Real estate players

The two communities, Qingheyuan and Bihaixuan, have the latest and largest main campus of Chunan University on the west side, the prosperous Shuanglongwei on the north side, the large residential area on the west side of the city on the south side, and the large-scale east side. Supermarket and shopping mall complex.

Coupled with key school districts and a bus terminal, there are more than 100,000 residents within a few kilometers.

Such a population density and corresponding supporting facilities cannot be described as "suburban" in any case.

But after hearing what Pan Zhongyang said, Chen Jin probably had a judgment.

Only the natives of Dongjiang City, who were born and raised in Dongjiang City, would call the areas farther from the city center in the west and north of the city as suburbs.

Because the country's economic construction only began to develop rapidly after the 1990s, there was an explosive growth after 2000, or even after 2008.

So in the early years, the Qingheyuan and Bihaixuan areas where they were located were nothing more than villages and towns outside of Dongjiang City. That's why they were called Liangshan Town and Qishan Town.

So Pan Zhongyang would call this a suburb under the imperceptibility of word of mouth from the older generation.Moreover, in the concept of people like them, buying a house to buy a "suburban" is a very poor mix, which is a downright and embarrassing performance.

Chen Jin looked at Pan Zhongyang earnestly. Although his face was smiling, his words revealed a trace of sorrow.

Then I thought about Pan Bohai's property close to Tingtao Lake, worth 20 to 30 million yuan, Chen Jin understood the reason for his loss.

"Zhong Yang~" Pan Bohai seriously persuaded at this time: "I have much more experience in buying a house than you. You have to listen to your brother's advice. Don't be impulsive."

He went on to say: "Otherwise, what should you do if you lose money by then? Come over and complain that I didn't stop you today? Then I am not a human being inside or outside?"

"I'm also happy if I lose." Pan Zhongyang's mouth squashed, a bit negative.

Then, he turned to Chen Jin and said, "Manager Chen, come to your store and help me calculate the relevant taxes and fees?"

"No problem." Chen Jin responded with a smile, leading them back to Bihaixuan store.

Only seeing that Pan Zhongyang seemed to be about to set up this house, Pan Bohai shook his head and sighed, but instead of following in, he stood outside the door and made a call.

When Pan Zhongyang saw him, he didn't care about him, just watching Chen Jin calculate.

Within two minutes, Chen Jin calculated the corresponding taxes and fees on the list.

The down payment is 780,000, personal income tax is 26,000, deed tax is 39,000, intermediary fee 36,290, loan evaluation fee 3,600, and some miscellaneous expenses, totaling more than 880,000.

Pan Zhongyang looked at the tax calculation sheet and wondered: "Why is the deed tax 39,000? Shouldn't it be 1%? What standard did you calculate?"

Chen Jin explained: "This is Mr. Pan. According to Dongjiang City regulations, the deed tax is 1% for less than 90 square meters, and the deed tax is 1.5% for 90 square meters -140 square meters. For more than 140 square meters, the deed tax is 3%. This is There is no room for hard standards. The area of ​​this house is exactly 90.37 square meters, which is more than 90 square meters."

Hearing this, Pan Zhongyang nodded.He did look at the house for many years, but every time he was ready to start, he was always dissuaded by others, so he had never touched the links involving specific transactions, and was not clear about the details of these transactions.

He took the tax list and considered it for a while, frowning slightly, as if he had made some determination, and said to Chen Jin: "Manager Chen, please help me make an appointment with the landlord."

Gu Haoyu on the side heard this and said with joy, "I'll go!"

Then he ran to call the landlord, and Chen Jin looked through the window and watched Pan Bohai still chattering outside on the other end of the phone.

He thought for a while and pretended to say casually: "Mr. Pan, look at your brother's outfit, isn't it cheap?"

"Of course." Pan Zhongyang grinned and said, "He is enough for a domestic car."

"Then why don't you let your brother help you a little bit and choose a better house? After all, if you really want to live a life, it is better to have three bedrooms." Chen Jin said.

