I heard a password ring at the front door. It seemed like someone had come.
Unyeong stood up.
"I think he's here."
A young man with thick gold-rimmed glasses came in.
Eunyeong said with her father sitting down.
"The train is here. You're a little late."
"I'm behind in traffic.”
"The man that Unyeong said came. Just say hello."
I stood up.
I put my hands forward and bowed my head at an angle of 60 degrees, though I didn't bend my back much.
"My name is Choi Joon-sik."
Eun-young said in a saucy manner, reaching out her brother's hand.
"I'm Park Woon-chul. Nice to meet you."
Maybe because Eun-yeong had white skin and thick gold-rimmed glasses, she looked like an elite.
said Eunyeong.
"Take off your coat and sit here, too."
"Yes."
Eunyeong's mother brought Eunyeong's cushion to her brother.
Eun-young sat on the floor of the living room and looked me up and down.
Eunyeong followed her son's car.
Eunyeong's brother also drank tea with both hands.
He seemed to know quite a bit about tea-drinking tea ceremony.
The five sat in the living room and all drank tea with their hands.
Unyeong knelt on the cushion and drank tea without having yangban legs like me.
My brother looked at me unpleasantly from head to toe, drinking tea.
Then he nodded what he found.
Breaking the quiet air, Eunyeong asked me.
"How old are you?”
"I was born in 19XX."
"You're two years younger than me."
"Oh, is that so? You don't have to talk so polite to me. Brother."
When I called him brother, the whole family seemed to like him.
"I heard you work for a private equity fund, right?"
"Yes, that's right."
"What did you major in?"
"It's management information."
Fortunately, my brother did not ask for the name of the school.
"Have you been to the army?"
"Yes, I've been discharged due."
"I'm a military doctor. I used to work in Muui Village."
"Oh, is that so? I've been discharged from the ranks.
Eunyeong's parents listened to me and Eunyeong's brother talking.
"How did you come to run a private fund company? Did you originally work for a securities firm?"
"No, I originally started my career as a freelance full-time investor in securities."
This remark was a lie.
I was a person who started out as a part-timer.
He worked at a small factory in Myonghak area, where he worked in almost 20 different jobs and later became one of the top four insurance policies.
"So you started as a full-time investor and then you started a private equity firm?"
"The manager of the securities firm we were trading at the time asked me if I was willing to work as a private equity firm. He said he would introduce analysts who were pushed out of the brokerage house to restructure."
"Hmm."
"A private equity fund should have a minimum capital of 2 billion. The analysts pulled me in because they didn't have enough money to start a business."
Eunyeong's family listened to my story with a stiff neck if it was interesting.
Eunyeong pretended to know her father.
"That's right. Private equity firms have a minimum capital of two billion. Maybe it's been down since last year, right?"
"Yes, it is."
asked Eunyeong again.
"So you must have made two billion won in stock investment."
I said with a smile.
"I'm not going to invest alone, I'm going to do it together. They invested as much as they could, and I decided to invest only what was lacking. My share was 80%. And then I gave it to the employees, and now it's 78 percent.
When I spoke without pretense, Eun-young nodded.
It was estimated that if he had a 78 percent stake, he would have 1.5 billion to 1.6 billion won in his own money.
He gave up the hospital, opened his hands to his parents, and now he is struggling to pay interest, but I thought it was great that he had 1.6 billion won.“
"How's Samo Fund doing?"
"I'm getting by. We have over 40 billion assets today."
"40 billion?"
Eun-young looked at me with her eyes wide open at the sound of 40 billion won.
"You seem to have attracted customers' money. That's great. But these days, private equity firms say there are a lot of people who cheat with gossip. What's going on?”
"Of course there are people like that. There are people everywhere who are cloudy with water. Don't doctors and bad people harm patients with hypertherapy?"
"Then how do you tell a swindler apart?”
said Unyeong, frowning.
"Oppa! Why do you keep asking questions like that?"
As expected, Eunyeong was on my side. He didn't seem to like his brother was interrogating me. Moreover, he seemed to have been offended by the fact that he had accused private equity funds of fraud.
Eun-young's mother seemed to be in a good mood as her son drove me.
said with a smile on his face.
"Let's talk about some fruit."
Then he picked up the fruit with a small fork and gave it to his son.
Eun-young said, biting off a piece of apple pieces.
"No, I just wanted to know a little."
I smiled mildly and said leisurely.
"First of all, we should suspect private equity firms that guarantee principal is guaranteed. We've never talked about principal guarantees while attracting 40 billion won. The Fund is bound to risk any loss of principal. There's no risk, and if you guarantee a high return, you have to be suspicious."
"Well, that's a plausible story.”
Eunyeong's father was also a banker, so he listened to my story hard.
Eunyeong said, eating an apple and putting down my fork.
