"You started lending money, didn't you?
"... maybe not, Carlos?
"Hmm, the knight's part is to rule the land. It is not to lend money to fatten one's stomach. Speaking of which, I don't think we should do it."
"But the loan has already started....."
"Oh, that's what I'm hearing. Well, okay. What is the main content of agricultural land development?
"Yes, that's right, Carlos. So far, I have decided to ask my borrower to develop the farmland with the money and repay it over the years."
"Okay. However, if too many knights become insolvent, I will have to move towards a solution as lord of Fontana territory. At best, don't make a mistake, Ars."
"I see. Thank you for your advice, Carlos."
Oh, I thought you might disagree, but apparently Carlos allowed Balka to start a financial business.
However, it still doesn't seem to be a very knightly act.
It is not forbidden, but it is not desirable.
But even so, I have no choice but not to do it because I can definitely make a profit.
Because agricultural land development is only the trigger.
If the Balkan knight performs [leveling] and [soil improvement] in the Knight Leader who lent the money, the harvest will certainly increase the next year.
Actually, that's it.
The next year will see an increase in yields decrease again.
Of course, the fields [leveled] are easier to farm than ever before.
And we could expand the area of the field itself.
However, the effects of [soil improvement] will not be carried over until the next year.
The land on which Barca was hired will dramatically increase crop yields, but we must continue to hire Barca to continue it.
You probably don't have the option of not asking.
After all, the territory is more important to the knight in the values around here, and the place where the wheat can be harvested, that is, the high yield, is important to the knight.
You won't be able to let go of the harvest once you have it.
That is why, by the way, the loan repayment period was set to a few years instead of the following year.
If the amount you pay back in a year is small, it is as if the money you borrowed was small.
However, there is certainly money that has to be repaid next year, and also in the following year.
And in order to return the money, we have to keep making wheat.
Ask me for a job.
But this plan has a fatal flaw.
Listening to this story alone makes me think that Barca will be able to keep making money forever.
But that won't actually happen.
Probably collapse into a less distant future.
That is because the market for wheat falls.
If the amount of wheat harvested far exceeds the previous harvest, the surplus can be sold and cashed.
There's no doubt about it, but many other Knights will follow it and increase their yields, reducing the unit price of wheat sold.
It will probably be fine for a few years.
After that, however, wheat of the same weight will certainly be traded at a lower price.
As a result, even if you harvest a lot of wheat, the selling price will be low and you will not get more money.
That's why we had to prepare a way to solve the problem beforehand.
The solution is alcohol.
It is also a distilled liquor that has never existed before.
Distilled liquor made from harvested wheat and concentrated in a distiller.
Making a drop of alcohol from a large amount of wheat should help to increase yields and reduce dusty wheat.
In other words, it prevents large quantities of harvested wheat from being traded and the unit price from falling, turning the wheat into alcohol.
In the first place, Barca can buy wheat and brew it.
Monitor the wheat market to avoid price collapse and sell it by converting the required amount into alcohol.
Probably won't fail.
If we get there, perhaps many of the knights in Fontana will have borrowed money from Barca.
Then teach the knights how to brew, and Barca will just take over [soil improvement] every year.
"Hey, are you listening?"
"What is it, Carlos?
"You've been thinking a lot about this, haven't you? Again, I don't mind if you lend money to the other knights. But don't forget to spend your money."
"Use the money? Barca thinks the money's pretty rough?
"No, most of the gold you use is probably servant beast eggs. That wasn't made under Fontana's knight. No, you can also buy items that other knights make in your territory. Otherwise, Fontana will lose the money."
"Oh, I see. Most of the money I've earned has disappeared into service beast eggs or church payments. However, is there a place where Barca is making items that he would buy?
"You should check it out yourself. Talk more with the other knights. Even in business, if you've been dating other knights, you'd be willing to talk about it when things get rough."
"No, Carlos. I always want to talk and solve problems."
"If you say so, do it. Ready?"
Carlos was right about me.
Well, there may be a problem between the knights that it's only about borrowing money.
I wonder if there are any products that I would like to buy in Balka.
I was supposed to have homework from Carlos.