"Sir, I hear you've started lending gold?
"... Could it be, Master Carlos?
"Hmm, the knight's share lies in ruling the land. It's not about lending money and fattening your personal belly. I don't think that's a good idea."
"But I've already started lending..."
"Oh, that's what I hear. Well, come on. Is the content predominant in agricultural land development?
"Yes, you're right, Master Carlos. So far, we've asked the lender to develop the farmland with that money, and we're going to take the form of paying it back over a few years."
"Okay. But if too many knights fall into non-repayable situations, I will have to move to solve the problem as lord of Fontana territory, too. At best, don't get me wrong about additions and subtractions, Ars."
"Okay. Thank you for your advice, Master Carlos."
Oh, I was wondering if they might disagree, but apparently Carlos allowed Barca to start a financial business.
It just doesn't seem like a very chivalrous act after all.
Is it not forbidden, but it is not a desirable act?
But having said that, I certainly don't have the option of not doing it because I'm making money.
Because agricultural land development is only a trigger.
If the Barca knights [tidy ground] or [soil improvement] in the knightly territory that lent them gold, the harvest will surely increase the following year.
but that's actually that far to go.
In the following year the increased yield will again decrease.
Of course, [tidied] fields are easier to farm than ever before.
Besides, it would also be possible to expand the area of the field itself.
but the effects of [soil improvement] will not be passed on until the next year.
The land that has asked Barca to work will have a dramatic increase in crop yields, but we must continue to ask Barca to work ever since in order for it to continue.
I probably won't be able to take the option of not asking.
All in all, territory is more important to knights in the values around here, and territory is the place where wheat can be taken, that is, the amount of harvest, which is important to knights.
You won't be able to let go of it yourself once you have the harvest in front of you.
By the way, that is also why we set the repayment period of the loan at several years rather than the following year.
It would be an illusion if the amount to be returned in a year were small, as if the money you borrowed was small.
However, it is certain that the money that must be repaid in the following year and in the following year will occur.
And you have to keep making wheat to get that money back.
Ask me for a job.
But there are fatal flaws in this plan.
If I only listen to this story, it makes me wonder if Barca can continue to make money forever.
but it wouldn't actually happen.
Probably bankrupt into a not-so-distant future.
That's because the market for wheat falls.
If we can get far more than the wheat harvest we've had so far, we can sell and cash the surplus.
That's for sure, but if many of the other Knights follow it and grow their yields, the unit price of wheat will drop.
Probably fine for a few years.
After that, however, wheat of the same weight as now will surely be traded at a lower price.
Then harvesting a lot of wheat would have a low selling price and not more gold in hand.
That is why it was necessary to have a way in advance to solve the problem.
The solution is alcohol.
It's also a distiller that has never existed before.
Distilled liquor made from wheat harvested and made and concentrated by distiller.
Making a squirt of alcohol from a large quantity of wheat should help reduce dubbed wheat by increasing yields.
In other words, turning wheat into liquor prevents harvested wheat from being traded in large quantities and unit prices from dropping.
Whatever. In the beginning, Barca can buy the wheat and make the liquor.
Monitor the wheat market to avoid price collapse and turn the required quantity into booze to sell it.
Probably won't fail.
If we get that far, we should probably be in a state where many knights in Fontana territory borrowed money from Barca.
All you have to do is teach the knights how to brew and Barca will be better off just taking on [soil improvement] every year.
"Hey, are you listening"
"What is it, Master Carlos?
"At all, were you even thinking about something terrible? Again, I don't mind you lending money to other knights. but don't forget to spend the money."
"Spend money? Barca thinks it's pretty rough on money?
"No, a lot of the money you use would be servant beast eggs, etc. That's not made in Fontana's knighthood. Otherwise, you can buy other knights to make in your territory. Otherwise, the money will spin in Fontana territory."
"Oh, I see. Most of the money I've earned has disappeared into paying the servant beast eggs or the church. Is there just a place where Barca makes things that he buys away?
"You find out for yourself. Talk more with the other knights. Even if it's commercial, if you've always been with other knights, you'd be interested in discussing it when you rub it."
"No, Master Carlos. I always want to discuss and solve problems."
"If that's what you're saying, actually do it. All right?"
Carlos poked me to the verdict.
Well, the knights may have problems with each other that it is indeed just a matter of borrowing gold.
but is there a product that I would like to buy in Barca?
I was supposed to have homework from Carlos.