"If you have a business card, give me one."
I gave my business card. Eunyeong gave me her business card as my brother looked at my business card. He was the director of the hospital in Ilsan. Next to his name was the letter "Doctor of Medicine."
I kept saying.
"The second is to make sure that the private equity firm is audited externally. Even the person who is famous for being rich in Cheongdam-dong did not receive an external audit. Investors only think they can make money, and they don't really check this."
My brother looked at my business card and said,
"So the fund company run by CEO Choi gets an external audit?”
"We've been established for less than a year and we haven't received it yet. We're getting it next year."
When J.S. Invest said it had not yet been audited by the outside world, Eun-yeong had a slight sneer on his face.
"But we can check some of our investments. There is a listed company called Mokang Tech, and if you go to the stock site, it says that we acquired 3.5 million shares of this company. We'll be able to check the disclosures."
said Eunyeong.
"It was last time I heard and checked. They announced that they acquired 3.5 million shares from JS Invest.”
said Eun-young.
How much is 3.5 million won?”
"That's 17.5 billion at the time of acquisition."
"17.5 billion?"
Eun-young sure seemed surprised by her brother.
Compared to him struggling with a billion-dollar loan, this man certainly thought he was on a scale.
said Eunyeong.
"Come on, let's have dinner and talk."
Eun-young also responded if my mom was interested in my story.
"Yes, I've finished the rice, and I'll just put the stew on it, so go eat."
Then Eunyeong's mother got up and went to the kitchen.
After a while, Eunyeong unpacked the rice and Eunyeong's mother cooked the stew.
The smell of fish made me look like a frozen pollack.
And put an electric grill on the table and baked the bulgogi that had already been marinated.
Eunyeong said father.
"Come on, let's go to the table."
We all went to the table in the kitchen.
The table was supposed to seat six people, so there was plenty of room.
I sat on the floor and moved it to the table, and I felt like I was going to live.
It was because my thigh hurt a lot when I sat on the floor with my legs crossed.
I took off my coat and hung it on the chair to eat.
Eun-young looked closely at my brother's flashy high-end watch and coupling ring on my wrist.
Eun-young's dad went into his room and brought out a bottle of spirits.
Eun-young's dad poured the brew and gave it to me first. And Eunyeong gave it to my brother. When Eun-young tried to pour her glass, I grabbed the bottle and said,
"I'll pour you a glass."
"Should I?"
Eunyeong's father gave me a bottle of liquor.
I poured reddish liquor into a glass of spirits.
As I grabbed the bottle, Eun-young looked at her mother and said,
"I'll have a drink with my mother, too.
"I can't drink."
Unyeong got up quickly and brought two glasses.
"Just a little bit, then!“
In the meantime, Eunyeong did not make a face that she disliked.
I only poured half the brew into my mom's glass. And I poured only half of Eunyeong's glass.
Eunyeong said father.
"Come on, this is fate, so let's have a drink!"
Five people at the table bumped into a dainty brew.
Eunyeong's family seemed to accept me.
Eun-young's brother drank all the spirits in the glass, but I drank only half of them.
I said, catching a bottle of spirits.
"I'll fill your glass."
I poured a drink quickly.
"Why don't you have a drink, too, Choi?"
"I'll just bring a cup of tea and have a half."
"Is Benz Maybach, set up outside, a hymn carried by CEO Choi?"
"Yes, and I'm not old enough, so please call me younger than Choi.“
"Well, that'll be, later."
At the sound of Benz cars, Eunyeong's mother looked up at me.
Eun-young said, drinking her second glass of liquor.
"Then do I just have to say that I'll guarantee you the principal if the private equity firm is a fraud or not, and avoid the fact that I haven't I?
"There are a few more."
"Is there another one more?"
"When you ask me to send the investment to a personal account, I have to be suspicious. It's also a good idea to see if you can get an investment deduction."
"Income deduction?"
According to the Special Taxation Restriction Act, we can receive income tax deductions when investing in investment cooperatives. If this is impossible, then we have to doubt it."
"Well, I see."
"You don't have to look negatively at Samo funds. We can gather investors and invest in a healthy place. It can help the country's economy."
"Then Mr. Choi must be making investments and getting paid by J.S. Invest. And if you make a profit, you get a year-end dividend. Just like any other company."
"Yes, I'm currently paid in two companies because I have two."
"There's one more place? You're running two private equity firms?”
"No, the other is an electronic parts manufacturer. It's a company that I personally bought for five billion won, not invested in private equity."
"Personally five billion?"
Eunyeong looked surprised again.
said Eunyeong.
"You said Pitestech, right? I went into the Financial Supervisory Service's public disclosure system and checked it out. The CEO is a co-director, and your name is on it."
Eunyeong's family realized my wealth by rain.
But they didn't know I had much more cash than this.
passage through the primary