Rewriting the Technological Scenario

At this time, it is five big characters on the big screen: Internet Insurance.

As the saying goes, banks can be closed, but insurance companies cannot be closed.

Especially the boulder level insurance company, the state will do every way to let you live well.

Insurance has also encountered new changes in the Internet.

In 2013, the country began to mention Internet insurance. In 2014, the country began to vigorously promote and encourage people to buy commercial insurance. All of this will also appear in this world. The only difference is that the previous 2015, BAT-headed Internet businesses began to vigorously The development of insurance industry has now become a wind group.

But the Internet company wants to enter the insurance industry is not easy, because the license is too difficult, some licenses or even have not let it do, I want to enter Internet insurance, I can only get some licenses through the acquisition, however more comprehensive and traditional insurance companies There is still a significant gap.

However, the rice is a one-sided, first entering this industry is the first thing to do at the heart of the wind.

"Business Insurance can say it is very low in our Huaxia's penetration rate. Why do you have this situation, it is very important because science is not enough. You should remember that many people have not willing to pay for more than ten years ago. And now everyone is competing for the lack of social security agents that year.

As for the importance and significance of commercial insurance, the country has already put the coverage of commercial insurance, and the value of the scientific business insurance is started. Here I believe that I don't need me to say, at least one point can be confirmed. Yes, commercial insurance itself is a good product, just because some reasons make us some resistance to this product.

For example, our traditional impression of commercial insurance, the year of commercial insurance, have to admit that some insurance practitioners have led to commercial insurance, and they will be almost clutched with the pit, and even people will spit, sell commercial insurance. Selling six pro does not recognize.

These traditional impression make many people have a natural resistance to commercial insurance, but I still have the sentence, business insurance itself is definitely a good thing, so what we have to do will change something.

There is also a very important factor to prices, this is believed that the insurance is deeply understood.

It can be said that our capital's insurance classification is very small, and these years have been pushing some binding packages, and they have to be more than one year.

China's current per capita annual income I still have a level of about 50,000, take more than 20% of income in one year to buy insurance, insurance practitioners will tell you that this proportion is normal, but our Huaxia's consumption habits are special of.

And everyone is very clear, truly need insurance, especially those who need a big illness, but the relatively poor people, because a disease may ruin them a family.

Such families can not afford or do not want to bear high insurance expenses. This is actually a contradictory point. The more you need commercial insurance, the more you can't wait.

Since Internet insurance began to develop, some people say that this is the arrival of insurance 2.0 era, then I think we must solve the problem in the new era should be this contradictory problem, let people who really need insurance buy insurance, let business insurance China's real shoulder the role. "

In many people, Shao Yipo said that these words seem to be in the traditional insurance company, but in fact, Shao Yao is worthwhile, because when traditional insurance companies are learned to know the wind group to engage in Internet insurance, the reaction is seeking Cooperation.

After all, the shortcomings of online insurance is actually very obvious. For a self-help purchase problem, the current Chinese people have basically no insurance knowledge, even the most basic insured guidelines are unclear, the contract rules are also their own It is really easy to cause insurance.

Another problem is the license problem mentioned above. The Great Breeze Group acquired 6 companies in these years, and now I have not got the design qualification of life insurance. Nowadays, there is a lot of difficulty in giving a complete insurance design qualification.

There is also a problem is that Internet insurance is based on a new product based on big data. It is difficult for insurance design. It takes a lot of experience in insurance. In this regard, the Talent Reserve of the Great Breeze Group is not possible. ratio.

Therefore, the traditional insurance company found Shao Yi Bao after learning this news, and they mean that since the time has pushed the insurance to this step, they will not refuse the Internet, and the country has been clearly clear business insurance coverage requirements last year. They are also willing to embrace Internet insurance.

As a largest traffic entrance in the country, the Great Breeze Group certainly wants to cooperate.

Therefore, Shao Yao went to show in the launch conference, it is a few subdivided insurance products. If you get a big risk, you can buy pure big illnesses. Don't have to go with life insurance, the price is low. a lot of.

In addition, the cost of the Internet sales is reduced, and the price of insurance is further reduced.

However, many people noticed that these insurances are not designed by the wind group, but is designed by people, Ping An, etc., that is, the wind group is more like selling traditional online platforms.

Fortunately, Shao Yao took out an insurance product designed by the insurance company acquired by the wind group, proved that it is not a simple sales platform, but it is a comprehensive cooperation with traditional insurance companies.

The first insurance product launched by the wind group is called the electronic insurance.

"The so-called electronic insurance is an insurance on our electronics. This year, everyone should have heard a statement, that is, electronic products entered the low frequency replacement era.

Simply, our mobile phone, our computer can now use a three-year five years or even longer to change, even with the quality of electronic products continues to improve, we will be updated in the future may no longer be because the product is broken. But because it is really tired.

But the problem is that the phone's chip, mobile phone system can support us for five years, but in the five years, our products will inevitably encounter some bumps, change and feel unnecessary, repair, and feel expensive.

Just like many friends on the Internet, you can buy a mobile phone before the mobile phone now.

The electronic insurance is produced in such an era, let's take a look at the instructions of the electronic insurance.

During the insurance period, the insurance labeled in the insurance policy is in the process of normal use, due to falling, oscillating, squeezing, collision causes the display screen to break, or due to the use of functional failure, or ... The insurer is responsible for the maintenance costs generated by the insurer's repair mechanism, and the insurance company is responsible for compensation in accordance with the agreement of the insurance contract.

Use functional failure: refers to the failure of the electronic product that cannot be used in accordance with the basic functions of the preset. "

After waiting for the core content of the insurance, Shao Yi Bo looked at the audience under the stage. "I just seem to hear someone who said this thing and extension.

It has been extended in the country last year, but warranty and insurance are totally different.

The essence is that quality warranty is the failure of the product normally used, and the insurance premises is the failure of the product abnormal use.

For example, your mobile phone accidentally fell, this is not a matter of quality, but this is the insurance of insurance.

As long as in the insurance, you will take a damaged product to our maintenance point, we will bear the corresponding maintenance costs, and we provide direct delivery, once the repair shop confirms the insurance benefits, you directly The money does not have to spend.

Maybe someone will be curious, then I deliberately fell to the mobile phone and break the screen and went to practice.

Then I can only say, first, you must go to fall, it may be bad, but it is not only the screen. What kind of hidden dangers will be involved, will not involve damage to the insurance range you have to consider, and say You can get out of the product directly to get the product completely.

Second, we will have a certain means to detect whether it belongs to the intentional person, this ability is also believed in us, and your behavior may affect your historical credit. "

Third, we are willing to believe in the quality of most people.

In addition, our electronic insurance offers packaging insurance for different products. For example, you can pack Hongmeng mobile phones and Huawei mobile phone. We also include all-in-door repair, free inspection, free care, and many other services. "

Whether it is an extended warranty or an electronic product, in fact, in fact, it has been popular very early. Domestic development is relatively slow. Last year, we have extended warranty. This year, the wind group as the most representative electronic product enterprises in Huaxia, launched Electronic insurance.

Also through the electronic insurance, the wind group is an officially entered the insurance industry.

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