Intelligent Industrial Empire

"I heard you borrowed another billion from China Construction Bank?" Xie Heping felt like he was going crazy.

In order for Yunfei to keep the computer industry base project in Rongcheng, Rongcheng helped them borrow 500 million yuan with the financial guarantee of the municipal government, which brought the entire computer industry base project to the first phase of 800 million.

Such large investment projects are second to none in the country.

Especially a private investment project.

As soon as the news of this project was reported, countless media reporters came to Rongcheng, and the nation's attention shifted from the coast to Rongcheng, a southwestern city that has always been faintly impressed by the panda, a national treasure.

China, the most developed place, has always been on the eastern coast.

And now, there is a private project with a total investment of more than 1.2 billion!This project is not a consortium of several private individuals, but a personal investment project of a young boss!

One wave has not settled, another wave has risen.

Reporters from all walks of life have been unable to interview the project investor Yun Fei, nor can they be interviewed by the project leader Li Lu. There is no alternative, they can only interview the other partner of the project, the Chengdu Municipal Committee and Municipal Government every day!

China actually wants to build its own computer industry base!And still not introducing foreign technology.

It is a private research institute that provides these technologies!

It was not until after in-depth understanding that all the reporters discovered that this private comprehensive research institute of mechatronics and materials had not been established for a long time, but the results were not small.

The mobile communication equipment terminal of wheat mobile phone and the numerical control equipment of Jiuyi Heavy Industry are the results of this institute.Many people don't know this!And now, this research institute has actually launched a complete set of computer hardware, as well as a supporting operating system independently developed by the Chinese.

The security of the Jiuyi Research Institute is very strict. Reporters can’t get in at all. If you want to interview these project leaders or the engineers who understand the details of the project, you don’t know who is who, even if you stand guard at the door, it’s useless. .

The working hours of the September 1st Research Institute are basically not fixed, and I even heard that many offices have simple lounges!

In desperation, I can only go to the Chengdu city government and want to interview the Jiuyi Research Institute or the person in charge of these projects through the government.

The Rongcheng propaganda department in the same company said that it was not easy to use. The only thing was to find Xie Heping, which is said to have a very good personal relationship with Yunfei, the boss of the Jiuyi Group.How can this not make Xie Heping depressed?

The whole Rongcheng stall is waiting for him to deal with!

He wanted to let Yunfei accept interviews with several reporters and solve his own troubles, but Yunfei refused mercilessly.

And now, when the previous computer project has not yet been clarified, it has been reported that the boss of Jiuyi Group pledged Jiuyi Heavy Industry to loan one billion yuan to the Bashu Branch of China Construction Bank on the boundary of Chengdu. It is not clear what project it will be used for. News.

Is this kid crazy now?

One big project after another?

Just like Bao Qi, neither Xie Heping nor Zhang Hu, the new secretary of Rongcheng, had no fear that Yun Fei would not be able to repay the loan.

Therefore, when he got the news, the mayor of the rich and powerful came to visit Yunfei personally to understand the specific situation, and wanted to continue to keep the billion funds of Yunfei loan in Rongcheng!

"Old Xie, your news is really well-informed. I only talked to Bao Qi about this matter yesterday afternoon, and you ran to me early this morning! Your news is too well-informed..." Thinking of Xie Heping I would come here, but I didn't expect it would be so fast.

Xie Heping smiled and said, "How can I mix up if the information is not well-informed these years? Do you think that the investment environment in Rongcheng is too good, and are ready to continue to invest in additional projects in Rongcheng?"

"Old Xie, these billion, you will die, at most, tens of millions will use Rongcheng..." Yun Feibai gave Xie Heping a glance.

To expand investment in Rongcheng, most of the Rongcheng Economic Development Zone will have to be its own!

"How is it possible?" Xie Heping was surprised.

Could it be that Yunfei's loan was not for the construction of the headquarters building?

"Really. Old Xie, we are not outsiders in this matter. I will tell you that our loan this time is to expand the production scale of the entire Jiuyi Group. The main investment direction is to acquire Northeast, North China, Some of the state-owned machinery factories and electronics factories in Central China that we are optimistic about will go bankrupt. You said, after completing the acquisition, I will not put the ready-made plant and equipment and spend a lot of money to move all the factories to Chengdu, right?" Peaceful elimination of his obsessions can only explain clearly to him.

