages have appeared.

This is actually the other side of the city’s glamour. There is no homicide and robbery. There are a lot of gray areas, but now people know that they are washed out. For example, debt collection is called a financial business consulting service company. Usury also changed its name to microfinance, and there are even professional lawyers who know more about the law than you.

When he saw Li Mubai, Wang Yi frowned involuntarily. Li Mubai was a little embarrassed, with blood stains on the corners of his mouth. Obviously, he was fighting with someone just now, and there were a few shoe prints on his pants.

"Hero, how did this happen?" Wang Yi asked solemnly.

"Don't ask, I'm fine, lend me five thousand yuan first." Li Mubai said with a wry smile.

"No, are you okay if you are like this?" Wang Yi frowned and asked, "We also spent time together. A brother who has lived in a dormitory for four years. Now that you have something wrong, don't tell me, you How can I help you? Your salary is now five or six thousand, and five thousand yuan is not enough to get it, but looking at your embarrassment, I don't think that even lending you five thousand yuan will not solve the problem."

"Let's talk about it, what's going on." Wang Yi said while looking at Li Mubai.

"Well, I don’t want to hide it from you. I talked to a girlfriend last year, and then she didn’t want to go to work, so we thought about opening a milk tea shop. At that time, we didn’t have much money. We made up 50,000 yuan and found A microfinance company borrowed 100,000 yuan."

"The milk tea shop was looking for a franchise store. It cost 80,000 yuan before and after the franchise fee, and another 40,000 to 50,000 yuan for decoration and rent. After the shop opened, we discovered that doing business is not as simple as we thought."

"That shit franchise store is completely cheating, not to mention the poor quality of the goods, and the high price, which is completely different from the previous inspection."

"The daily turnover was not up to the expected level. Later, we changed a supplier, so that the business gradually improved, but the original loan had to be repaid, and the voice of milk tea was also seasonal. In summer, business Well, the loan can also be repaid, who knows that once the summer is over, business plummets."

"The pressure of repayment is high, my girlfriend broke up, and the shop can’t go on, so I can only transfer it for 50,000 yuan. After the breakup, the debt is also recorded in my name. I originally thought that I would use the 50,000 yuan to directly transfer The rest of the loan was repaid, but now I found out that TMD borrowed a routine loan. I went to repay. They said today that they were on a financial business trip. Tomorrow they said that the boss was not there. They would find various reasons to decline, and wait until the repayment date. Only then did I ask for repayment, but during this period of time, the loan interest has doubled and increased. At the beginning, I borrowed 100,000, but now it has almost doubled."

"You are sick!" Wang Yi couldn't help it. After breaking up, you are here to be a good guy. You are carrying debts alone, and is it so easy to borrow routine loans?

He has also heard of routine loans before. To put it bluntly, there are many such loan traps. When 100,000 yuan is loaned out, it is good to have 80,000 yuan, and there are various restrictions on deposits and liquidated damages. The loan amount is far more than More than one hundred thousand.These people will also maliciously increase the amount of borrowing, and then deliberately create a repayment default. In short, they will do everything possible to make you repay the inflated borrowing and interest.

"How much did you pay back, and how much is it?"

"I have paid back 160,000 back and forth, and now I still owe 90,000." Li Mubai smiled bitterly.

"What's the matter with you?" Wang Yi asked, pointing at the corner of his mouth.

"Battered."

"what happened?"

"I didn't borrow the money at all. They deliberately engaged me and made me breach the contract. I said that I won't pay the extra money. After I transferred the store, I found a job again. These people didn't know. How did they find my information and then went to the place where I worked to collect debts, and the company directly fired me."