Reborn Super Bank System

Wei Hao looked at the line repeatedly with excitement.

That's right.

The text really means that Asian dollars can be borrowed to purchase these industrial equipment. Thinking of this, Wei Hao finally feels that the Bank of Myanmar has begun to play a truly powerful role as a bank, that is, to provide financing channels.

It has not been more than one week since the establishment of the Bank of Myanmar.

Only halfway through, it was two days away.

The overall business consists of only five businesses: deposits, withdrawals, credit cards, transfers, and currency exchanges. They are quite crude and crude. No other financial services have been launched, fixed deposits have not yet been implemented, and foreign loans have naturally not been implemented. Shadow.

Now, the economy in the territory has gradually become active, and businessmen’s demand for funds has become more and more vigorous. In the absence of formal financing channels, a private lending market has even formed. The interest rate is not high, and the monthly interest rate is 100%. About 1.5%, the annual interest rate is only 18%, which is quite low. It can be said that the loan price of cabbage is quite low.

This is also the reasonable private lending interest rate that Tang Qing wanted to maintain before. He did not open a bank before, so he could only stabilize private lending. He didn't dare to think of a 1% monthly interest rate. Others did not have a system. I don’t care how much I earn, so I set the upper limit at 1.5%.

Arrest people when they are high.

When banks open up corporate lending business, they will completely suppress private lending interest rates and maintain them at around one and 1.2. As for the bank’s personal lending business, it will take a while, and banks will take time to come. Establishing credit files, the second reason is that there are not many big items in the territory now, there are no commercial houses, no cars, even the mobile phone has no signal, and every family has not been powered on.

The'business' is really a bit small.

It will take at least one month before there is a possibility of'luxury goods'.

Corporate loans.

It is the main purpose of this investment conference.

It is to complete the loan task of 10 billion Asian dollars.

In fact, the various companies under the Bank of Myanmar can complete this task. After all, they are heavy industry and high-tech equipment, which is of great value. However, the factories have not been built yet, so they can't buy them all at once and put them aside. Okay, whoever is to let it go.

Another method is to deposit the loan in the bank without spending, but this method was rejected by the system. Any loan that is not urgently needed by the enterprise and is for the purpose of operating is not included in the effective loan.

So Tang Qing had to find a solution elsewhere.

That is to expand the economic scale of the territory, carry out the layout of the whole industry, and let everyone borrow money, so that this task can be completed soon, not only that, but also create more jobs, which is conducive to completing another task of absorbing deposits.

Loans granted can be individuals or enterprises, and they are all included in the loan.

But deposits are different. They must be residents' savings deposits to be included in the calculation. Corporate funds are not counted because of the high liquidity.

This is a bit tricky.

Curious about the statistical methods.

Tang Qing has no choice but to complain about it. He can only slowly develop the economy, earn more foreign exchange, increase per capita income, and expand the scale of the economy.

He has a feeling of playing construction games.

I really don't understand how complicated a banker does.

"Leader Zero, can we borrow to buy these equipment?" Wei Hao quickly stood up and asked after seeing it.

Zero slowly said: "Yes, you can buy these equipment with a loan without interest for three years. After that, the simple interest will be calculated at 6% each year, and the limit is ten years. If you choose to borrow, these equipment will become the shares of your registered company. First, the Bank of Myanmar holds supervision. You must provide financial data every month. When you have made enough money, you can redeem the loans you owe. Before the loans are paid off, the banking industry enjoys share dividends."

A simple interest of 6% is one million equipment. After three years, it will be more than 60,000 yuan a year. It will be the same every year. This is a rather strange way. The reason why Tang Qing did not choose compound interest is because these equipment are being sold to them. At that time, they had already charged a not-so-low'transfer fee'. For example, for equipment with a market price of 10 million yuan, the selling price in the mall was just over 3 million yuan, but the price sold to these merchants was more than 6 million yuan.

Directly doubled.

Everyone makes money.

Even some equipment with higher technological content, the more price difference, the more profit.

Therefore, the symbolic collection point for interest is that, because of this, there will be interest-free first three years.

Wei Hao has no doubts.

Others were also very pleasantly surprised. They thought that they would have to borrow money this time. They didn’t expect the Bank of Myanmar to solve their problems directly. As for the conditions, they agreed, but they didn’t know whether the equipment prices were fair, but they were fast in the territory. During the development, there are restrictions on competition with licenses, which is not unacceptably expensive at all.