"Isn't it really a loan for the construction of your group company's headquarters building?" Xie Heping still asked without giving up.

The rumors are terrible, are they all speculations of that bastard?

"Old Xie, who told you that my loan is to build the headquarters building? We don't have such a plan yet! Besides, if it is really a loan to invest in Rongcheng, do you think I will not ask you to Rongcheng? Government financial guarantees to obtain low-interest loans? For this billion, I have pledged my Jiuyi Heavy Industry! These loans, just the interest, will cost hundreds of millions! The interest on the loans you guarantee is available. It's less than half!"

Yun Fei wants interest-free loans. In this era of fiscal austerity, it is simply impossible.

If such a large loan amount can be approved, it will burn a lot of money, and the interest rate will be reduced by half. If you still want to make an inch, it is not a wise move.

In recent years, even the three generations of giant red like Ye Fei, relying on the profound background of the family and trusting relationships, could not get approval for hundreds of millions of loans!

..............................

"What kind of loan program do you want to return to the head office in person?" Wang Zhishan, the president of China Construction Bank, saw that he valued him most. Bao Qi Hongchen, who was transferred from ICBC, threw himself into his office and was a little surprised.

Baoqi's business capabilities are among the best in the four major industries in the country.Otherwise, he would not be the president of the provincial branch just after his age.

"President Wang, I have a large-scale loan project here, and I have to authorize it from the headquarters..." Bao Qi directly handed the information in the portfolio to Wang Zhishan.

It stands to reason that these materials should be submitted to the loan department of the head office and follow the process. At least it will take several months. For such a large loan amount, the approval time may even exceed one year!

Bao Qi didn't know why Yun Fei was so anxious, but he knew that Yun Fei's personality knew that before Yun Fei said that, he would have to have definite news years ago, otherwise, he would immediately find another way.

"Oh? Very anxious?" Wang Zhishan frowned.

In the past two years, the state has been implementing increasingly stringent fiscal austerity policies in order to regulate the overheated economy.

Bao Qi’s loan project did not submit the information to the loan department, but he came to him and reviewed it retrogradely from top to bottom...

"Yes, the counterparty of this billion-dollar loan project needs us to give a clear answer before the end of this year." Bao Qi solemnly told Wang Zhishan's request that it will be August, and there are only five months in total. Time is down. Still very sufficient.

"Who has such a big tone? Come to beg us, and set a deadline for us?" Wang Zhishan's face instantly became gloomy.

In the land of Bashu, it seems that no state-owned enterprise needs such a large loan, right?Or is it a loan from the Chengdu city government?Is it Zhang Hu or Xie Heping?Such a big tone!

"He is not begging us. Even if we don't lend him, he can collect the funds, but it takes a little longer! As long as he releases the news, our four major banks, any bank, will come to ask He is the most ideal lender in China, and he never has to worry about his failure to repay the loan. Moreover, with our billions of funds, he only borrows for five years. If his investment scale is smaller, maybe two The billion-dollar loan can be paid off in three years!"

"You mean Yun Fei? The invisible richest man in the southwest?" Wang Zhishan said in surprise when he heard Bao Qi's words.

Yun is not this kid, but he has heard of it many times.

This kid is a weird thing.

Except for the loan of tens of millions when I first established Jiuyi Heavy Industry, after I was almost scammed and spent a few shares, I never wanted bank loans anymore.

Many people are discussing that if this kid borrows from the bank, maybe his annual profit can reach one billion!It is safe to become the richest man in China!

The richest man in his twenties in China is amazing to think about.And others still rely on their own ability, rather than relying on their parents left!

Bao Qi nodded, did not speak, but calmly waited for Wang Zhishan's reply.

"If it is him, he does have the qualifications to tell us that the annual cash flow of his industry is billions, which is a huge performance for any bank! If this money is used to lend, it will only be interest. More than one billion! Does he take this as a condition?" Wang Zhishan hopes that Yun Fei will use this as a condition.