Pan Zhongyang was stunned, shook his head, smiled and said nothing.

At this time, Gu Haoyu ran back and said, "I have made an appointment with the landlord. However, the landlord took the children out to play, and it is estimated that he will be back after 11 o'clock."

Hearing the words, Pan Zhongyang raised his hand and looked at his watch. Seeing that it was already 10:30, he nodded and said, "No problem, then wait for the landlord."

"Pour the water." Chen Jin immediately ordered Gu Haoyu, and then he sat down.

At this moment Pan Bohai finally hung up the phone, but still did not enter the door, but smoked a cigarette at the door.

Seeing that the atmosphere was a little silent, Chen Jin took the initiative to open the topic: "Mr. Pan, I heard you say before, have you been looking at the house for some years?"

"Yeah~" Pan Zhongyang sighed: "I have about 900,000 yuan of funds on hand. I have kept it for four or five years, but I have not been optimistic about the house. If it is in 2006 or 2007, this amount of money will be enough for the market. The center has bought a 120-square-meter junior house! Who knows that it will be like this now, and can only afford a 90-square-meter two-bedroom."

"I'm afraid I can wait any longer. I can't even afford these two houses. I can only buy a single apartment, or I can't afford anything at all." Pan Zhongyang obviously watched the housing price in Dongjiang City soar, so he spoke There seems to be infinite emotion.

Chen Jin smiled and said: "This year's market is not good, so many people think it will fall for three to five years!"

"Joke!" Pan Zhongyang retorted: "You are still young, and you haven't seen enough!"

He raised his head and recalled: "I remember when I was in high school in 1998, and the welfare housing allocation was cancelled, and the housing price went up. After that, every year there will be criticisms by experts and social researchers commented that The real estate bubble is bound to burst."

"I broke him!" Pan Zhongyang spit out angrily, then smiled a little embarrassedly at Chen Jin, and then said: "Since 2000, a house has risen from 20,000 to 30,000 to two. Three hundred thousand, up to two or three million, I would like to ask those people, where is the breakdown? The past ten years has proved that the house is the hard currency that holds the most value!"

"If it weren't for this, I wouldn't have been lingering until now. Of course, this is not the main reason..." Pan Zhongyang said, turned his head and glanced at his brother outside, and sighed again. .

Chen Jin said: "There are really not many customers who can think like you, Mr. Pan. The vast majority of customers are eager for the price to fall back to the 90s. 1"

"It's best if you don't want money!" Pan Zhongyang suddenly laughed: "If you don't have a house, you want house prices to fall, and those who have houses want house prices to rise. That's the inevitable idea of ​​vested interests."

"But if it really falls, Manager Chen, you should have the deepest experience. Everyone will return to the wait-and-see state, and the transaction volume will drop sharply immediately."

Chen Jin nodded: "Buy the rise, or not buy the fall. In the previous two years, when it went up wildly, the more it rose, the higher the volume! This year's decree, the price has indeed come down, but the volume has also fallen. "

Pan Zhongyang agreed: "Look at it. According to my personal judgment, at the beginning of next year, the transaction volume will rise first, and then the price will rise. Although it may be slower, it will definitely continue to rise. So I will shoot now. , It's a bargain hunter!"

Chen Jin was taken aback, but didn't expect that Pan Zhongyang would dare to say such pre-judgmental words without shame?

He went on to talk a lot with Pan Zhongyang, and was surprised to find that the other party had a very thorough view of the market trend.

Chen Jin secretly asked, this may be one of the witnesses of the skyrocketing property prices, right?

Before I knew it, more than half an hour passed.

Chen Jin talked with Pan Zhongyang deeper and deeper, and he became more and more surprised by Pan Zhongyang's opinions.

He finally asked seriously: "Mr. Pan, take the liberty to ask, what do you do for work?"

However, before Pan Zhongyang could answer, he only heard Pan Bohai's voice shouting at the door: "Zhongyang, Zhongyang~"