Ressurring Network Controversy

( ) "Credit system?"

Liu Yong is a glimpse: "What is this?"

"Liu Chi, our payment is the first to be a third-party guarantee. The buyer is afraid to buy something seller does not ship, the seller is also afraid of sending goods buyers do not give money, so our payment is pushed out, The purpose is to be guaranteed by the buyer. This way, whether it is a buyer or a seller, they all have confidence. "

"I understand this, I have to say that your payment is very innovative, which also makes e-commerce possible."

"So, it is precisely because of the payment of the guarantee. He is in its establishment, he has the characteristics of credit. This lets buyers and sellers believe in us, so our payment will be promoted. Now, the payment of the payment is getting wider, and we have also established a user's credit system through payment. "

"This system passes the user's trading behavior, capital situation, etc ... to judge a person's credit rating. The higher the credit points, the stronger the ability to record him. At the same time, we can reach his credit points. The purpose of controlling risk. "

Chen Yu's explanation made Liu Yong thumbs up: "Well, Chen, how did you think of a credit system?"

Although their credit business has not yet begun. However, if there is a judgment of Huanyu Technology as a compliance capacity, it will have feasible. If the consumer is ready for loan, you can take a look at his credit score. The credit points are not reached, then his compliance capacity is relatively low, and you can refuse to issue a loan. The credit rating points are enough, that represents him a strong ability to repay the loan, this business is also made.

Although this cannot be said that the credit points can completely prevent bad debts, there is such an audit, and the entire loan business is much safe.

"We are so forced by the market. We don't have your bank, you are customers who ask for loans. We are looking for customers to buy things, come to consumption. You don't have business, we have no business. Business, then you have to close the bankruptcy ... So, we think of such an idea. "

"Master, see what you said, as if our bank is like a million."

Liu Yong smiled Chen Yuyi.

However, Chen Yu's words are not so objective, but the reason is correct.

Why do their banks do not engage in credit loan business?

Is them no money?

This is not at all.

They just don't want to have problems with funds.

Of course, they can also think of some ways to reduce bad accounts.

For example, they can also engage in a credit system.

However, because the bank does not have a business, they will not want to think in this direction.

"Mr. Liu, how is it, I have this credit system, this business is not done?"

"Do it, of course."

Liu Yong nodded this time.

Although such a business does not look large, it is actually not.

Think about buying a mobile phone, buying a computer, how much is it to buy a variety of electronic devices?

Even if everyone has hundreds of pieces of more than 1,000 pieces, there are more quantities added.

And there is a credit guarantee for the payment of the Huanyu Technology, the bad account is not, but absolutely can fall to a safe point.

Such a business, their people's livelihood banks are definitely very popular.

There is still a problem in this, not everyone has a payment account.

In fact, it doesn't matter.

Huanyu technology is not possible to do business.

As long as there is a group of people paying, this business is already very big.

In fact, the payment of Chen Yu's payment is very considerable.

In the past, Chen Yu can bind the payment service with the Internet cafe management software.

Internet cafes management account is actually a payment account, and online shopping can also be purchased through Internet cafes users.

It should be, as long as it is online, basically pay the payment account.

"In this case, then make it, the specific operational rules, I will send people to the Minsheng Bank."

"no problem."

"That line, Liu, I will not delay you, I will go back first."

"How is this, you are rare to come here, how do you say that I have to do my best?"

"It is too busy."

"You can also take time, listen to me this time. Yes, there is a banquet this evening, all of the big men in some financial, you will have to deal with them, take you to know."

"In this case, then I will listen to Liu, you are arranged."

Can't get out, Chen Yu can only promise.

......

"Liu, how can I come."

"Is this not bringing a heavyweight guest?"

"Heavyweight, what are you talking about?"

"You look, no eye."

That night, Liu Yong took Chen Yu to participate in the banquet.

However, for Liu Yong, Chen Yu on the side of Liu Yong, many people feel surprised.

I don't know how Liu Yong has brought a young guy?

However, after Liu Yong introduced, everyone is wide and hard, almost can't believe.

"You are Chen Yu?"

"Look unlike?"

"No, no ... is not, Chen, you are really surprised."

To say that Huanyu Technology Chen Yu, which one has heard.

But I have to say that there are still many people have seen it.

Just, although I haven't seen it, Who is Chen Yu.

The name of the person, the shadow of the tree, Chen Yu's name, even if it is a big gap in a financial industry.

"Come come, Chen, I will introduce you, this is the total of the Agricultural Bank."

"This is the general of China Bank."

"This is the general of the Bank of Communications."

"This is the Human of Industrial and Commercial Bank ..."

It's all the big, the lowest is the deputy level.

Chen Yu is holding hands with everyone.

"Mr. Chen, I heard that you will open Huanyu e-commerce accounts in Minsheng Bank, and some account can be opened to our ICBC."

