Reborn Super Bank System

Tang Qing thought about his future.

The worse thing is.

Have to go through the college entrance examination again.

Graduated for so many years.

Basically, his high school knowledge was returned to the teacher. Those questions knew him, but he didn't know the questions. When they met, he could only stare. If he could fight, he would want to choke the other person.

Fortunately, there are still eight months before the college entrance examination.

Moreover, with the high degree of vision of universities and graduate students, it should not be difficult to pick up high school knowledge.

"It seems that I will study hard in less than a year. With our IQ, there shouldn't be a big problem, at least not worse than the previous life." Tang Qing muttered to himself.

at this time.

Tang Qing was very envious of the predecessors' unforgettable past.

It's a pity that he tried it just now, but he didn't have such a'beautiful' skill.

He wants to go to the same university as Lin Jiaxue.

Spend the youth that once left regrets together and realize the longings of childhood together.

of course.

Making money is definitely a must.

The Tang family is not a wealthy family. Both parents used to be workers in a textile factory. After the factory closed, the two were laid off.After that, I rented a shop on the street in my home county.

Sell ​​off-brand clothing.

Go out early every day.

Go home in dark at night.

Just to make more money.

More than ten years have been like a day. Except for two days off on New Year’s Eve and New Year’s Day, there is almost no free time throughout the year.Every month, I pay my aunt 300 yuan for living expenses.

Thirty of them are for his spending.

This money is obviously not enough compared to the life at his uncle's house, and his aunt often buys him clothes and school supplies, and also gives him more pocket money, preventing him from talking to his parents.

therefore.

All the time.

For the uncle's family.

Only the word gratitude remained in his heart.

The old couple in the previous life had been tired for ten years and saved some money to save money and plan to buy a house for Tang Qing to marry a wife.

Unfortunately.

Calculate.

I still didn't expect my grandfather to faint when he was farming two years ago.

When he was taken to the hospital, he was found to have a late-stage brain tumor. As the only son in the family, he was of course responsible for all expenses.

In fact, his father also has a younger brother, but when he was young, he seemed to have committed something and fled to the field without where he was found. Tang Qing didn't know exactly what happened, and Tang's father also kept silent.

after that.

Grandpa's illness almost ran out of family savings, and finally died without persisting for a few months.

Grandma also passed away in the same year.

Three years after grandpa passed away.

In April next year, he only saw his father's brother, his second uncle Tang Kai, but his second uncle seemed to be hiding something.

I hurriedly met with them.

After dinner, he left.

No more news since then.

I thought that my parents were tired and never enjoyed any blessings all their lives.

Tang Qing couldn't help feeling sad. In this life, he must make a lot of money so that the people he loves and those who love him can live a good life. Tang Qing silently vowed in his heart.

Immediately, Tang Qing began to think about how to make money again.

Although I have lived longer, but I am just an ordinary person who goes to school honestly, works hard, and occasionally reads novels, and has no special talents.

Will not be able to program like the predecessors.

Can't remember the lottery.

Can't sing.

Don't remember the stocks, nor is it a wizard.

Even if I have been in the society for a few years, it seems to be useless.

wrong.

There is a chance for stocks, but that is half a year later.

And just those two or three black stocks are still long after the 2007 bull market.

I want to go to Beijing, Shanghai and Guangzhou to buy a house to hoard, but there is no start-up capital. My parents have some savings, but I want to convince my parents to give it to me.

Tang Qing scratched his head vigorously.

Suddenly found out.

For a while, I really couldn't think of a way to make money quickly.

There is no empty glove white wolf project.

God.

Didn't you play with me again? Give me a cheat anyway.

otherwise.

With this little memory, it was still in 2004.

The Internet feast is almost eaten, and the monopoly of several giants has basically formed.Many of them have even been listed, and the chances of becoming a shareholder are slim now, and even slimmer in the future.

This is really exciting to take a gun and prepare for wild hunting.

Suddenly I found that I didn't have a bullet. It felt like it.

"It would be great if I could print money."

After thinking for a long time, I didn't think of a clue.

Just as Tang Qing's thoughts drifted farther and farther, and when he had begun to break through the sky, when he was developing towards delusion, a silver bell-like voice rang in his mind.

"The personal banking system is here for you."

Sudden voice.

Frightened Tang Qing and jumped out of the bed.

The fear is not too much fear, it is just a conditioned reflex. After a few seconds, Tang Qing's thoughts began to analyze the current situation.I have a large barbecued pork, what is the situation, my golden finger is here?

What did it say?

bank?

Does that mean a lot of money, a lot of money, a lot of money, a lot of money, important things are said three times, especially important things have to be said again.

"What system are you from?"

Tang Qing asked quietly, who had recovered.

"Personal banking system." That voice sounded again.

Hearing these words, Tang Qing finally relieved his heart. It didn't seem to be an illusion, but it was really a bank.

"What is it for?" Tang Qing asked.

"Train you to become a qualified banker."

"..."

Tang Qing couldn't help but complain, it seemed that the question he asked was wrong.

