Sign to a god of wealth

Chapter 64 Loan application is like an exam

Ye Chen, Li Yanfang, and Secretary Rong ride in a Lincoln commercial vehicle, and other staff members of the China Development Bank take another commercial vehicle.

Today I came to work on site, so Ye Chen called the staff responsible for credit.

I have already said beforehand: the credit review still needs to be reviewed.Those who do not meet the credit standards can only be approved by Ye Chen with a guarantee.

in fact!It is to lend money to old classmates in disguised form to support their business.

Audit is a must, and only in this way can I know in my heart.

and also!Determine how much to "loan"!

If the other party has a problem, even the relationship between classmates can't "loan" too much.

China Agricultural Development Bank is a private bank, and some systems may differ from other banks.

Most banks: only lend money to wealthy people, famous companies, and companies that make money.If there is no personal relationship?Once the company was found to be out of order, the confession was immediately discontinued, without any human touch.

If a loan officer or a certain leader has a personal relationship with the company, it means they can benefit from it. If the company is going to go bankrupt, they continue to lend.

I can't get back the loan, the bank is losing, and the personal pockets are inflated.

The Agricultural Development Bank is different: every loan must be carefully reviewed.

It depends not only on character, but also on the management ability of the company’s managers, whether the company can get a share of the market, whether it has market prospects, and so on.

If this enterprise meets these requirements, the China Agricultural Development Bank will be a gang to the end until the enterprise becomes alive and strong.

A word!The Agricultural Development Bank focuses on support, not immediate benefits, and it is not allowed to encourage the private pockets of certain powers.

Because it helps countless entrepreneurs succeed in their businesses, so!China Agricultural Development Bank has received the greatest return!

These companies supported by the Agricultural Development Bank are all major customers of the Agricultural Development Bank.

For example!The current Nanxiang Group is an enterprise supported by the Agricultural Development Bank.

In the previous Nanxiang Group, other banks did not lend to them at all.In order to survive, they can only borrow high interest privately from Jinsheng Group.Jinsheng Group, on the other hand, took a normal loan from the Agricultural Development Bank, and then transferred it to Nanxiang Group, which was the former Nanxiang Machine Factory, with high interest rates...

Is this reasonable?

What does this show?It shows that the Agricultural Development Bank still has problems in credit review.

After Ye Chen took office, he enlarged the market research department.

The market research department of ABC not only reviews and investigates companies and individuals applying for loans, but also actively investigates the situation and market prospects of other companies...

The role of the market research department is equivalent to a professional investment consulting company.

Nowadays!Ye Chen brought in senior market research experts from the headquarters of China Agricultural Development Bank.

Although I should lend money to my old classmates, I still need to help.

Can these companies started by old classmates expand the market?Can it continue to exist?

can!We must vigorously support.Can't!It is necessary to give guidance, let it transform or something else.

Long Fei and other old classmates were already waiting at the entrance of the Xijing Hotel, looking forward to the arrival of Ye Chen, an old classmate of the God of Wealth.

They not only booked a room in Xijing Hotel, but also a small meeting room.

The loan application materials are all ready, and!He also brought his own company's "think tank".

Where is this loan?This is an exam!

A company that can obtain a loan from the China Agricultural Development Bank is equivalent to having passed the test of the China Agricultural Development Bank, and your company will have development prospects.

Once it is considered a loan-supported object by the Agricultural Development Bank, then!Above the loan amount, it is not the amount you want.Instead!There is no upper limit!

In other words!If you pass the loan application of the Agricultural Development Bank, it means that your business may have unlimited development space.

To apply for a loan from the China Agricultural Development Bank, you must first consult the Credit Department of China Agricultural Development Bank.then!Either get relevant information or download the mobile APP.It contains everything, clearly written, what materials and documents do you need to prepare...

"Old classmate! You are here! Ah! Ah!..."

Seeing Ye Chen's arrival, Long Fei quickly stepped forward to greet him.

result!Seeing that there were two other women accompanying Ye Chen, he suddenly felt a little embarrassed.

What surprised Long Fei and others was that Ye Chen also brought more than a dozen staff from the Agricultural Development Bank.

Nima land!This is stricter than the exam!

They have only seven students, but there are nearly twenty invigilators in the China Agricultural Development Bank.

"This is my wife! Li Yanfang from Nanxiang Group!"

"Hello! My name is Long Fei!"

"This is Secretary Rong!"

"Hello there!"

"They belong to the Credit Approval Department of our Agricultural Development Bank, so I won't introduce them one by one! Go! Let's go in and talk!"

"Okay! Please!" Long Fei made a "please" gesture and invited everyone to enter the hotel.

None of the other old classmates stepped forward to greet them one by one. The entrance of the hotel was not a place to greet and could not influence others.

More than a dozen experts from the Credit Review Department of the Agricultural Development Bank, carrying laptops and items needed for on-site office work, followed Ye Chen and others into the hotel.

In the small conference room of the hotel, the think tanks brought by Long Fei and others were all lying on the conference table, looking at the laptop or paper materials, and making a final check to see where there was something inappropriate.

If there is something inappropriate, it must be revised immediately.

time is money!

After entering the small meeting room, everyone was no longer polite and immediately entered the review stage.

After reading the application materials of Long Fei and others, experts from the China Agricultural Development Bank called Ye Chen aside.

They want to hold an internal meeting and make a final decision after discussing it.

When Long Fei and others saw this, their heartbeat accelerated on the spot.

I thought: Whether we can succeed or not depends on the present.

Seeing Ye Chen and the others came to the side to discuss in a low voice, Long Fei and the others glanced at each other, not knowing what to do.

Secretary Rong and Li Yanfang, just like the okay person, sat on the side and whispered a woman.No time!There was also the chuckle of the two "guckling".

"We have read the application materials, and they all meet our bank's loan support standards. But!..."

The presiding expert shook his head and looked at Ye Chen without speaking.

"But what?" Ye Chen asked.

He also took a cursory look just now, and found nothing unusual.

"Your old classmates? Are you kidding me?"

"What's the joke?"

"You old classmate Long Fei! Have you seen how many loans he applied for?"

"How much?" Ye Chen asked.

I thought: How much can he apply?

How much can he apply for if he runs a gym?

"He wants to open a national chain store, and he is still unwilling to raise funds, so he wants to open it as a sole proprietor. So! He applied for this amount, and some of it makes me unacceptable..."

"How many?"

"5 billion!"

"5 billion?" Ye Chen was frightened on the spot when he heard it.

This this?Is this going to eat me Ye Chen?

If this is a loss, I will lose 5 billion!

5 billion to open a gym?

Really!Unheard of!