Reborn multinational giant

Chapter 387 Mobile Payment QR Code (Updated Title of Book Friends "Relief Man")

In mid-March, the wave of Huizhong's acquisition of AutoNavi Maps had just become quiet, and the restless WeChat began to make noise again.

On March 15th, the same day as the national annual Consumer Rights Protection Day, the Chinese version of WeChat received a small update!

A few months ago, WeChat was also a so-called small update. The red envelope function was launched, which upset the Chinese New Year of the people across the country. This time, this small update and small feature launched by WeChat has caused a sensation and impact. !

The WeChat Wallet has added the payment and receipt function, which contains two QR codes with payment and receipt functions, one is the green payment QR code, and the other is the yellow payment QR code!

Among them, the green payment QR code can only be paid to merchants that support the QR code collection function, while the yellow QR code can be used without restriction, whether it is an individual or a small business or a hawker or no green QR code scanning device Merchants, etc., can use the second type of QR code to achieve the purpose of collection!

WeChat suddenly launched this kind of QR code with payment and receipt function, which caused a heated discussion among WeChat users and netizens across the country!

"My baby said that I didn't understand it. What kind of QR code for payment and QR code for payment made the baby dizzy. The QR code of WeChat only has the functions of adding friends and inviting groups?"

"Is there anything I don’t understand? Isn’t it just scanning the QR code to realize the payment and receipt function? Only the merchant can scan the payment QR code. You are paying the merchant. Anyone can scan the payment QR code. Others will pay you!"

"The logic upstairs is strong, admire!"

"Wow, wipe it, doesn't this mean that I can scan the code and transfer the money saved in my WeChat wallet to grab the red envelope and send it to my friend for him to take it out for me?"

"Upstairs you are still stupid, won't you give your friends a red envelope?"

"You are really stupid upstairs. If I bind a bank card to send a red envelope, I still have to ask a friend to withdraw money for me?"

"In other words, the function launched by WeChat this time is useful, and it feels so tasteless. Is it for the convenience of everyone to leave home and forget to bring money?"

Netizens have been talking about the QR code function of WeChat’s launch of this time, but at the same time, whether it is Internet peers or many netizens, the new features of WeChat’s launch this time are a bit tasteless, unlike the previous voice, red envelopes. Features like la are so exciting!

Even Zhou Bin, the person in charge of the WeChat business department, felt a little bit confused when he received a request from the big boss Fang Zhe to develop a QR code that supports the payment and collection function.

In social activities, cash and bank cards and credit cards are enough for payment and payment. Their WeChat, why bother to go back to the water, after all, it involves payment transaction data, although there is payment support for payment through third-party payment, But the business module belongs to WeChat after all, and the various problems that users encounter when using the QR code for payment and receipt must require their WeChat team to spend manpower, material and financial resources to deal with.

Therefore, Zhou Bin and the management of the WeChat business department are honored to invite the boss Fang Zhe to personally give them a seminar on adding the QR code function of WeChat wallet.

At the meeting, although Fang Zhe did not disclose his huge plan to deploy O2O and offline mobile payments, Fang Zhe still explained the problems in the use of cash bank cards and credit cards in social activities at this stage. The top executives of the WeChat business unit spread.

The cash is dirty, may be damaged, fake money may be received, change is inconvenient, you may forget to bring money or enough money, bank cards, credit cards, etc. are easily lost, stolen, etc.

Under Fang Zhe’s guidance, the senior officials of the WeChat business unit rushed to talk about many of the problems that exist in various payment methods in the current society. Although these problems are scattered and occur at a low frequency, they almost Everyone has encountered it at least once or twice!

And for this low frequency one or two times, in every function and every line of code, adding this function to WeChat, which requires the best use of everything, is it worth it?

The answer is obvious, it's worth it!

Fang Zhe let the executives think about it. If a few years, more than a decade later, most WeChat users across the country and even around the world use WeChat’s payment function to complete many cash transactions in their daily lives. What does it mean?

After Fang Zhe said this, he closed his mouth, but the WeChat executives present there was a chill from the back!

If WeChat users around the world will use WeChat Pay to conduct various transactions in their daily lives in the future, it means that this person's consumption data, spending power, and this person's financial and living conditions are almost completely controlled by WeChat!

This, this is terrible!

Even if it is as powerful as a state machine, it is impossible to master the daily trading behavior of an ordinary person, let alone all the trading behaviors in the entire society.

If we add WeChat as a social software, close to users and almost represent the user's network and life circle, then the personal privacy of WeChat users in the future will be almost completely exposed to WeChat officials!

"Do we really want to do this? Will the country allow it? Will governments allow it? This is very likely to lead to the destruction of our WeChat!" At the meeting, an executive said with some fear and groundlessness.

In fact, his thoughts represent the thoughts of a considerable number of executives present at the meeting, and for this question, the big boss Fang Zhe just smiled relaxedly and said:

"What do you think will your life be like in the next 20, 200, or 2000 years? Will all of a person's life and privacy data be completely controlled by a certain company or government? "

Executives, look at me and I see you. In the end, they nodded in unison. Whether it is a science fiction film or the future imagined by most people, in a highly intelligent civilized social system, data is a treasure, and individuals want To live a better life in society, if you want to enjoy the various conveniences in the society, you must constantly disclose your various life and private data.

For example, in ancient times, a person could be a black household from birth to death without being recorded by the court, but in modern times, from the birth of a person to the household registration book, to the beginning of vaccination and going to school , Work, marriage, etc. Until the final death, all his life behaviors and lives are increasingly being transformed into data and recorded in the social system.

This is the process of the development and evolution of the social system and civilization, and it is also an inevitable result!

"So, what you imagined is far away, but it does happen! As for whether our country and governments will allow it, do you think it!" Fang Zhe smiled lightly and humorously, and WeChat executives felt it even more. , WeChat’s development has reached a frightening and shuddering stage in one aspect!

This shudder stems from everyone's fear of the future, from everyone's less and less privacy, and more and more unreserved fear of themselves.

In fact, as Mr. Fang said, this is the future. Instead of letting the future be in the hands of others, it is better to let the future be in our own hands!