"Garcia, don't you know that book?

"It's Tozens. Who do you think you are, Sue?

Later, Garcia answered when she asked about the books of Yokomura in the museum Yakata.

It sounds cheeky, but I've been asking you to "grasp the economic situation in the territory" every day from the beginning.

"But, husband. You were told the contents of the books by the people from Yokomura, right?

"Yes, it is. I didn't come with the pin."

Well, sure, if you're not used to it, you might get tired of it ~

I think the good thing about this guy is that he would never fool someone who doesn't know as well as he does.

"But there's nothing hard to think about. It's basically the same thing as" pt. "

"... same as pt?

Currently, when I hire a citizen as a lord or buy goods from within the territory, I use my own unit called "pt" to account for liabilities and pay for them.

"But I don't know. That's what I said. I don't really understand PT either."

When it was so blurry, the maid brought the basin from the waiting room.

"Master. It's tea."

"Oh, thank you."

For example, the salary of the maid Ikoka who just brought me tea is also paid in the form of charging the pt debt in exchange for my pt debt.

She can have a loan issued according to the charge pt, which can be exchanged for products in various villages.

However, I don't know why I'm doing such a thing.

I knew what I didn't know, so I left it to Garcia and Mr. Fifty Arashi.

"Yeah, it's delicious. It's getting better with tea."

"Really!

"Yeah, but it's time to get ready to go. Tell everyone to get dressed."

"Yes, I understand!

When the squid left, I had another mouthful of milk tea.

Garcia then starts talking.

"Even if you say you don't understand, you know that 'the Lord's debts are an asset to his people'?

Yeah, I think we barely know that.

"So someone's debt is an asset to others."

"That's what I'm talking about. This is what happens when you think of the analogy between Yomura and Ama-san."

That's what Garcia wrote on the paper at hand:

[Outer Village]

+ 10 shellfish (real)/- 10 shellfish liabilities (book)

[Ama]

+ 10 shellfish receivables (in books)/- 10 shellfish (in kind)

"In other words, physical delivery creates debts and claims. Instead of letting go of the actual shellfish, Kaiju-san is getting" money "in a broad sense."

"That's right. I don't really get it."

I keep putting the milk tea cup on hold.

"You're right, it's like" I sold shellfish and earned money "from seawomen. But there's no money anywhere. I didn't even issue a PT loan. It's confusing."

"That's right. It wasn't originally about money."

"What about it?"

As soon as I was solidified, Garcia scratched her temples with a pen she kept on the books.

"So, mister, how do you think money was made in the first place?

"What do you mean?

"Well, money is normal now, but there wasn't any money in the world a long time ago, was there? I'm talking about how the money came out of it."

"Eh... didn't you start bartering things first, and then you started mediating things that were easy to exchange such as salt and metal?

Then, when coins were made out of gold and silver, and they became vouchers that could be exchanged for gold, and eventually everyone thought "it's worth it", even if they couldn't exchange it for gold, it became rare and the value was maintained... that's what I learned in the general education course at Magic University.

"It's often said that way, but isn't it finally explained that 'we all think it's worth it because it's worth it'?

"Mmm...."

"Besides, based on my experience as a traveling merchant, I hardly ever see a barter in a primitive society..."

By the way...

Even in this modern world, where traffic has developed, such as trains and ships, there are depths beyond the reach of civilization.

Deep in the jungle.

An island in the middle of the ocean.

A mountainous basin.

In such isolated depths, the patriarchal "tribes" sometimes continue their primitive lives.

Incidentally, these tribes may be human, they may be Magus, or they may be Elves or Dwarves.

When I was adventuring at the brave party, I got along with tribes in such depths and on the contrary, Garcia was originally a merchant on a journey across the world.

"When I started calling... about 10 years ago. I've been looking for tribes like that. Many tribes in the depths use unique medicinal herbs and magic charms, so when I bought them, they were treasured in the city."

Garcia's age is just between me and Mr. Fifty Arashi, so ten years ago she was still in her midteens....

You've been on a hard journey at that age.

"And when I look at tribal societies like this, I don't barter. Everyone just takes the initiative to give something to someone or something. Why do you think?

"That's you. Because you live in nature, people aren't rubbed."

"Sure, there are many people who are simple, good or bad. But that has nothing to do with it."

"What kind of crap is that?"

Having heard this, Garcia finally came to a conclusion.

"That's because when people do something to people, they remember each other's 'feelings of loan' and 'feelings of borrowing'. I owe you what the adventurer said," I owe you back. "

Another breath, the former traveling merchant keeps saying.

So... There is a theory that this "feeling of loan" and "feeling of borrowing" are the prototypes of money. "

"Ah... I see. I don't know."

I feel like I'm kind of loosening my head, and I feel like I'm snuggling.

"Conversely, bartering is an irregular response, for example, when 'strangers' like yourself come from far away. If I carry my legs frequently, I won't be able to barter and I will start to borrow/lend money immediately. Of course, I'll keep my books."

I realized when I heard that....

"Isn't that the same thing that Oomura was doing?

That's right! That's right!

In other words, you can't remember the "loan feeling" and "borrowing feeling" that people remember, so you can record them.

"So, back to Far Cloud, but even if you say 'there is no monetary economy', the literacy rate is high and the books are developed, so there is almost no basis for the monetary economy. Yokomura keeps the most books, but to be honest, other villages and houses also keep books."

"Really?

"Yes, but it's a lot inconvenient to keep these books like this."

Inconvenience?

"In the books of Yokomura and Kai-no-Yama, the debts and receivables were written in" Number of products ", right? It would be more convenient to write down the units at a uniform price."

I came there with a pin.

"Maybe we should unify it into 'pt'."

"Thank you for talking so fast. That's what this is about."

Garcia smiles merchantly with a pond in her head.

"But how do I do that?

"Yes, so I'm thinking of giving the out-of-town village, which has had less dealings with the port, a new job inside....."

Speaking of which, Garcia shifted her gaze behind me.

It's easy to explain when you go to Isomura's hot spring inn.

Looking back at Garcia, Mr. Isaraki stood beside him in plain clothes.

"... Aga-sama. Everyone's ready. Let's go."

I look at it as usual, but it looks like my shoulders are tickling without a heart.

Behind them were three maids dressed in private clothes.

Yes, it is.

Today is the day to go on a comfort trip to the new hot spring inn built by everyone in the inn Yakata.