Reborn American Tyrant

Chapter 570 Auto Financial Services

William White did such a big promotion, and there are indeed his difficulties.In the past year, his investment is really too big.Next, the two companies in Turkey and Australia will also spend a lot of money.

Before Tesla's successful IPO, William White's funds were still relatively tight.

If the economy is down, if there is no pressure at all, that is also nonsense.There are still a few big losers in his hands.

Although the price of oil has risen, it has not been able to make up for the previous losses.His oil wells are all offshore, and the cost is higher than others.

"Boss, next year's car production will increase by 50%. I am afraid it is difficult for us to guarantee the current situation. Is it necessary to increase the area of ​​the transit warehouse?"

"Not necessary for the time being, Philson, look at this, is it possible?"

Philson took it seriously, almost verbatim.What the boss brought out is the financial field he is best at.

Wall Street has always been the proudest.It is not how many investment banks they have, nor how rich they are.The reason for being able to stabilize the head of London is that Wall Street has more financial innovations.

If you are a financial novice, don't invest in their funds.This thing is different from the Tianchao Fund. Not only can it not guarantee interest, it may not even guarantee the principal.

Take that group of mobile operators as an example.These guys don't have much assets to mortgage, and the bonds they issue are basically junk bonds.If you buy these junk bonds directly, they will not sell too much.

As a result, Wall Street fund managers packaged these bonds with similar risk levels.Of course, they will put in some safe investments in this bond pool.For example, national debt.

Once junk bonds are transformed, they immediately become risky funds.The guy who sells the fund will tell you that although there is a certain risk, the interest rate is high, and usually, there is no problem.

Of course, there are still many details.For example, guarantee institutions, such as short-selling institutions.A very junk bond, under their various derivatives and packaging, has appeared far beyond those junk bonds.

The so-called subprime mortgage crisis directly involves little funds.Later, the tossing so hard was mainly these derivative products.Later, the mortgagee couldn't bear it, and the insurance provider collapsed.The funds involved in this are far beyond that subprime loan.

These are just subprime loans. The amount of normal mortgages involves more objects.If the American property market collapses, my goodness, it's better to find a hole to hide.

What William White took out today is a financial derivative solution for automobiles.If this thing can be implemented, he really doesn't worry that his car will not sell well.

Lao Mei buys cars with loans, and rarely pays them off in one lump sum.The interest rates on these loans are not low.If William White’s plan is implemented, the interest rate cut is almost inevitable.

In this game, the bank reduces the risk, the car buyer reduces the interest expense, the brokerage has an extra bond that can be sold, and the insurance company has an extra income.

Hey, no one's interests have been eroded.The most important point is that after the bank packs and sells these loans, it can immediately get back the money borrowed.

If you come back and forth a few more times, my goodness, this is simply a worthless business.

"Boss, we can't do it. This requires the cooperation of investment banks." Philson's expression is very heavy, and he regrets a bit now. If he is an investment bank, this would be a very great deal.

"Of course, I feel that if Lehman and Bear Stearns join forces, this will not be a very difficult thing. By the way, AIG should be able to take this insurance."

"I understand, boss, let me consider the details. Hehe, if this thing is released, Goldman Sachs and Morgan Stanley will have a headache."

"Hehe, let these two bastards give me eye drops. By the way, this matter is a little more secretive. It is definitely not so easy when the group of turtles react and want to catch up."

"Hehe, there is also a tacit agreement between investment banks. It would be very embarrassing if they swarmed up regardless. They would never do it unless they had to."

Philson wanted to cry a little. After so many years on Wall Street, why didn't he figure out such a thing?

If you want to say how innovative it is, that's nonsense.This so-called auto finance plan is nothing more than cooking.Those who sell junk bonds are not too unfamiliar with this thing.

Lehman, Bear Stearns, hehe, these two guys are really lucky.If you come here a few more times, the major investment banks in the United States may need to rearrange their seats.

"Chairman, Motorola seems to have abandoned analog phones. Is our research going to continue."

"Asshole, the problem of mobile phones cannot be moved, have you solved it?" When Li Jianxi said these words, his liver was shaking.A four-star mobile phone can’t move, just like a stick car needs to be pushed to move.

Under William White's spare no effort to discredit, Smecta's products are about to be hacked.On the talk show, if you don't have a stick, this talk show will obviously not be very successful.

"President, our technology has now made great progress. We have learned that European mobile phones also have these problems. As for how to solve the problem, they are secretive."

"Damn, I just want to ask, what technical accumulation can they have in the foundries of Footbass and Baodao. Why, why can they solve it? It's really not possible, but we also give them the foundry."

"Chairman, they have a confidentiality agreement for the radio frequency technology. According to our understanding, they have set an exclusive clause. Can we consider antitrust?"

"Get out."

Li Jianxi broke out completely, anti-monopoly?Hehe, do you dare to play against the U.S. Emperor without reason?

Don't worry, they can shred Smecta's produce easily.Smecta's labor costs are too high, and it is not an opponent at all.

The U.S. imperialism is rich in land resources, and there is no problem of barren land.Generally speaking, they are planted for one year and rest for one year.If you are a little diligent, you may plant some pasture.

From planting to harvesting, to the final packaging and marketing, the entire process is automated mechanical equipment.Don't talk about stick countries. If price wars are needed, no one can win them.

If Four Star wants to counterattack, it must work hard on product quality.Those outside tricks are best not to be used on the American emperor, especially William White.

Look at today's memory sticks, isn't it just a matter of peace?

Besides, how can the technical barriers to production be used for anti-monopoly.My own technical director is really stupid.

Li Jianxi found that it was necessary for him to study the foot basin.There is also a lot of competition between them and William White.

From semiconductors to cars, from comics to game consoles.William White was just hitting his feet.Even so, there is a lot of cooperation between them.The memory technology that I regard as a baby, the foot basin is not the same transfer.There is also the Tesla Motors, the second largest shareholder.