If this were the case, even if he had no collateral, he would persuade those officials who could intervene and the leaders above to agree to them to grant such a huge amount of loans to Yun Fei.

"He used Jiuyi Heavy Industry as a mortgage!" Bao Qi looked at Wang Zhishan in surprise. Would Yun Fei not know about such a thing?

But Yun Fei didn't propose to use this as a condition, he would definitely have his purpose.

Although Yun Fei is young, nothing will be done without aim.

"Why don't you transfer this project to the International Finance Corporation?" Since CCB cannot get huge benefits, it is better to transfer this to a bank that specializes in investment-China International Capital Corporation.

China International Capital Corporation, a joint venture by China Construction Bank, Morgan Stanley, China Economic and Technological Investment Guarantee Corporation, Singapore Government Investment Corporation, and Xiangjiang Mingli Group Holdings Co., Ltd., was established in 1995 as the first international company in the Mainland led by Wang Zhishan. investment bank.

With the implementation of the CIS strategy by the country's four major banks and the promotion of the commercialization of the four major banks, other commercial banks in China have followed suit, allowing Chinese banks to quickly enter the era of commercialization.

Fierce competition has also begun between banks.

China International Capital Corporation, which was established by Wang Zhishan, is China's first investment bank with foreign equity participation. This can also be seen as a signal of China's financial sector opening up.Since then, many foreign banks have entered China.

This is also why a large customer like Yunfei does not need to ask the bank for loans, but many banks need to come and ask for Yunfei!

"Impossible!" Bao Qi shook his head.

On this matter, he also asked Yun Fei at the time that if he borrows from the International Finance Corporation, the approval procedures are not only simple, but also much faster.

But Yun refused directly.

He told Bao Qi that even if his company took a loan, it would only borrow from the four major Chinese banks. As for the reason, he did not tell Bao Qi.

"This is difficult..." Wang Zhishan wanted Yunfei to transfer all the transfer funds from ICBC to China Construction Bank, and even the wages would be issued by China Construction Bank. This is the most ideal.

Since these benefits are not available, and the other party is unwilling to transfer the project to international finance, he really feels a little troublesome.

There is no reason to persuade those who object to approve the loan.

"Some time ago, Yunfei signed a 500 million loan contract with ICBC Bashu Branch, which is also five-year, with an interest of five cents and seventy-three!" Bao Qi knew what Wang Zhishan was thinking, and said that Yunfei was in the city government of Chengdu. In the case of guarantee, a low-interest loan contract of RMB 500 million was signed with ICBC.

"ICBC is crazy?" Wang Zhishan hadn't even heard of this.

At present, the lowest interest rate for commercial loans is more than 10%, so does ICBC have such courage?

"They are not crazy! On the surface, they have earned more than 200 million less in interest, but after five years, it is less than 50 million in a year! If ICBC does not lend, Yunfei’s cash flow in all industries The capital turnover may be transferred to other banks. Yun Fei is a young man. In many cases, he does everything by his own temper! This time, he wants to borrow from us instead of continuing to choose ICBC. Mr. Wang, you Don't you think this is intriguing?" Where did Bao Qi know that Yun Fei hadn't considered this at all.

The reason why Yun Fei chose CCB is that he is very familiar with Bao Qi, and that he only borrowed 500 million yuan from ICBC. If he borrowed another billion yuan, people might not lend him at all!

"Then you mean that we not only have to approve, but we also have to learn ICBC, low interest rate?" Wang Zhishan's expression changed, and he asked Bao Qi in a deep voice.

"Even if you don't fully approve it, you still have to approve some..." Bao Qi nodded.

The richest man in southwestern China started as an industry and has always been in business. It shouldn't be difficult to obtain loans to expand the scale of the industry and obtain bank approval.

Although CCB is not the main bank for the main capital flow of Yunfei's industries, a large amount of capital flows through various branches of CCB every year.

In the reforms of the previous few years, CCB opened a lot of business outlets one-sidedly in pursuit of performance, and almost every county has its branches.

The Jiuyi Group, the most favored by CCB, is the many poverty alleviation investment projects of angel funds in the southwest region.Once profitability begins, the benefits that those project funds can bring to CCB are very impressive!