With regard to domestic real estate, Yun Fei has too much anger in his heart.Even if he is not at all the same as he used to be for the house without a marriage partner, he still can't forget that the high housing prices in that era made him almost desperate for life.

He doesn't want a certain bitter to be like him, drunk and come to his own time, if the bitter is also mechanical, it will make him painful.

"Is this problem so serious?" Lao Zhu couldn't help being stunned when he saw Yunfei's reaction to this big one.

He believes that among all the policies, this one should be absolutely supported by Yunfei.

But how did he know the humiliation Yun Fei suffered under his policy?

"It's not only serious, but if it is not well controlled, it will be the result of disaster to the country and the people in the end. Let me give you an analogy. In the real estate industry, first of all, developers have to get land from our local government?" Yun Fei felt that he was completely It is necessary to let Lao Zhu know the serious consequences of this matter.

Of course, his more main purpose is to reduce himself as a competitor.

People who engage in real estate don’t have much money in their hands. They take the land from the local government through ties, and then use the land as a mortgage. Starting from the bank loan, the house has not been repaired, and the house is bought first. The money is received, and the development costs, loan interest costs, etc., are all passed on to the hardworking people who buy the house.

In other words, as long as there is a relationship and can get the land, you can easily play in this industry.

And Yun Kai didn't want to play like this.

In this era, it is more than the financial strength on hand. It is estimated that few people can compare with him.And his relationship with local governments is no worse than anyone else.If it is bad, just ask the leadership secretary above to make a phone call, and the problem will be solved.

If bank loans are not allowed, or the collusion between government and business interests is eliminated, then it is really impossible to find a few competitors.

But such a scheme has caused too many people to lose their profits. Can it work?

Old Zhu nodded.

"In order to get the land cheaply, these developers will definitely tackle key problems with the government, right? In this way, the formation of the collusion between the government and businessmen is the chain of interest that begins to arise from the source, right?" Yun Fei saw that Lao Zhu's face changed dramatically. , Ignored it, and continued.

Old Zhu with a sullen face nodded.

What Yun Fei said is true.

"In addition, the developer's capital problem, the real estate, the initial investment will be very huge, in this world, it is estimated that not many people can get the money to develop many real estate projects? Where does their money come from?" Yun Fei said this and paused.

"Where do you come from?" Lao Zhu frowned. Before proposing this housing reform, he hadn't considered these issues at all. He just thought that in this way, the urban population does not need to count on the unit to divide the house. room.

But now after Yun Fei's position is different from his, and the boss who is preparing to enter the real estate industry, he realizes that things are not as optimistic as he and his advisory team considered.

"First, bank loans! As long as you have land in your hands, you can use the land as collateral. You can borrow from the bank and pay for the land from the government. Now people in China are beginning to have money on hand, and they are afraid of being poor. They don’t want to consume, but save the money. What do they do if the bank has too much money? Loan! Use money to make money!"

Lao Zhu was originally engaged in economics, and he knew the banking system very well, so I don't need Yunfei to explain too much.

"Second, advance payment for the house, that is, let the person buying the house pay to pass on the construction cost and loan interest to the consumer! In this way, the developer can operate without having to pay a penny. They have a good relationship with the local government. If they can get the land, they can make money."

Seeing that Lao Zhu’s face became more ugly, Yun Fei paused, and then said: “These, the problem is not too serious. The most serious is that in order to obtain more benefits, developers increase prices while building. Don't agree with the price increase? If you don't agree with the price increase, you will refund it. With a population of 1.2 billion in China, will there be a shortage of people with money but no houses?"

"There are even more black-hearted developers. In order to reduce costs and increase profits, when building houses, they use lower-marked cement and use steel bars with a smaller diameter than the design. Or, even in some non-critical places, they don’t need steel bars at all. ..."

These are often reported by various media in later generations.

Moreover, all kinds of industries in this era have black-hearted businesses. Anything can be fake. When building a house, it is surprising to use some fake cement and steel bars.Lao Zhu understood these things better than anyone else, otherwise, he wouldn't make drastic reforms as soon as he came to power.

Moreover, one project after another was overwhelming, and as a result, they were not done well, but ended up in a sad situation.

Lao Zhu, whose face was blue, with blue veins on his forehead, asked suspiciously, "Isn't there a third-party supervision?"

"Cut, don't talk about this third-party supervisor. They are also for the money? If the developer stuffs them more money, they have the right to open one eye and close one eye without seeing it. These years, everyone is desperate. Although the old man’s reform and opening policy is good, our material civilization has risen, but our spiritual civilization has not kept up. All kinds of people who are trying to make money use all means, and there are countless young women betraying their bodies. What is this for? "When it comes to this, Yun Fei is very hot.