One turned introduction, at this time, the Industrial and Commercial Bank of China always said.

"I said old Zhang, what is the meaning, when my face is a business?"

Liu Yong glanced at Zhang.

"What is a grab business, Huanyu e-commerce business can not have your people's livelihood, a whole."

"No, Liu, you don't know, we all have good time."

The Bank of China also said.

"How to say, I have to give us some."

Zheng Zheng, Mr. Bank of Communications said.

After that, everyone will put their eyes in Chen Yu, this: "Master, what do you say?"

"Everyone, this is good, if there is a chance, we can cooperate."

For them, Chen Yu did not refuse.

After the future payment is large, a Minsheng Bank is absolutely unscrupulous.

Huanyu Technology has to work with the bank of China.

In addition, Chen Yu has to keep paying closely with all major banks at the beginning.

Otherwise, if the payment is not developing, it is killed by their banks, and Chen Yu is crying.

To know that a business such as paying is a third-party payment tool.

But if he is bigger, no bank can kneel.

This is also why the former World Teacher why there is a bottom gas that the bank does not change, we will change the bank.

In fact, he did did it.

But although it did, in the development of the past, the Bank will also pay the payment into the largest competitor.

It hasn't developed so that it has not been developed, and it is a low-key.

Moreover, Chen Yu also allows payment to cooperate with them to let banks taste the sweetness.

In this way, this is also huge for promoting payment.

"I am going, Chen Yu, I know that I don't call you to participate in the banquet."

See Chen Yu smile and said that Liu Yong is so depressed.

If the payment of the business, if it gives another series of banks, the business of their people's livelihood is less.

However, other people are all human, see Liu Yong is so depressed, but it is said: "Liu Yong, don't be so small, then, Chen always says it is your shareholder of your people's livelihood, you think that Chen will also treat Do you live in the bank? "

"That is, we only need you to take a little business."

"Come, Liu, Liu, the cup, I saw Chen Zhengzhen today."

"Cut, you."

Liu Yong was a bitter smile.

However, he also knows.

This is late or later.

The future of Huanyu technology is getting bigger and bigger, and it is impossible to choose the bank of their livelihood banks.

At the same time, from the perspective of funding security, they cannot put a series of funds in the Minsheng Bank.

Fortunately, Chen Yu is the shareholders of Minsheng Bank, and the first series of business is the first to consider their livelihood banks.

For this reason, Liu Yong is so comfortable.

......

the other side.

At the same time as Chen Yu participated in the banquet, the Shenzhou Computer Founder Wu Navy has been thinking.

He is actually not completely do not want to join Huanyu Technology.

Everyone knows that the Huanyu technology platform is large, and the future potential is also great.

They are only a sales computer, and there is not much technology.

But it is my own, he is a boss in Shenzhou.

Ning is the chicken head, not for the phoenix is ​​a lot of entrepreneurs and the next idea.

But Chen Yu's invitation, this makes Wu Navy to have some expectations.

It is hard to rely on himself, and he is hard to do how great the Shenzhou.

then.

The joining is still not added, the Wu Navy is incomparable.

"Zhou Yong, Huanyu Technology Old Total Chen Yu invites me to join them Huanyu computer, what do you think?"

"Join them around the computer, why?"

"Their Huanyu computer lacks a universal union, I just make up this lack."

"But what do we do in Shenzhou?"

"Chen Yu's meaning is incorporated into the ring computer, but Shenzhou can continue to maintain an independent brand, so I can also take care of Shenzhou."

"Can we Shenzhou are not planning to list?"

"Listing?"

Don't say it, Wu Navy is almost forgotten.

In fact, there is basically no entrepreneur who is in such a major thing like listed.

But if the Shenzhou has already submitted 3 listing applications?

Yes.

As early as a few years ago, Shenzhou launched a listing application.

However, the first time I was quickly hit.

Wu Navy did not be discouraged, and the second year continued to apply.

The result was called again for the second time.

Wu Navy continued to apply, and the third time still has been returned.

The fourth year, that is, this year's 2005, Shenzhou once again.

I haven't brought it to the other side, but Wu Navy has felt a little tired.

In order to go public, they don't know how long it has been raised, but it failed again.

"Zhou Yong, do you think this time we go to the market?"

"Hope is big?"

Zhou Yong said: "The major brokers revealed to us a few days ago, and we should quickly apply for our listing applications. And this year, our performance is so good, there is a lot of probability to go to the city."

"Hope."

Wu Navy, certainly hopes to be listed.

But this kind of thing, he can't stand around.

However, think of listed, Wu Navy's invitation to Chen Yu is slow.

No matter what to say, first look at the head batch and say anything.

A few days later.

There is news on the other side.

Shenzhou listed application, the fourth time was returned.