After coffee time, I came to the president's office.
The president's office had two monitors and a high-performance printer.
I made all ten copies of the checks given to me by the Chairman of Group G. The copied check was kept in a file.
And I visited a commercial bank in Yeouido and opened five accounts.
I first deposited 10 billion won in checks given by the Chairman of Group G.
The bank clerks at every bank that made the deposit were wide-eyed and the branch manager came to greet them.
I gave my business card to the branch managers to prove that I was not a strange person.
"Oh! You were the president of a private equity firm. I look forward to working with you."
"Customers' money. These are the money you're going to get out of there right away."
"Is it a slush fund to see you go into and out of your boss' account instead of going straight into a private equity firm?"
"I'm not sure about that."
My legs hurt and I was tired because I went around 5 banks.
I was looking out the window over a cup of coffee at the office and the conductor came in.
"Did you open your bank account?"
"It's open. First of all, I was scolded by the branch managers for bothering me with 10 billion won in deposits."
"I would have. Ten billion is a lot of money. That's too bad. It would have been nice to invest that money in a company that's supposed to be listed in high quality.”
"Are there any companies that are expected to go public now?"
"I'll have to look it up. Englewood Lab, a listed company we invested in with JS 1 and 2 funds, went public and hit the ceiling today."
"What kind of company is Englewood Lab?"
"I'm a cosmetics manufacturer."
"I'd like to invest in such stocks, but I'm sorry to hear that you're only investing in G-group stocks."
After Jang left, I fell asleep while reading the economic newspaper.
I couldn't sleep well last night, and I was tired because I was walking around five banks this morning.
I was buried in the boss's chair and fell asleep with my mouth half open.
I took a nap.
In my dream, I was walking along a village road with the villa of the chairman of Group G in Yangpyeong.
A woman in front of her was walking.
"Are you the housekeeper at the villa?"
She was like a housekeeper or an old lady working in a red pepper field.
However, considering that she was a servant, she seemed to be a woman of the family.
"Ho ho ho ho."
The woman burst out laughing.
Then she turned around and looked closely at her, she was Mrs. Baek.
"Ah! Grandma!"
"Ho ho ho ho. Were you surprised? You bastard!"
"I'm surprised, but why are you here?"
"I came to see the land."
"Are you coming to see the land?"
"Shouldn't you let go of your place?"
"The seat? I want to buy land here, too. I'm going to buy a couple ring like this and build a house for you."
"You're not supposed to be here yet."
"Why?"
"This is the neighborhood where an old man like me, or a chairman of Group G who's dying tomorrow! Buy land here and you die."
"Am I going to die?"
"You can go back and buy a building or an apartment in Seoul."
"I've been doing stocks, but I haven't touched real estate. Shall we go up?"
"Huh. Didn't you hear the story of Chang, who works with you?“
"What's the sound of the conductor?"
"You said so. Currently, 14 districts, half of the 25 autonomous districts in Seoul, are hitting new highs every week. Now I can hear from heaven that the common people will find it hard to buy a house."
"Well, I think I've heard it once."
"I heard you're lifting regulations to stimulate the economy. I hear you're easing regulations on home mortgage LTV and DTI, the total debt-to-income ratio?"
"Well, I think I heard that, too."
"I used to make money as a construction owner. But right now, it's better to buy real estate that's short of supply than construction stocks. Moreover, it will continue to rise due to the shortening of the reconstruction period and the abolition of the ceiling on the sale price of apartments in the private sector.”
"Will it really go up?”
Choi Soon-sil's case broke out and Jung-kook is all interested in it, but on one side, it's scary. Furthermore, if we had a presidential election, we'd sneak up from behind."
"Hey, if the opposition takes power, won't they regulate it?”
"I will. Either the ruling party or the opposition party. But if you want to do it now, you have to do it now. What's the point of regulating it after it goes up? Real estate has a property that doesn't fall off once it goes up."
"You mean the time for real estate investment is now?"
"It's rather late. You bastard!"
"Then, since the polarization is severe, I'll have to throw baduk balls in three Gangnam districts in Seoul."
"Right. It's good for transportation, for commercial development, and for apartments with brands."
"Brand?"
"These days, the apartment names are so weird... You know, it would be nice to have an apartment like Nelemian or a world where the people are comfortable."
"It's not a comfortable world for the people, it's a comfortable world. Neremian is also Remian."
"Right. I come over from the north and sometimes your horse pops out. Don't buy land here in Yangpyeong."
"Okay, Grandma. Thank you for always giving me advice."
I woke up.
And I thought hard while drinking the water in front of the desk.
Like my grandmother said, I thought real estate might be now.
I also had the perception that real estate is now.
I didn't know that it passed the confirmation process through the form of a dream using the medium of grandmother Baek.
I didn't know it was a sign of my consciousness.
I called Chang.
"You say real estate is going up a lot these days, right?"”
"I go up after a nap. There's more than a year left before the presidential election, and when the Choi Soon-sil scandal is in turmoil, the rich in Gangnam are moving toward real estate first."