There was a green light in the eyes of the merchants.

Zero continued: "Okay, you can start voting now. In order to improve efficiency, each of you can choose three industries in each round. If you are the only candidate, you will automatically get the operating license. If there are two candidates, if It is a brick factory with strong regionality, which is inconvenient to transport. There will be a brick factory in a town. At that time, there can be multiple choices, but if the upper limit is exceeded, a lottery will be carried out. After the first round is completed, the remaining projects will be made public. You continue to vote."

Hear the words.

The businessman below began to choose the industry he wanted to do with difficulty.There are several hundred to choose three, the probability is low, one by one thinking hard, and some want ten, but there is no way, only three can choose, and finally only two can be chosen.

ten minutes later.

They tangled up and handed the note in their hands. The opportunity cost of this vote was so great that they were distressed.

Collect the votes and the soldiers count the votes.

Announce the result.

Some are happy and some are worried, and some almost cry.

first round.

Wei Hao and others caught lots, won, and obtained the qualification of a plastic factory.

The other two voting items were lost.

second round.

Wei Hao grabbed lots to get a license for a brick factory, but it wasn't the two towns under construction, but the one on the talented site, and he danced with joy.

then.

The third round.

It was not until the fourth round that the businessmen of the "private enterprises" in the entire hall chose the industry, and the "state-owned enterprises" remained silent.

"Okay, your choices have been counted. Tomorrow you will bring your identity certificate and bank card to the Industrial and Commercial Administration to register your company, lease contact venues, recruit personnel, purchase land for building the factory, etc. As for the factory design and equipment installation work Someone will discuss with you. Now I will announce one more thing. In the future, Bank of Myanmar will open up its corporate loan business. You can use your corporate credit to obtain loans from Bank of Myanmar for your usual business activities." Said.

In the early stage, these bosses are likely to have tight hands, selling land, renting houses, and recruiting people with money. It is estimated that a lot of loan tasks will be completed in the past few days. Tang Qing even implemented a system of first wages in the territory. , This can lend out more, but it’s a bit troublesome to think about it. As soon as I joined the company, I immediately paid one month’s salary. I thought about how such a good thing could happen in the world, so I still failed this'brain pumping' plan.

then.

Zero also announced the various policies that encourage industry and commerce in the territory.

What follows is more and more excited.

Business tax exemption for three years.

Export tax rebate.

Land concessions.

Operating loans.

Industrial support policies.

Done.

Even at the end, Zero also announced a major news that in the future, the territory will introduce four insurance systems for pension, medical care, work-related injury, and maternity within one month, and all employees of the company must make mandatory contributions.

There is no unemployment insurance and provident fund, because as long as there is strength in the territory, there will be no shortage of livelihoods, and there is no shadow of commercial housing. In the short term, a welfare housing system will even be implemented, so it is not included.

The bosses didn't say anything after listening. The'master' of this land has spoken, and listening is, how dare you say a little more than a word, and then, it doesn't add up to much.

This is an internal meeting of the territory. They are all businessmen born and raised in the territory. Next time, they will invite outsiders who are optimistic about the economy here. I am not afraid that there will be no, because the lower limit of mobile phones will be available at that time. Industrial strength, I believe many people will focus on this.

At that time, Tang Qing will come up with more investment projects. If the conditions are right, he can use technology and equipment to exchange the market. Only then will the entire territory begin to get on track.

It was also when the Bank of Myanmar began to exert its strength.

After the meeting.

The merchants went back happily.

Prepare to open company information, prepare to start a new life, why you have confidence in these projects, because the license system, which is equivalent to local protection, coupled with zero-perfect industrial planning, will definitely not make the company lose money.

As for where those devices come from, this is not something they should consider.

at the same time.

Wangsa also knows about the commercial policies and structures in the territory.

I was puzzled.

Ling did not ask him to buy these equipment. How did he start this factory?Is it the equipment provided by Burma?But there is no news at all.

Forget it.

Hold on.

In fact, Wangsa didn't want to take up this business, because the equipment involved was too extensive and it was too troublesome to make it. It would be good if Burmese took the responsibility.

Wangsa also prayed that Zero would not find him.

But what he didn't expect was that Zero would not be able to find him at all. The equipment that Wangsa can sell are basically equipment with no technical content, and some are obsolete. How can they compare with the latest industries in the mall? equipment.

Who wants the rags in Wangza?

PS: Chapter 3, that's all for today, tired!!