"What function do you have?" After thinking for a few seconds, Tang Qing raised a question.

"On the road to becoming a banker, provide the host with necessary material and information support."

Asked carefully for ten minutes.

Tang Qing finally understood what this system could do.

In the initial stage, the main thing is to give him a certain amount of money every month, let him find someone who needs it, and collect the principal and interest when it is due. At the same time, he can also borrow in the system every month.

The money system for external loans only charges 0.5 monthly interest.

The annual interest rate is also 6%.

It is almost equivalent to the bank's commercial loan interest, but the bank's interest generally fluctuates slightly, and the system simply takes an integer directly.

If the interest he loaned out exceeds the monthly interest rate of 0.5.

The excess interest is his.

His own personal loan is interest-free, and every year today, that is, when the annual settlement occurs on October 1, he needs to pay off all personal loans that year.

Can not be in advance and in arrears.

If it is not clear within the day.

The system is about to say goodbye to him.

immediately.

Tang Qing closed his eyes.

Recall the personal information of the system.

In an instant, the technologically-sense operation interface was imprinted in my mind:

Host name: Tang Qing

Account level: Level 1

Experience: 0100

Loan amount this month: 0.5 million

Personal quota this month: 0.1 million

Withdrawable assets: 100,000

Spirit: 51+10 (human body limit 100)

Physique: 49+10 (human body limit 100)

Origin value: 10

The system stipulates that customers can get a little experience for every 10,000 principal return, and the amount of external and personal loans will be doubled on the current basis for every level of upgrade.It is equivalent to saying that he can borrow 200,000 personally every month at the second level.

He didn't understand the source of Qi.

The system only says it can improve various abilities.

The later functions are to be developed. As for what is to be developed, the system said that his account has low permissions and no right to view it. However, Tang Qing, who knows Chinese characters, looked at the two plus ten data, and it was clear what this gadget can do at a glance.

Finally, talk about the extractable assets.

It is the funds that he can personally withdraw from the system's personal account.

One hundred thousand yuan was directly rewarded at the initial level, and there is no need to pay back.

For each subsequent upgrade, the system will reward him with a one-month personal quota of the current level as a reward. That is to say, when he reaches the second level, the system will directly give him 200,000 RMB for casual spending.

I am a good boy.

Really have money to send.

Looking at the one hundred thousand reward, Tang Qing was speechless for a while.

A system means hanging.

Before he was born again.

Except for the compensation of his parents, his savings are less than half.

As soon as the system came out, he almost blinded him at 24K and gave him 100,000 yuan in allowance.

This is still four years.

The purchasing power of 100,000 RMB is quite strong, and happiness should not come too suddenly.

To train him.

The system will proactively provide a customer who needs about 40 to 60% of the foreign loan quota for the month. The selection cannot be refreshed, and the contract can be successfully signed according to the content of the task.

Regardless of whether the other party pays the money in the end.

The expiration of the contract will automatically increase the experience without penalty.

As for the remaining funds, he needs to find a loan object himself. At the first level, he can only sign a contract for repayment within one month for more than ten days, and the interest is only charged for the entire month.

For example, even if the other party borrowed for ten days.

One month's interest will also be charged.

Currently.For contracts of more than one month, the system does not provide loans, and only those who borrow money from the system have experience.I have no experience in borrowing personal loans and other money.

Even if you pay it back in advance, it's useless.

Experience can only be gained on the date the contract expires.

As for those who haven't repaid them overdue, they have experience on the day of repayment.

Speaking of which.

I have to talk about the system assessment at 24 o'clock on the first day of the month.

The system will evaluate all expiring contracts from the previous evaluation date to 24 o'clock on the first day of this month. If the funds have not yet been paid up to 20% of the total amount of the month in which the contract was signed.

Treated as unqualified.

At each level, two consecutive assessments are unqualified, or three consecutive assessments fail, the system has to say goodbye.

For example, this month is 500,000 foreign loans.

Except for the customer recommended by the system, during the monthly assessment, if the total amount of other contracts exceeds 100,000, the monthly assessment of the current month will directly be judged as unqualified.

However, the system also gave him an operational space.

That is, there must be a time interval between the date of contract expiration and the assessment time.

Just think of a way to get the other party to pay back the money during this interval.

For example, for a one-month loan borrowed on the second of this month, the contract will expire on the second of next month. It will definitely not be assessed on the first, but will be assessed on the first of next month. Once the operation is completed, the risk is considered high.

As for the principal and interest recovered by the system itself, it disappears on the spot.

It cannot be used anymore.

of course.

The other party is not on the system and will not take the other party.

The collection system does not care. The system will directly transfer this part of the loss to him, and the interest system will not be used. The total amount of the loss is included in the personal repayment of the annual settlement.

Even after the assessment, the other party pays it back, it cannot be revoked.

This forces him to be careful and control the risk carefully.

As for helping the other party pay back the system's money, Tang Qing can only think about it but dare not do it because he remembered what the system said to him at the end.