"Is that so?"
"If I have money, I will do the housing rental business. The government is more about revitalization than killing real estate. To boost the economy, it's right to boost real estate, but it's also a bad thing about rising real estate."
"Then do you mean you don't have strong regulations?"
"Register a home rental business. We're laying a flowery path for the home rental business. I heard that the housing rental business will also be exempted from the annual property tax and the comprehensive real estate tax."
"If the opposition takes power, wouldn't they have a strong regulatory drive policy?”
"Even if the opposition were to take power, there would be a lot of things to do first, so would we start with real estate regulations?"
"Hmm."
"Do you know where the top officials in economic ministries, such as the Ministry of Strategy and Finance, the Financial Services Commission, the National Tax Service, and the Ministry of Land, Infrastructure and Transport, are living now?"
"Where do you live?”
"We surveyed 30 high-ranking officials of Grade 1 or higher, and 15 people live in 3 Gangnam districts. Moreover, they are professional officials, and they are more likely to remain in the same position even if the administration changes."
"Is that so?"
Seeing me agonizing, Deputy General Manager Chang pressed me.
"Mr. President, 200 billion won is a windfall in a way."
"Do I have to get to the bottom of course.
"We just need to buy G Electronics and G Development stocks 100 billion won each anyway."
"That's true."
"In fact, it's not easy to buy 100 billion shares."
"So you're not asking me to buy it tomorrow, are you telling me to buy it within a year?"
"You can take over what other institutions or asset managers have."
"But wouldn't it be a little expensive?"
"Some of the bad things about the stock market are probably institutions and asset managers that are trying to sell."
"I'm sure you will."
"It's good to buy stocks on a daily basis, but there will be a way to buy them on a one-time basis like that's how we do it. First, use the money you received. Create a real estate leasing company."
"You're saying to get a rental income."
"No, the ultimate goal is profit from the sale.”
"How much are the luxury apartments in Gangnam now?"
"On a 30-pyeong basis, it's usually 1.5 to 2 billion. My friend who owns real estate in Gangnam told me to hold on to it because it will almost double in three years."
"Hmm."
"Or a gap investment."
"Gap investment?"
"The gap investment is a technique used when the gap between selling price and charter price is small. You buy a house with that much money and then you supply it as a rental house instead of buying it yourself. It is an investment technique that makes profits by selling houses when housing prices go up. You buy 20 for 10."
"Then you can try it yourself."
"Oh, I can't afford it. I always have ideas, but I can't catch the rich and the crotch. Money makes money, so I can't even wake up."
When I heard the story of Chang, I thought about it.
[If you buy 100 1.5 billion apartments, it's 150 billion. Can't we buy 80 more units if we invest this gap? Then it's 180 units. That's 270 billion won! If I eat only 30% of the tax deduction, if it's not double, I'm going to eat 80 billion won?]
I thought I could make a lot of money if the real estate was good.
However, real estate was not much to be desired because it was the main culprit that drove homeless people into despair and widened polarization.
"In the end, we're going to step into further disrupting the order of the housing market and deepening polarization."
"Mr. President, in a nutshell, most stocks also run through ant's money. Real estate investment, while crushing the hopes of homeless people, doesn't run through other people's money."
"Yes, but..."
"There's a saying in the old days. I told him to come out if there's anyone who's gotten rich without being blamed."
"It's good to make a profit from business activities..."
"That's fine, but it's a tough world unless it's inherited. Real estate seems to be your last chance, so give it a try and take over the company you want. Build a J.S. kingdom. Who's the boss? Isn't that a legendary super ant?"
"Then would you ask the friend who owns a real estate in Gangnam to come?"
"Okay. If the owner of the private equity firm asks for it, he'll come running like a bullet. Now he owns real estate in Daechi-dong."
"Really? But can you leave the store empty and come here?"
"I'm not alone. I'm with my junior. He went to college with me, but he came to Seoul and went to the real estate department of Konkuk University. I'm a friend with a master's degree in real estate."
"You must be familiar with real estate."
"Not only do I know well, but I'm a doctor. So he doesn't have a doctorate, but he calls him Dr. Lee. His last name is Lee.”
In the afternoon, I was sitting cross-legged watching a movie on the Internet.
The conductor brought a man in.
It was a man with a slightly dark complexion and double-purple face.
"This is the real estate agent I told you about."
"Oh, is that so?"
"I stood up from my seat and gave my business card. The man brought in by Zhang also gave me a business card. The business card was Daechi Real Estate and even had a master's degree in real estate next to its name.
"My name is Lee Won-kyu."
"I'm Choi Joon-sik. Have a seat."
As I sat down in the chair, Hong Ji-young brought green tea with a whimper.
A man named Lee Won-kyu glanced over me.
I nodded at the luxury suit I wore, a watch worth tens of millions of won, a diamond-stained coupling ring and a high-end silk tie.
I recognized with one glance that he is a rich boss.
establishment of real estate leasing corporation