Nima, countless bachelors cannot find a wife, but countless young women are serving the entire society, reducing the burden on the country, and starting their own businesses...

These days, all kinds of juniors, female secretaries, second and milk are emerging in endlessly...

People in the whole society are beginning to become unruly for money.

Of course, Yun Fei is the same, but he is blatant!There is no other way. He is unmarried now. Cohabitation is not against the law. At best, it is just unethical.

Lao Zhu's face is now darker than that of Bao Gong, and Yun Fei stopped talking and did not go on.

"Lao Zhu, let's eat or not eat this meal? I'm so hungry that my chest is stuck to my back. You know, in order to eat your meal, I didn't eat it in the morning or at noon, so I kept this belly. , You wouldn’t be like the old guy Huang Qiaosong from the 132 factory, in order to save money, just make a few cheap dishes to fool me?” Although I know that Lao Zhu comes out for public money consumption, but seeing Lao Zhu’s face, Yun I have to change the subject.

"You kid, will you be short of money for this meal?" Old Zhu was speechless, and when he heard Yun Fei's words, who had a bad face, his head was suddenly filled with black lines.

He has vaguely heard about the 132 factory, but this is not something that the government should take care of. It should be the responsibility of the big leader.

"Why is there no shortage? I am so poor now, I have tens of thousands of mouths in my hand waiting to eat. The labor cost is already very high these years. In order to support them, my boss is reluctant to eat meat, so I just wait for someone to ask for it. I have a meal and a toothpaste..." Yun Fei said crying.

"Come on, I'm just a preliminary plan. Don't cry poor in front of me. Even if you want to start, you have to start reforms from those state-owned factories... Waiter, serve!" Lao Zhu was really speechless.

This kid, Yun Fei, is always the face of a capitalist. How can this make them feel like a successor to the socialist cause at this time?

"Leader, I am really poor. I don't have any money. No, the year-end bonus is not distributed to the people below. Many people are clamoring to rebel..."

"Don't be nonsense!" Lao Zhu felt a lot more comfortable when Yunfei was making such a fuss.

At this moment, he somewhat understood why the big leader, the current second leader and the old man both loved and hated Yun Fei.

This kid can make people irritating to death, but the next moment, immediately make you forget why you are angry.

"While the food is not coming up, you will analyze other things with me. Also, since you can see it this way, there must be a solution?"

"What's the matter? There is nothing to analyze. What we need to do now is eat! I'm hungry, and I don't even have the strength to speak..." Yun Fei rolled his eyes directly.

This old guy, really thinks of himself as his free kotou sergeant?

Is it so cheap?

no?

"I heard that you like to eat braised pork, twice-cooked pork, and Dongpo elbows. How about I let them do what you like? I'm good for you, right?" When the dishes came up, Lao Zhu smiled. Yun Fei said.

It's really not easy for this kid to do something.

"Cut, that's it? Wine? Waiter, why don't you serve wine?" Yun Fei despised this guy, obviously these dishes are cheap, and it won't cost much when a large table comes down.

This old Zhu was obviously deliberate, why didn't he mention that he also likes to eat lobster, eat abalone, and treat shark fin as a fan?

Of course, the nouveau riche like Wang Qingfeng often eats bear paws and pangolins. The grandsons of the nouveau riche Wang Qingfeng and Song Shihui are now looking for a chance to eat giant panda meat!

A table of ordinary pork actually dismissed himself.

"Let's stop drinking, right?" Lao Zhu doesn't like to drink. He also knows that a bottle of wine is not cheap, and Yun Fei is not drinking Moutai for more than 20 years...

"Do you have an attitude of inviting you to dinner? There are only four dishes and one soup on this table, so you actually invited me to eat this? I don't say you, you are so embarrassed that you don't even have a drink..." Yun Fei was speechless.

"That, waiter, get a bottle of Erguotou..."

"Forget it, I won't eat your meal anymore, and I was so flustered. After Yun Fei finished speaking, he was about to get up and leave.

"Forget your cruel boy, waiter, come to a bottle of Moutai for twenty years!" Lao Zhu said almost gritted his teeth. This bottle of Moutai is hundreds!

"Aren't you 30 years old in this? Come in two bottles, hurry up, what are you doing in a daze? That is the wine you used to entertain the superiors, why do you dare to go, go!" Yun Fei confronted. Said the waiter who was there.

"Come on, I'll pour you wine, so that you don't have to say that I don't know how to treat customers..." When the wine came up, Lao Zhu took the wine bottle in the waiter's hand and said to Yun Fei with a smile.