Reborn multinational giant

Mr. Ma’s seeking truth from facts and the mentality of solving problems calmed down the mentality of the executives, especially Peng Lei, who was a bit angry and aggrieved just now. At this time, it seemed that he had found a catharsis, and only listened to her:

"Mr. Ma, fellow colleagues, the current development status of Alipay and the many problems faced by everyone must be aware of one or two. Although I am responsible for independent development of Alipay, I am controlled by the parent company in terms of organizational structure and development planning. !

Since I joined Alibaba more than ten years ago, Peng Lei, everyone should know what kind of person I am.

So I think the main problem facing Alipay now is that in terms of functions and services, the gap with Alipay is getting bigger and bigger. Alipay has launched several very good and practical functions and services. Our Alipay may even have one. Can't push it out.

Everyone must be very curious about the reasons for this. There are many reasons, but I think the second point I want to say should be the main reason, that is, Alipay is not independent enough!"

"Alipay is not independent enough?" As soon as Peng Lei said this, the expressions of the executives at the meeting became extremely exciting. What does it mean to be not independent enough? Alipay under the leadership of Peng Lei already has a lot of independence under the parent company. Quan, this is not enough independence. Does it have to be like Paytong completely separated from Huizhong to be independent?

Still, many executives have speculated that this is the rhythm of Peng Lei who wants to build a hill on her own as the king. Is it because she has a discord with the current second in command Lu Zhaoxi?

Thinking of this, many executives consciously or unconsciously glanced between Peng Lei, Lu Zhaoxi and President Ma.

However, President Ma, who is at the helm of Alibaba, even after hearing such amazing words from Peng Lei, he still asked calmly:

"Talk about the reason!"

With Mr. Ma’s statement, the minds of the executives participating in the meeting are even more different. Does Mr. Ma really have the mind to separate Alipay?

Peng Lei glanced at Mr. Ma, and felt the same thoughts as other executives in his heart. That is, Mr. Ma seems to intend to separate Alipay. However, I don’t know what his reason is for?

Peng Lei did not hold back anymore. Since taking charge of Alipay, especially since competing with Alipay in the past two years, the identity transition and contrast from a transcendant to a chaser made her and the Alipay team exhausted physically and mentally. Therefore, she talked about it. After that, she no longer cared about anything, she said:

"About half a year ago, Alipay has successively launched several functions and services that our Alipay does not have, including the credit scoring system. At that time, our internal senior executives after discussion and research thought that these functions launched by Alipay are very useful. Development prospects and value.

That is, from that moment on, there was a voice from the inside saying that the three-person line must have my teacher. As a competitor, Alipay should learn from some of the advantages of Alipay.

However, slowly we discovered that the speed of our learning of Alipay is completely unable to keep up with the speed of new features and services of Alipay. With a goal to learn, our internal Alipay team has also become lazy and numb. , Without the previous innovative spirit and hard work.

After half a year, whether it is me or the Alipay team, I feel very tired, because we feel that we are no longer doing a product or doing a business, but just doing a profitable job!

I have reported these issues to the senior executives of the group many times before, but there has been no movement or too many replies. I just blindly asked us to fill up the gap in functions and services with PayTong.

In addition, Alipay is now a business module within the group. In the eyes of outsiders, Alipay belongs to Alibaba. It is not an independent third-party company like the independent Alipay. This has caused us to miss a lot of follow-up Opportunities for outside cooperation.

In addition, there is another point that the central bank issued last year for third-party payment company payment licenses and other related regulations. Not long after that regulation was issued, Huizhong split the payment system separately.

Later, Huizhong conducted Series A financing to introduce foreign shareholders. I think there should be a part of this because it is to circumvent the issue of the proportion of foreign shares mentioned in the regulations. However, the regulations do not mention specific restrictions on the proportion of foreign capital. In other words, the above does not actually want foreign investment to intervene in domestic third-party payment companies.

If we cannot get the payment license as soon as possible, then in accordance with the regulations and the above requirements, our Alipay is likely to be suspended after the specified date!"

"Suspension?" Peng Lei's shocking remarks directly caused several executives to ask questions. In any case, they didn't believe that Alipay might be suspended because it could not get a payment license.

You know, Alipay has hundreds of millions of users. The so-called law is not responsible for the public. How could it be possible that Alipay was directly suspended due to license issues!

Peng Lei and other senior officials of Alipay have only now begun to realize that the payment license mentioned above has not been issued. The big reason may be waiting for Alipay, which is still the leader of the domestic third-party payment field, to express and action.

If Alipay surpasses Alipay to become the leader of the third-party payment field in the future, or the patience above is worn out, ghosts know what Alipay will face in the future!

The executives were just waiting to talk, and Mr. Ma in the main seat spoke first:

"Some time ago, I was having dinner with some friends at the bank. During the period, I asked about the above attitude towards payment licenses. He told me that there was nothing above, just inadvertently praised the Huizhong person!"

"What do you praise him for?" an executive asked curiously.

Mr. Ma glanced at him and slowly said: "Praise him for being young and promising, looking forward!"

After Mr. Ma said this, there was a brief silence in the conference room. Everyone was thinking about the deeper meaning of this sentence. There is no doubt that since he is a friend of the banking system, the meaning of this sentence, Most of it is related to Alipay, which was incubated from Huizhong, and Alipay has been talked about by industry and Internet peers. There are two things.

One is that Paypay is independent from Huizhong, and its business scope has changed from the previous business in Huizhong's system to a business involving third-party payment in the entire Internet industry including JD.com and Miya.

Second, Alipay provides payment service support for WeChat and launches WeChat Pay. This move has made Internet peers across the country, and even many Internet peers who follow WeChat, Huizhong and Alipay, greatly admire and applaud. One month With 37 million new Alipay users, the gap between the number of Alipay and Alipay users has been shortened by a big margin!

In the silence, President Ma suddenly said astonishing: "We, get ready to spin off Alipay!"