I Said Make My Abilities Average!

"... so the debt..."

"To the extent that..."

There is no way that Miles and Mavis can leave their mothers and children alone, strong in battle (a fight) but weak in toddler girls. After hanging the healing magic (heel) on the twisted toddler's arm, he was sent straight to his mother's and child's house, … and he was to ask what was going on. Pauline and Lena's, face like 'Ahhhhhhhhh...' on her ass.

"I mean, you can't pay back the money you borrowed, right?

"Yes..."

Pauline's mother snorts at Pauline's way of saying she has no body or lid.

"That's a common story..."

Common. It was a story that was too much.

"Mr. Pauline, the way you say it!

However, no matter how many 'common stories' it is, it does not translate into being an important part of life for this mother and child. So Miles complained bitterly about Pauline's somewhat under-considered way...

"Sure, the interest is higher than normal.

... but you borrowed money knowing that, didn't you? Nothing, not that I've been rewritten or replaced with a contract.

I borrowed from high interest rates because I had no busy (roku) collateral and they didn't lend me anywhere else. And at that time, I rejoiced and thanked them for lending me money for such bad conditions. Different?

"Ha, yes, that's well..."

In response to Pauline's question, her mother answered that question a little hard to say.

And Pauline's questions don't stop.

"When you borrow, you treat God, and when you repay him, are you calling him a ghost or a demon? The other side is just asking for the fulfillment of the contract......

In the first place, why do you think interest rates are high?

That's because they lend it to those at high repayment risk. High risk means that many people don't return the money they loaned. Yes, because there are a lot of people like you who don't pay back the money you owe them. Well, if you don't take it a little hard, if you look sweet, everyone can just borrow it and step down.

And in order not to crush the store, we have to raise interest rates to cover that loss. If you lower your interest rate, you won't be able to lend it to people at high repayment risk, that is, people like you. You've been refused debt, like any other loan.

So, are you going to step down and escape without returning your money to a friendly gold loan that also lent money to a dangerous guest?

Pauline is in a bad mood.

... It wasn't 'a little bad' or anything, either, it was' the worst '.

Apparently, there has been something from day to day that I think of as devastating reputational damage to the industry called 'gold lending', which is a legitimate business.

Indeed, what Pauline is saying is not wrong.

If you borrow money and don't repay it by saying 'cause you don't have any money' even when it's due, you can borrow it and it's more bankrupt to lend it. You can't possibly be stupid like that.

Bad for those who don't return it while borrowing it.

It is only natural for those in power and police officers to take sides in the lending of gold as those who abide by the law, and it is not by any means that the villains are becoming gullible.

… of course, that does not mean that violence and trafficking in human beings are allowed.

"Financiers are always made bad guys, aren't they? That, too, lends itself to high-risk, ill-minded customers, the more you prefer…. Well, you'd have to take it hard on a breach of contract who doesn't give you back the money you borrowed, wouldn't you? Otherwise, it won't be business. Yo!

"Well, that's right. Now, I'm sorry we owe you money, so you're saying we're gonna pay for our debts or punish our lenders.

In the first place, if that loan crumbles, no one will lend money to an unsecured customer anymore, will they? There are a lot of people who won't pay me back, and if you urge me to pay you back, I'll treat you like a bad guy, and you'll be killed by the righteous allies and crush the store. Then... "

"" Yeah, yeah... "

After all, I am stunned by the words of Pauline and Mavis, mothers and children who assumed that they would be sympathetic and consulted.

Miles and Lena are also nodding, yeah, to Pauline's less convincing words.

"... well, that too, if you don't take illegal means of collection,"

Pauline, apparently she just wanted to butch her dissatisfaction, and there wasn't anything about including it against this mother and child.

"... so how did you end up with an ateless debt that you could repay?

Pauline asked me that in such a way that I wouldn't be able to talk unless I just checked it out...

"Yes, because my husband was sick on the trip (f), I couldn't make the deal I had planned, plus I ran out of money for the deal with the cost of staying and medication, for temporary working capital and living expenses...

But it was supposed to be repayable soon. The interest rate was 20% in a month, which was pretty high, but that's about how well it was supposed to be covered by the recovery of the payables. That's... "

"Is that it?

"Three days before the repayment was due, I brought the repayment in full, and the gold lending store was closed and the sticker said 'I'll be closed for a few days'......

Then, on the day after the repayment due date, the store opened and was told, "Because it was not repaid by the due date, as a breach of contract, they would pay a penalty in addition to the repayment". That's twice the repayment, combined with the original repayment, triple the money... "

"" "" Ahhh... ""

Basics. It is the basics in the basics. If there was a book called "Introduction to Fraud," it was a super-classical method that seemed to be written around page three.

(I didn't know such a simple scam would work...... Well, there's no TV or newspaper, so fraudulent modus operandi is widely known, maybe not.

So maybe if I do a chain of sales transaction (multi-geek) or a wire fraud, I'm in a feeding state? It's a blue ocean in the fraud industry!

miles to think about that, but of course, I'm not really going to do it.

... but if you teach Pauline numerous methods of fraud...

It was a mile that got a little scary thinking.

And if you look at Pauline...

Disappointed.

He said he swung all those hot valves to defend the gold lending, and this ending. That would also be disappointing......

"... let's crush it"

Extra cuteness, 100 times more hatred.

Apparently, if I defended it a little bit because I thought it was just a little bit of a touchy high-interest loan, it was a very touchy high-interest loan and there was no downfall at all for those who borrowed it.

And he was an eight-win Pauline, either scratched with shame or crushed his face, even though he deserved to say something of his own accord.

"Because I won't listen to you properly."

Even more disappointing, Pauline, being thrust away by Lena's frightened face.

"... you can make tough takeaways or some kind of threat to human scumbags like you don't pay them back while you borrow money or out-of-town customers like you don't keep your contract..., no, it's natural to do it! And merchants who break contracts or work cowardly fraud from their own should be erased from the world, naturally!

"So that's the merchant code, and bad merchants should be erased, right?

miles to Pauline's words, honestly convinced.

And he slapped Lena on the head.

"It's not easy to believe anything or accept it on par!